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Kemusykilan Pembelian Kerete & Motor

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Post time 14-2-2014 04:12 PM | Show all posts |Read mode
Asslamualaikum & salam sejahtera kawan2..

Kita ada sedikit kemusykilan nak tanya korang2 yang tau & boleh jawap..
Sekiranya kita dah membuat pembelian motor secara AEON CREDIT pada JAN2014..
Ada tempoh/masa tak? untuk pembelian kereta pulak?
Kalau ada berapa lama tempoh masa yang diambil?

Tq pada sesaper yg menepek jawapan untuk soklan kemusykilan kita

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Post time 14-2-2014 04:38 PM | Show all posts
tempoh masa utk apa?...utk beli kreta?....
tgk le nama ko cantik ke x...rekod ko bayar loan tu lancar atau ada lompat2...

selagi nama cantik, bole apply loan utk beli kete....
kalo x cantik, means high commitment , too risky , mmg nk buat loan pon x lepas ler...melainkan ko ade cash money
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 Author| Post time 17-2-2014 09:25 AM | Show all posts
saGOO_Return posted on 14-2-2014 08:38 AM
tempoh masa utk apa?...utk beli kreta?....
tgk le nama ko cantik ke x...rekod ko bayar loan tu lanc ...

thanks utk jawapan tu

tempoh/masa ..
cth kalau kita bli motor bulan FEB, then nak beli kerete bulan MARCH..
ada x mcm tu?
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Post time 17-2-2014 09:25 AM | Show all posts
tgk jgk klu name clean mmg 2 3 week dpt da.. klu lme tu mean ad issue dkt prosessing bank tu la..
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Post time 17-2-2014 09:44 AM | Show all posts
AisyDani13 posted on 17-2-2014 09:25 AM
thanks utk jawapan tu

tempoh/masa ..

beli motor awal feb... then beli keta ujung feb pon boleh kak... janji credit scoring cantek... komitmen kurang...

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 Author| Post time 17-2-2014 10:20 AM | Show all posts
BellExOra posted on 17-2-2014 01:25 AM
tgk jgk klu name clean mmg 2 3 week dpt da.. klu lme tu mean ad issue dkt prosessing bank tu la..

Ye ke?
boleh lepas eh?
huhu..
takut jugak..
haha

sbb basic kita pun xlah byk..

tq fren
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 Author| Post time 17-2-2014 10:21 AM | Show all posts
ryo_takahashi1 posted on 17-2-2014 01:44 AM
beli motor awal feb... then beli keta ujung feb pon boleh kak... janji credit scoring cantek... ko ...

oh yeke?
ada pengalaman eh?

huhu.. takut gak kita xlepas..
sbb perlukan 2-2 tu..
huhuh

tq fren
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Post time 18-2-2014 08:46 AM | Show all posts
AisyDani13 posted on 17-2-2014 10:20 AM
Ye ke?
boleh lepas eh?
huhu..

klu dye tgk byr bli moto dlu.. slalu nye klu dye tgk patern bayo cantek x de mslh asalkn jgn lewat payment..
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 Author| Post time 18-2-2014 11:12 AM | Show all posts
BellExOra posted on 18-2-2014 12:46 AM
klu dye tgk byr bli moto dlu.. slalu nye klu dye tgk patern bayo cantek x de mslh asalkn jgn lewat ...

Tq darling !!!!!!!!!
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Post time 19-2-2014 09:09 AM | Show all posts
AisyDani13 posted on 18-2-2014 11:12 AM
Tq darling !!!!!!!!!

cer citer sikit... hari tu beli moto apa.. then nak beli keta apa plak..??

