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Author: kreditdebit

Jom sembang pasal simpanan wang (Part 2)

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Post time 5-7-2012 08:21 AM | Show all posts
Reply  tuan_wu


    Yakin boleh bro
Kat mesia ni tiada yg mustahil
Enjin kapal terbang pun bo ...
jenglut Post at 5-7-2012 00:18



    skang ni tgh pk cara nk dpt duit tambahan selain dr keje yg duk ada skang  
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Post time 5-7-2012 11:10 AM | Show all posts
Reply 324# baby_pingu


   good idea gak nieh ek (ala2 hidden saving gituh)
kdg2 tak perasan benda2 kecik macam nie membantu gak kalau emergency

mcm gak embaziran

nampak ckit beli itu beli ini

tgk2 dah rabak poket
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Post time 5-7-2012 11:17 AM | Show all posts
Post Last Edit by ctsueraya at 7-7-2012 09:26

dah alang2 masuk sini nak share yang buruk dan baik dalam usaha aku menyimpan wang

masa memula keje eksited dpt gaji
memang tak terpikir lgsung nak simpan weh
sedor duit dh habis ngam2 sebelum gaji baru...camno tuh??
kekdahnyer asal masuk forum cari BFT..laju jerk aku nak membeli(motip nak salahkan forum geks??)
transfer plak senang guna cimbclicks jah

lesson learnt: berhati2lah beli ikut keperluan keh..bukan ikut kemampuan
mementang skang semua online banking jerk

skang alhamdulillah nasib dah ader kesedaran before umur 30 nieh
sentiasa pastikan tak banyak pun sikit akan ku sumbat dalam ASB
selagi bleh minimize perbelanjaan aku cuba(tapi kdg2 terbabas gak nak2 part makan2)
memang planning nak consistent simpan dalam ASB
skang dh plan nak kumpul aset plak untuk beli rumah
maybe beli utk diri sendiri dulu + beli untuk invest
sebab rasa2nya tak rugi kot kalau betul cara dalam mengumpul aset nie

lagi satu kalau rasa susah sangat  rezeki nak lekat amalkan solat dhuha
aku pun takderlah alim sgt
tapi kene berbaik sangka ALLAH akan kurniakan rezeki kita tu cuma cepat/lambat jerk
saham dunia pun dpt...saham akhira pun dapat insya allah  

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Post time 6-7-2012 08:52 AM | Show all posts
Reply 342# ctsueraya


    iols dah practice this as one of my saving tips utk this year..
so far now dah July, i already manage to save 600++ by using this method alone..


bleh la buat belanja raya
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Post time 6-7-2012 10:54 AM | Show all posts
3. Dapat offer Bank Rakyat tambahan lagi 1K...jumlah errr... baru RM1500 je.. ( baru teringat nak join tahun lepas... hu hu..)
5. Saham AHB Maybank - kekal RM10K
6. Simpanan Tetap Bank Rakyat - kekal RM10K..matang bulan pada Apri 2012....Insyallah nak tambah pelaburan lagi RM15K..dan nak mohon keuntungan profit rate setiap bulan mulai Mei 2012 ini.
Abg_Naz Post at 5-3-2012 15:25


abang naz, nak tanya ..

1. kena letak duit dulu bersama borang apply ke?
5. ape manfaat letak duit kat saham AHB?
6. apa manafat letak duit kat FD bank rakyat?
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Post time 8-7-2012 07:48 PM | Show all posts
dalam asb, tabung haji ngan gold saving...mmg kena peruntukkan duit gaji bulan2 tuk simpanan..kena b ...
remizati Post at 11-10-2010 12:16



why not u saving dkt unit trust??xda consultant nk guide ke?
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Post time 11-7-2012 03:16 PM | Show all posts
Reply 341# tuan_wu


    Bole je bro..
Dulu masa aku join forum ni aku bwk saga burok jek
Masa tu rasanya thn 2007
Aku start buat insuran, ramai yg perlekeh..
Skrang aku jumpa balik muka2 yg perlekeh tu..diorg masih takuk lama
Dr saga aku dah tukar vw, dr 1 rumah, aku dah ada few houses
Dulu kredit kad aku burst almost rm100k
Tiada yg mustahil
Syukur alhamdulillah


