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nk beli laptop - cash ke easy payment?

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Post time 5-4-2009 02:05 PM | Show all posts |Read mode
hye..

aku nk mintak pendapat & nasihat korang kt sini..
aku ni da lama tingin nk beli laptop sendri.
la ni dok pnjm ayah punye je.
nk beli sendri duit x cukup lg.

aku ingat nk beli yg byr ansur2 bulan2 tu..
tp org kate rugi, sbb klo kire balik nnt harga nye cam bleh beli 2 bijik laptop.
tp aku x nk ler guna kdt card nk beli laptop ni, x nk mulakan...bhaya guna kdt kad ni...
tp klo nk beli cash, mmg xde la...
mane ade cash ribu2...
maklum ler br mula keje, gaji pn x beso, byk mende nk byr...

tp korg,
tlg la bg pendapat & nasihat kt aku ni...
tingin nk beli laptop, tp xde duit....

klo byr bulan2 tu, x ok ke?
ade cara lain?
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Post time 5-4-2009 02:24 PM | Show all posts
bukan slalu yg pakai kad kredit tu tkde interest ke?..
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Post time 5-4-2009 02:27 PM | Show all posts

Balas #2 are_zn\ catat

tp x byk model yg leh wat easi pemen... x sume tempat..

personally, aku suka beli cash.. sbb hg lebih rendah slalunya dr yg publish..
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Post time 5-4-2009 02:32 PM | Show all posts
Beli cash. Ko kumpul dulu duit contohnyer rm200 sbln. Kalo ko gune credit card kena charge interest lagi. Melain kan ko beli yg 0% interest. Tp kena habiskan byr dlm tempoh yg ditetapkan lah.

Tgk pd keperluan gak, maksud aku kalo keja ko mmg menuntut utk pakai so berbaloilah kalo nak gune credit card. Kalo setakat nak berporem ngan chating pinjam jer yg bapak ko punyer...
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Post time 5-4-2009 02:34 PM | Show all posts
Originally posted by halimi78 at 5-4-2009 14:27
tp x byk model yg leh wat easi pemen... x sume tempat..

personally, aku suka beli cash.. sbb hg lebih rendah slalunya dr yg publish..



Yup aku setujuk..selalunye model2 terpilih jer bleh wat easy payment. Contohnyer yang mahal2...Dorang pon nak untung gak weh..
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Post time 5-4-2009 03:05 PM | Show all posts

Balas #1 babyorange\ catat

kumpul duit cukup2 pastu beli cash..
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Post time 5-4-2009 03:09 PM | Show all posts
ujung minggu ni ada pc fair
apa kata ko swipe jer kredit card tuh....
pas tuh jgn pakai dah smpi ko abis settlekan
outstanding yg ko beli pc tuh
selagi tak abis mmg ada interest tapi x ler mahal sgt

hehehe .... easy payment credit card pun ada juga
tapi kalau kt pc fair ada ker promo mcm tuh?
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 Author| Post time 5-4-2009 03:16 PM | Show all posts

Reply #6 budingyun's post

lama tu nk kumpul.....huhuhu
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Post time 5-4-2009 03:30 PM | Show all posts
ikut kemampuan la.. kalau cukup duit lebih baik bayar cash kalau tak... bayar je guna easy payment ...
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Post time 5-4-2009 03:33 PM | Show all posts

Balas #7 nemoo\ catat

kat KL ke?
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Post time 5-4-2009 03:38 PM | Show all posts

Balas #8 babyorange\ catat

knape lama??

ko student ke dh keje??
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Post time 5-4-2009 03:47 PM | Show all posts
pinjam ngan parents,byr slow2..kasi interest lebih pn xpe kt parents sendiri,dari bagi kt bank..
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Post time 5-4-2009 03:51 PM | Show all posts

Balas #12 gunduk\ catat

setuju sgt3..
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Post time 5-4-2009 03:58 PM | Show all posts

Reply #13 budingyun's post

experience sendiri,mase awl2 keje thn lps,nk beli laptop,tp mane ade duit lg..
planning nk wat personal loan,nk wat kredit kad bagai..tp mane leh wat sume tu,keje xsampai 6bulan lagi mase tu.blk cite kt parents,wat loan ngan parents je..
lmbt byr pn xde simbah darah,xde call ugut2 suh byr cepat
silap2 dpt kurang lagi
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Post time 5-4-2009 04:03 PM | Show all posts

Balas #14 gunduk\ catat

sama mcm experience aku..
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 Author| Post time 5-4-2009 05:04 PM | Show all posts

Reply #14 gunduk's post

aku klo ble da keje ni x moh la susah kan parents lagi..
nk gk merase beli guna duit sendri
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Post time 5-4-2009 05:06 PM | Show all posts

Balas #16 babyorange\ catat

apa susahkan parent..pinjam jer..bukan mintak..
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Post time 5-4-2009 05:11 PM | Show all posts
Disarankan guna cash... jangan ansuran atau kad kredit...
kelak merana nanti
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Post time 5-4-2009 05:21 PM | Show all posts

Balas #16 babyorange\ catat

kalo rasa cam bsalah sgt.. nanti kasik la lebih time byr blk.. baik sedekah kat parents dr sedekah kat bank... dpt gak pahala
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Post time 5-4-2009 05:33 PM | Show all posts

Balas #19 halimi78\ catat

sgt bersetuju..
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