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Author: medangmru

★CREDIT CARD BANK YANG KORANG GUNA ★

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Post time 26-2-2013 08:36 AM | Show all posts
medangmru posted on 25-2-2013 07:29 PM
ada dua2 kad kredit ni....nak tanya apa tuh??

blh bt installment x pakai ke 2-2 kad ni?brp upfront charge ye?

n platinum card nye annual fee brp ye?blh waive x utk ke 2-2 kad ni?

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 Author| Post time 26-2-2013 08:44 AM | Show all posts
damiqula posted on 26-2-2013 08:36 AM
blh bt installment x pakai ke 2-2 kad ni?brp upfront charge ye?

n platinum card nye annual fee  ...

buat installment gapo wehhh???

btw kene tgk promotion dulu....mcm HSBC pasal waive annual fee...rsnya takda masalah...tak tahu lah bg sesaper yg baru dapat cc....mcm haku dah guna kedua2 kad lebih 5 tahun dan ada retails serta transaction history.....biasanya bank akan waive cc based on the goodpaymaster....btran bulanan kene baikkkkkkkk
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Post time 26-2-2013 08:53 AM | Show all posts
medangmru posted on 26-2-2013 08:44 AM
buat installment gapo wehhh???

btw kene tgk promotion dulu....mcm HSBC pasal waive annual fee.. ...

installment ape saje.contoh mcm cimb me pakai skang ni.swipe aje,nanti kol kastemer service ckp nk jadikan installment byr tiap2 bulan.kalo edukesyen,insurance xde upfront charges rasenye.yg lain2 ade bergantung pada brp bulan kite bt installment

kalo goodpaymaster,xyah kol pun die waive ek?mcm best jek ni.erk sebenarnye nk cari cc yg xde expiry date point die.cimb ade.bohsan la every brp tahun kene redeem points dah.nk kumpul points sampai jota2 pun tak sempat
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Post time 1-3-2013 12:41 AM | Show all posts
Ada 3... Citibank, Public Bank and SCB
Citibank Bagi credit limit RM 2500 jer.. Tapi yg ini yang Aku sekali pakai sebab cash voucher...
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Post time 4-3-2013 02:07 PM | Show all posts
Dulu pakai CIMB pastu tukar ke Citibank..CIMB statement x pernah dapat...tp reminder selalu jer dapat...bila tanya kata alamat salah lah..itu lah..ini lah.reminder betul pulak alamatnya...
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Post time 8-3-2013 09:39 AM | Show all posts
ai pakai 1 kad je..ocbc..ada rebate

rasa nak amik hongleong coz rewards dia memang berbaloi, tapi susah nak buat payment coz bank dia jauh
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 Author| Post time 11-3-2013 07:30 AM | Show all posts
TapaiMasam posted on 4-3-2013 02:07 PM
Dulu pakai CIMB pastu tukar ke Citibank..CIMB statement x pernah dapat...tp reminder selalu jer dapa ...

ko ada subscribe tak e-statement???ada yg subscribe ( sbb reg. online banking ) tp depa biasanya tak ingat ada subsribe
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 Author| Post time 11-3-2013 07:30 AM | Show all posts
bottombikini posted on 8-3-2013 09:39 AM
ai pakai 1 kad je..ocbc..ada rebate

rasa nak amik hongleong coz rewards dia memang berbaloi, tapi ...

Apo susahnya....bbayar melalui interbank Giro kan senang.....24 jam dan boleh dibuat kat mana2 jah...asalkan ada line internet...
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 Author| Post time 11-3-2013 07:31 AM | Show all posts
damiqula posted on 26-2-2013 08:53 AM
installment ape saje.contoh mcm cimb me pakai skang ni.swipe aje,nanti kol kastemer service ckp nk ...

pasal conversion tu easy installment tu takdak promosi dr CIMB buat masa ni....dedulu ada dan udah distop sejak bulan 9 tahun lepas.....
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Post time 11-3-2013 09:24 AM | Show all posts
medangmru posted on 11-3-2013 07:30 AM
Apo susahnya....bbayar melalui interbank Giro kan senang.....24 jam dan boleh dibuat kat mana2 jah ...

kalo nak pikir cenggitu memang la sume bole...tapi ai anggap itu sebagai satu alasan utk tidak menambah cc..

ada cc ni disiplin diri penting beb
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 Author| Post time 11-3-2013 09:36 AM | Show all posts
bottombikini posted on 11-3-2013 09:24 AM
kalo nak pikir cenggitu memang la sume bole...tapi ai anggap itu sebagai satu alasan utk tidak men ...

Hahhh.....kene disiplinkan diri ngan cc ni....create that as an excuse adalah satu yang bagus....
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Post time 13-3-2013 02:23 AM | Show all posts
Aku takde cc. Tak berani nk apply,takut aku boros. Sbb aku mmg kaki shoping! Oh noooo
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Post time 14-3-2013 07:34 PM | Show all posts
18% p.a

nk tnya ape maksud p.a tu??
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Post time 19-3-2013 04:09 PM | Show all posts
otomen_taro posted on 14-3-2013 07:34 PM
18% p.a

nk tnya ape maksud p.a tu??

per annum..yearly..tahunan

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 Author| Post time 23-3-2013 04:17 PM | Show all posts
dengan rasminya akan telah memotong beberapa kad kredit aku.....jenuh nak membayar......
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 Author| Post time 23-3-2013 04:17 PM | Show all posts
skang hanya tinggalkan 2 kad penting jah....
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Post time 7-4-2013 06:00 PM From the mobile phone | Show all posts
Ada 3 kad
cimb
citi
hsbc
semua kad kaler itam
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Post time 11-4-2013 06:05 PM | Show all posts
baru2 ni request naikan credit limit.. konon2 nak beli motor guna ezypay. permohonan lulus, tapi tangguh dulu nak beli motor..
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Post time 17-4-2013 02:37 PM | Show all posts
tak pakai credit card...serik keh keh..skrg pakai cash je...ada duit kita membeli belah..tadak duit kita senyum ahaks
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Post time 11-5-2013 05:39 PM | Show all posts
medangmru posted on 13-2-2013 06:33 AM
agak berbaloi la sbb kalau tanpa B. Transfer ...kene interest tu dah berapa kan....

nak tanya..sy tak penah guna kredit kad dan tak tau apa term dia, apa maksud ayat di bawah ni eh?? Boleh spa2 bg pencerahan?

Kadar faedah 8.88% dikenakan hanya jika anda menjelaskan lebih daripada 50% baki belum jelas untuk 12 bulan berturut-turut. Jika tidak, kadar faedah akan naik kepada 15% - 17.5%
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