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abnegation

Faizfayes replied at 10-1-2020 04:57 PM
bank mmg susah. Loan luar tu kira boleh consider lg ah. Tp make sure pinjam dkt syarikat yg berles ...

Klu nak cri loan luar pun tgk jugak rate dia berapa, yayasan dlm 6.5% - 9.99% rate dia. Aku dapat 7.99% time tu, nasib tak tggi sgt.

abnegation

Faizfayes replied at 10-1-2020 04:59 PM
kalau business besar bahaya sikit kalau ada apa apa loss mmg rugi besar wei

Sbb tu klu amik loan ni better ada insurance/ takaful in case tak boleh byr dlm tempoh masa tertentu.

Better lagi amik yg syariah loan je la.

Pakmi-S

mampu tak nak bayar loan? tak mampu mampos kalau business tak padu

Pakmi-S

tagas replied at 2-1-2020 11:04 AM
Tekun kan ada

tekun ni kerajaan punya so mesti banyak songee HAHAHAH

Pakmi-S

abnegation replied at 13-1-2020 10:55 AM
Klu nak cri loan luar pun tgk jugak rate dia berapa, yayasan dlm 6.5% - 9.99% rate dia. Aku dapat  ...

maksudnya rate tu based on brp pinjaman kita? lg banyak pinjam lg tinggi rate ke? ataupun dia ikut tempoh masa byrn balik?

Pakmi-S

abnegation replied at 13-1-2020 10:59 AM
Sbb tu klu amik loan ni better ada insurance/ takaful in case tak boleh byr dlm tempoh masa terten ...

konsep syariah ni lg boleh percaya. Kalau yg conventional mmg cekik darah riba melambung

abnegation

Pakmi-S replied at 13-1-2020 12:21 PM
mampu tak nak bayar loan? tak mampu mampos kalau business tak padu

Pinjam ikut kemampuan. Loan pun lulus kalau kita mampu bayar balik je.

abnegation

Pakmi-S replied at 13-1-2020 12:23 PM
maksudnya rate tu based on brp pinjaman kita? lg banyak pinjam lg tinggi rate ke? ataupun dia ikut ...

Rate tu tak silap aku dia tgk kita punya financial risk. Klu record ok rate dapat pun rendah.

abnegation

Pakmi-S replied at 13-1-2020 12:24 PM
konsep syariah ni lg boleh percaya. Kalau yg conventional mmg cekik darah riba melambung

Sbb syariah tu rate dia fixed kan, klu conventional loan rate dia turun naik rate pun takde cap mcm syariah loan.