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Minta Pendapat

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Post time 18-6-2018 10:17 AM | Show all posts |Read mode
Assalamualaikum & Selamat Hari Raya


Ermm..nak minta pendapat dari forummer2 sekalian. Saya sekarang ada kereta proton saga sv tahun 2014, mileage dah cecah 70k and so far takde major problem pun. cuma bulanan nak bayar tue agak perit skit.. rm400 plus camtu sebab masa amik dulu tak letak down payment kot, loan pulak 9 tahun. so skrg nie tgh fikir2kan cara utk reduce kan bayaran monthly tue, pada pendapat uols.. apa cara yg terbaik eyh.. saya planning nak jual je kete tue pastu amik yg used je atau refinance lagi better?
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Post time 20-6-2018 09:33 AM | Show all posts
wsalam, selamat hari raya..
kalau jual kete tu tak boleh cover loan kat bank...loan kat bank lebih kurang 24K lagi..
market price kete tu dlm 18-20K sahaja...
kalau refinance tu bolehla kecikkan bayaran bulanan, tapi kena ingat...kalau refinance nti tenure lagi panjang la..lagi lama nk habis utang

- pendapat sy, pakai la dulu setahun dua lagi...nti kalau baki loan tinggal sikit boleh la letgo
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 Author| Post time 22-6-2018 10:39 AM | Show all posts
zulka replied at 20-6-2018 09:33 AM
wsalam, selamat hari raya..
kalau jual kete tu tak boleh cover loan kat bank...loan kat bank lebih  ...

owhh... alright, terima kasih
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