Medical Card Takaful

ibm632 · Post time 6-5-2009 11:05 AM

Jangan terpedaya skg ni... sebab ada ejen dari salah satu syarikat Takaful *** mengatakan yg Takaful mereka provide medikal kad ... tapi bila terima polisi sekali tengok itu Medikal Kad convensional insuran laaaa

kaogi · Post time 6-5-2009 12:37 PM

cam ada unsur2 riak... go BB... go BB

integra · Post time 6-5-2009 02:52 PM

ada jugak yg jenis cam tu ekk.. tak baik ooo

ibm632 · Post time 7-5-2009 09:18 AM

Apa makna BB tu .... Black Berry ker... hehehehe

integra · Post time 7-5-2009 11:43 AM

brahim bagus...........

jenglut · Post time 7-5-2009 01:51 PM

BB??? selsema BB tau laa..yg tu Pru cover..

SiMontel · Post time 19-5-2009 07:52 PM

kengkawan...nak advice sket la...

1) mahal ke tak arr medical card untuk parents...both tu age 60&61 this year..if budget untuk both ~1.5k yearly..ada ke takde?

2) kalau nak beli insurance untuk adik lak cemana...yg ni..byr monthly ler...coz boleh buat saving sekali kan..kot?

sekiann...

integra · Post time 19-5-2009 09:03 PM

jawapan

1. parent tu kalau nak yg prudential punya ada (insuran lain setakat ni lum ada)... PruSenior Med... tp 1.5k/yearly tu tak cukup..

2. kalau untuk adik tak kisah.. boleh ambik.. pembyar tak kisah sesiapa pun..

[ Last edited by integra at 19-5-2009 21:17 ]

integra · Post time 19-5-2009 09:10 PM

The premiums are (Expensive!):

Entry |Co Insurance Amount
Next |RM3000 (Plan 1)
Birthday |Male Female
---------------------------------
Premiums per year..... not guranteed.
45 |1753 1742
46 |1819 1841
47 |1885 1947
48 |1954 2057
49 |2025 2174
50 |2099 2294
51 |2178 2416
52 |2263 2544
53 |2353 2676
54 |2451 2815
55 |2557 2962
56 |2675 3119
57 |2802 3289
58 |2941 3474
59 |3094 3676
60 |3260 3898
61 |3397 4107
62 |3502 4261
63 |3636 4452
64 |3759 4628
65 |3897 4825
66 |4040 5027
67 |4204 5252
68 |4375 5484
69 |4573 5745
70 |4778 6008

|Plan 1
Death Benefit |5000
Medical Benefit
* Daily Room & Board |200
* ICU (max 120d/year) |As Charge subject to 10% co insurance
* Surgical |As Charge subject to 10% co insurance
* Anesthetic |As Charge subject to 10% co insurance
* In-Hospital & Related Service |As Charge subject to 10% co insurance
* Pre-Hospitalisation Treatment (30days prior) |As Charge subject to 10% co insurance
* Post-Hospitalisation Treatment (90days after) |As Charge subject to 10% co insurance
* Home Nursing Care Benefit (180days/lifetime) |As Charge subject to 10% co insurance
* Day Surgery |As Charge subject to 10% co insurance
* Cancer Treatment Benefit |As Charge subject to 10% co insurance
* Kidney Dialysis Benefit |As Charge subject to 10% co insurance
Minimum Co-Insurance |3000
Lifetime Limit |225000

[ Last edited by integra at 19-5-2009 21:15 ]

SiMontel · Post time 20-5-2009 12:15 AM

Originally posted by integra at 19-5-2009 21:03
jawapan

1. parent tu kalau nak yg prudential punya ada (insuran lain setakat ni lum ada)... PruSenior Med... tp 1.5k/yearly tu tak cukup..

2. kalau untuk adik tak kisah.. boleh ambik.. pemb ...

wahhh tak cukup? hmmm mahal jugak ehhhhh for senior citizen...alahai...kalo sorang 3k++...2 org dah 6k++ hmmm pikir panjang gak ni...

integra · Post time 20-5-2009 08:13 AM

ada 2 plan... yg satu lg murah sikit tp co-takaful 6000

SiMontel · Post time 20-5-2009 01:45 PM

Originally posted by integra at 20-5-2009 08:13
ada 2 plan... yg satu lg murah sikit tp co-takaful 6000

co taakful tu aper pulak...

integra · Post time 20-5-2009 02:11 PM

opppsss sorry silap.. co-insuran la..

co-insuran ni kena byr bila kita guna medical kad tu .. dia kan mintak 10% or min untuk plan1 ialah 3k

[ Last edited by integra at 20-5-2009 14:13 ]

kombat · Post time 20-5-2009 02:41 PM

integra, tuk PruSenior Med tu, cover sampai umur berapa ye?

integra · Post time 20-5-2009 02:50 PM

guaranteed renewable up to age 80

ibm632 · Post time 21-5-2009 09:27 AM

Good response dari integra...

integra · Post time 21-5-2009 09:35 AM

biasa je ibm.. Kena fast respon.. Semuanya di hujung jari anda

ibm632 · Post time 21-5-2009 09:36 AM

Macam iklan Celcom pulak Integra ni ...

integra · Post time 22-5-2009 09:00 AM

tu iklan nak bagi tahu... kerja boleh di lakukan di mana2

jenglut · Post time 22-5-2009 01:20 PM

Originally posted by SiMontel at 20-5-2009 00:15

wahhh tak cukup? hmmm mahal jugak ehhhhh for senior citizen...alahai...kalo sorang 3k++...2 org dah 6k++ hmmm pikir panjang gak ni...

senior citizen memang mahal..maklum lah 'barang antik' mesti la berharga..

sbb tu kalau nak amik insuran ialah masa 'mega sale' = waktu kita muda & sehat..