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 Author| Post time 19-2-2014 09:21 AM | Show all posts
ryo_takahashi1 posted on 19-2-2014 01:09 AM
cer citer sikit... hari tu beli moto apa.. then nak beli keta apa plak..??

belum bli lg la ryo..
kita bru tny..
sbb nak bli dekat2..
takut tak lepas..
huhuh

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Post time 19-2-2014 02:40 PM | Show all posts
AisyDani13 posted on 19-2-2014 09:21 AM
belum bli lg la ryo..
kita bru tny..
sbb nak bli dekat2..

boleh je kak...
nanti bila dah submit loan... org bank akan call... kalau dia tanya pasal loan beli motor... akak cakap je.. motor tu nak jual sbb nak beli keta... mmg ramai yg buat cemni...

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 Author| Post time 19-2-2014 03:14 PM | Show all posts
ryo_takahashi1 posted on 19-2-2014 06:40 AM
boleh je kak...
nanti bila dah submit loan... org bank akan call... kalau dia tanya pasal loan be ...

jap..
ta faham pulok..
hahaha..

erm, kalau motor tu loan AEON ?
boleh jugak kan?
& perlu ke bgtaw org tu yg kita nk jual motor
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Post time 19-2-2014 04:43 PM | Show all posts
AisyDani13 posted on 19-2-2014 03:14 PM
jap..
ta faham pulok..
hahaha..

kalau bank tanya la...

dia mesti check credit record... then akan tanya la.. naper baru je buat pinjaman moto.. pastu nak buat pinjaman keta plak....
kata la... keperluan nak guna kereta nak bawa barang opis tak muat moto... jadi saya terpaksa beli kereta... nanti moto tu saya jual pd kawan saya utk kurangkan bebanan bulanan... ni contoh ler....

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Post time 19-2-2014 05:18 PM From the mobile phone | Show all posts
Kalo dsr bwah 60% xde hal kot nk buat loan walaupun baru je amik loan..aku lpas dpt loan beli rumah pastu apply personal loan bole je dpt walaupun selang dlm 2 bulan je...kalo loan kenderaan lg mudah nk dpt
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 Author| Post time 20-2-2014 10:25 AM | Show all posts
ryo_takahashi1 posted on 19-2-2014 08:43 AM
kalau bank tanya la...

dia mesti check credit record... then akan tanya la.. naper baru je buat ...

Yeke..
hehe.. thanks rio sbb byk membantu..
inshaallah bulan 4@5 ni nak beli..

nnt apa2 kita bg feedback..
tp nk taw jugak..

cth kita beli kereta,
abg kita akan jd gerentor ,tp dia bru keje dalam 5,6 bulan camtu..
boleh lepas x ?kalau dia jd gerentor..

Then, dia pulak nak beli kereta..
kita jd gerentor..
boleh ke mcm tu


#sorry tny banyak soalan
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 Author| Post time 20-2-2014 10:32 AM | Show all posts
H4dRi posted on 19-2-2014 09:18 AM
Kalo dsr bwah 60% xde hal kot nk buat loan walaupun baru je amik loan..aku lpas dpt loan beli rumah  ...

ye ke..
alhamdulillah rezeki H4dRi tu..
hehe.. mesti gaji ok kan?

kita takut gak tak lepas.. sbb gaji kita pun xlah tinggi..

tq fren 4 da info
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Post time 20-2-2014 10:37 AM | Show all posts
ko sendiri boleh buat kira2 sendiri dri gaji ko..
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Post time 20-2-2014 11:06 AM From the mobile phone | Show all posts
Gaji aku tahap sesak napas juga..stakat skip lunch tu da mnjadi kebiasaan..buat keje part time supaya dpt tunjuk kat bank kita ada side income..asalkan dpt buktikan jumlah hutang x lebih 60% drpada gaji bersih + side income(jika ada) insyaallah boleh lulus loan..
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Post time 20-2-2014 02:48 PM | Show all posts
AisyDani13 posted on 20-2-2014 10:25 AM
Yeke..
hehe.. thanks rio sbb byk membantu..
inshaallah bulan 4@5 ni nak beli..

secara am nya boleh...
tp bank juga akan tengok beberapa kriteria lain juga... contohnya ada juga bank akan tengok credit scoring si penjamin jugak... status kerja... dll...

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