Bro amati kata2 dlm video ni
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Post time 22-8-2012 09:12 AM | Show all posts
cara aku pilak mcmnie
1-saving
2-byr loan
3-blnja bulanan
4-saving utk melancong/shopping
5-credit card utk emergency
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Post time 5-9-2012 12:34 AM | Show all posts
treat2 yg saya baca,suma concern pasal  how to growth our money..why not you invest dlm unit trust..xperlukan byk modal..just RM100/month & dividend not bad..up to (10-20%)..saya dah cuba
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Post time 7-9-2012 02:37 PM | Show all posts
who can teach me how to invest in unit trust?
And what's the unit trust is all about?..
please give a a clear picture..
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Post time 8-9-2012 08:01 PM | Show all posts
cari_cahaya posted on 7-9-2012 02:37 PM
who can teach me how to invest in unit trust?
And what's the unit trust is all about?..
please giv ...

saya dari unit trust public mutual...boleh tahu cik tinggal di mana?

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Post time 8-9-2012 08:06 PM | Show all posts
cari_cahaya posted on 7-9-2012 02:37 PM
who can teach me how to invest in unit trust?
And what's the unit trust is all about?..
please giv ...

insyaallah saya boleh berkongsi ilmu tentang unit trust..FYI, saya dari public mutual..saya dah PM cik..

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Post time 16-9-2012 10:06 AM | Show all posts
aku servis dh 10thn...dlm asb ader 10k jer x gerak2...aduslahhh..dlm TH ade 6k jer..tun pon asik korekkkk...kt UT..labur 8.5k tu pon 4 thn lps tp x untung pon..nyampah...tgh tunggu naik utk capai modal mmg nk jual blk masuk asb... aku mmg x leh nk saving...suka je sopeng ..selain baju bajan hbag segala mak nenek aku suka bli brg kemas...bkn niat nk melabur pon tp utk pakai...aku mmg kerap bli terutama rantai tgn n bangle...ade je design baru lawa2..kalau timbang aku rasa dh lebih 100g kot...aku rasa ni la saving aku...brp kali nk jual n nk pi saving tp sayang plak coz aku nk wat melaram...heheh
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Post time 16-9-2012 10:10 AM | Show all posts
lupa nk citer..rumah dh bli tp still loan..tanah pon ade beli 37k utk 7000sqft...geran dh dpt n status kediaman..tp aku wt personal loan ..so mcm mn tu...hubby ada 1 apart.monthly byr rm300+ bg sewa rm 600 sebulan skrg tgh proses bli tnh lg..kami ni x menyeving duit tetiap bln...
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Post time 16-9-2012 11:38 AM | Show all posts
legendazack posted on 8-9-2012 08:06 PM
insyaallah saya boleh berkongsi ilmu tentang unit trust..FYI, saya dari public mutual..saya dah PM ...

Saya di putrajaya...
Sebenarnya unit trust ni mcmana?
Confirm untung ker
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Post time 16-9-2012 11:48 AM | Show all posts
if nak bincang pasal unit trust ka insurans ka, please pegi jenguk2 thread2 UT yg sedia ada

http://mforum.cari.com.my/forum.php?mod=forumdisplay&fid=255

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Post time 16-9-2012 11:49 AM | Show all posts
dealova04 posted on 16-9-2012 10:10 AM
lupa nk citer..rumah dh bli tp still loan..tanah pon ade beli 37k utk 7000sqft...geran dh dpt n stat ...

langsung tak simpan cash ke?
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Post time 16-9-2012 03:07 PM | Show all posts
baby_pingu posted on 16-9-2012 11:49 AM
langsung tak simpan cash ke?

ada skit kt asb n TH jer
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Post time 19-10-2012 09:24 PM | Show all posts
saving TH, invest kat p.mutual...
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Post time 21-10-2012 10:31 PM | Show all posts
dealova04 posted on 16-9-2012 10:06 AM
aku servis dh 10thn...dlm asb ader 10k jer x gerak2...aduslahhh..dlm TH ade 6k jer..tun pon asik kor ...

Pada saya unit trust yg terbaik ASB le.. Unit trust yang lain utk short term je. Kalau long term, return UT lain tak leh beat ASB

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