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Author: yaNn99

insuran/takaful

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Post time 14-1-2012 02:28 PM | Show all posts
Tengah terbayang dah ni ... hehehe
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Post time 14-1-2012 04:43 PM | Show all posts
Syoknye baca2 info kat sini
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Post time 15-1-2012 01:40 AM | Show all posts
Syoknye baca2 info kat sini
sok_suci Post at 14-1-2012 16:43



    terbaaeeekkkkkkkk
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Post time 15-1-2012 01:42 AM | Show all posts
Tengah terbayang dah ni ... hehehe
ibm632 Post at 14-1-2012 14:28



    jangan bayangan gurauan udah ler hehehe
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Post time 15-1-2012 10:22 AM | Show all posts
Syoknye baca2 info kat sini
sok_suci Post at 14-1-2012 16:43


Kalau tak larat nak baca ... boleh tanya ajer kat sini ... kita orang akan reply ..
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Post time 16-1-2012 12:12 PM | Show all posts
totally agree, jgn segan2 bertanye ye
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Post time 16-1-2012 12:30 PM | Show all posts
segan tuu..takut kene caj..hehheh
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Post time 18-1-2012 10:14 AM | Show all posts
Tetiba teringat kisah bekas pengurus cawangan pejabat pos yang disabitkan pecah amanah semata2 nak bayar kos perubatan. Masa sihat kiter tak akan ingat sakit, masa sakit sanggup buat apa sahaja.. asalkan hilang sakit itu...

Moral of the story, Insurans dibeli waktu kiter sihat.. biler sakit jangan harap senang nak dapat approved...kalau nak insured waktu sakit.. banyak ceriter pulaks... So.. saya mengingati diri saya juga dan kekawan di saner.. akan kepentingan insurans nie. Tak kisah lah brand apa, asalkan kiter dan org tersayang dilindungi..

Cheers
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Post time 23-1-2012 01:45 AM | Show all posts
Hah ... Pada yg hantar musim2 cuti ni ... semua PM anda telah dibalas...
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Post time 24-1-2012 02:50 PM | Show all posts
Insurans nyawa nir macam insurans keta/motor. kalau berlaku kemalangan boleh claim ngan insurans. kalau kiter nie yg nernafas nie, kalau tak dilindungi ngan insurans, nak claim ngan apa? Kalau nak duit yg ribu raban tue, settle masalah. Kalau yg setakat ader duit ciput jer.. nak minta tolong ngan saper. Takkan nak kena masuk paper kot.. Kiter bukanyer public figure.. so.. beringatlah kekawan semua... walaupun kiter kata kiter tak cukup duit... Itu sebenar nyer expenses kiter dah terlebih. Kan elok kalau kiter plan bebetul expenses kiter tue. Bolehlah sesangat nak beli insurans hayat. insured lah setakat yg kiter mampu. Apa yang penting dalam Insurans hayat nie adalah MEDIKAL KAD. Kos rawatan dah tinggi... kos perubatan pun dah tinggi...  maka, beringat-ingatlah...


Terlebih bebel laks........ Selamat berholdiday.. Cheers
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Post time 25-1-2012 07:14 AM | Show all posts
pada yg tak tahu boleh bertanya ... kami sudi menjawab
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Post time 25-1-2012 10:47 AM | Show all posts
apa beza guranteed renewal ngan non cancelable pada medical card...??
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Post time 25-1-2012 12:39 PM | Show all posts
apa beza guranteed renewal ngan non cancelable pada medical card...??
Kamen_rider Post at 25-1-2012 10:47



    Gerenti renewal = walau dah sakiT, bole renew insuran
Non-cancelable = syarikat insuran tak bole cancel/tarik pasaran medical kad sesuka hati drp pelanggan nye
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Post time 26-1-2012 08:15 AM | Show all posts
Reply 353# jenglut


   ooo..maknenye kat sini.kalo medical kad hanya ada guarantee renewal..kalo asik sakit jekk..tiap2 tahun boleh renew la...tapi kompeni insurans ada hak nak batalkan kad tuh even leh renew...
kalo gurantee+non cancel maknenye guna sampai abis atau sampai mati la kad tuh kan...

kesimpulan nye...

gurantee renewal = tak gerenti akan renew la...ikut  kompeni tuh..

kalo camtuh...kad yg ade guarantee+non cancel ni tak banyak kompeni ada la..


betul tak jenglut?
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Post time 27-1-2012 10:51 PM | Show all posts
Gerenti Renewal - Mahal tapi bagus

Non-gerenti Renewal - Murah tapi tak bagus
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Post time 15-2-2012 02:03 PM | Show all posts

354# Kamen_rider


kalau guranteed renewal tu boleh ler renew ..
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Post time 15-2-2012 02:30 PM | Show all posts
Reply 356# rezqy

tapi kompeni boleh cancel kan?
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Post time 15-2-2012 02:57 PM | Show all posts
Reply 357# Kamen_rider

company tidak boleh cancel kecuali berlaku non-disclosure di mana pemegang card tidak declare penyakit semasa apply untuk medapat medical card.
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Post time 15-2-2012 03:16 PM | Show all posts
Reply 358# rezqy

ok noted...terima Kasih atas info..
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Post time 15-2-2012 04:09 PM | Show all posts
Reply 359# Kamen_rider


    welkam.. dah ada medi card?
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