...Idea di hari tua...

arinn

seribulan replied at 29-1-2017 05:32 PM
Ipar ada yang buat camni. Habis tanggung belajar anak buah...korang tanggung la hidup korang denga ...

...benih yang baik campak ke laut jadik pulau kan....

Amonrey

semoga sempat merasa duit pencen hehehe

aishahnoordin

Setiap perbuatan kita hanya untuk mencari keredhaan Allah.

Drsgonfruit

seribulan replied at 13-1-2017 08:52 AM
Seronok Baca Pesanan Dari Dr Harlina Siraj:
PESANAN MENITI USIA SENJA
*PERTAMA:*

Pendapat sy jg..yg no 2..ikut preference mak ayah masing2..kalau mampu ape salah nye    bagus jgk kalau mak ayah mula simpan utk anak..duit raya ke apa ke.. kurang by the time depa besar.. kurang2 nk gi haji ade dh

Drsgonfruit

Drsgonfruit replied at 4-2-2017 07:23 PM
Pendapat sy jg..yg no 2..ikut preference mak ayah masing2..kalau mampu ape salah nye    bagus jg ...

Persediaan hari tua..walaupun di hari muda kita berkira..yg penting di hari tua tidak menyusahkan org terutamanya dlm hal walhal kewangan..bebas dr hutang..kurang2 jika umur tak panjang..zuriat tak perlu berhabis nk settle kan hutang kite..sekadar pandangan dr sekeliling  

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Persediaan hari tua adalah bagus jika rumah dkt dgn masjid dan kubur.

cahayamataku

Don't marry a man unless you would be proud to have a son like him -

(Dr Harlina Siraj)

Drsgonfruit

Drsgonfruit replied at 4-2-2017 07:32 PM
Persediaan hari tua..walaupun di hari muda kita berkira..yg penting di hari tua tidak menyusahka ...

Persediaan hari tua..bila ada duit lebih, yg mana wajib pada agama & keluarga selesai..mungkin bleh plan utk travel & tgk keindahan ciptaan yg Maha Esa..boleh melihat kebesaranNya disamping dpt witness keindahan alam ciptaanNya..

seribulan

cahayamataku replied at 4-2-2017 08:39 PM
Don't marry a man unless you would be proud to have a son like him -

(Dr Harlina Siraj)

Sound advice...can apply to mother also

akuperatijee

Apa2 pun pesan pada diri dan anak2 agar utamakan SOLAT dahulu. Tak kira macam mana kaya, miskin, gembira atau sedih sesebuah keluarga itu dimulakan dengan yang 5 waktu itu dahulu. Saya yakin, jika kita dapat mendisiplinkan diri kita dan anak2 untuk tidak meninggalkan solat, akhirnya segala urusan akan menjadi mudah. Tiada kesalan atau rungutan dalam kehidupan kerana masing2 akan mula faham dan redho untuk melalui kehidupan pada masa akan datang.

Betul, kewangan juga penting dan harus dikukuhkan sebelum tiba hari tua. Tapi, bila kita dapat mengutamakan yang asas itu, percayalah..semua akan jadi lebih mudah.

Contoh, suami yang tidak pernah meninggalkan solat..pastinya akan menjadikan isteri sentiasa gembira dan mendengar kata..dan sudah tentu dapat mendidik anak2 untuk menjadi baik. Ini akan terjadi secara semulajadi..bila kita solat, automatik hati akan menjadi ikhlas, hidup akan kurang mengeluh sebab kita faham erti redho. Didikan mendatang adalah bermulanya dari sekarang. Duit boleh dicari, tapi saham akhirat juga perlu bagi mengukuhkan apa yang kita ada sekarang dan pada masa akan datang.

Apapun..dalam hidup, jangan MALAS..jika kita boleh dan berkemampuan pun..tapi penyakit M dah sebati dalam badan..apa kerja pun tak akan terjadi. Buang sikap malas jika ingin kehidupan menjadi lebih baik. Sila jangan malas!

seribulan

akuperatijee replied at 5-2-2017 06:18 AM
Apa2 pun pesan pada diri dan anak2 agar utamakan SOLAT dahulu. Tak kira macam mana kaya, miskin, gem ...

Clqp clap clap ...

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Berikut adalah petanda-petandanyaTUA:
1 Bila ke karaoke, dulu seronok ajak ramai-ramai sampai penuh bilik. Sekarang ini ajak paling ramai hanya tiga orang. Lebih daripada itu, rasa rimas apatah lagi tahap kesabaran sangat rendah untuk menunggu giliran selepas orang kelapan.   

2 Pilihan lagu karaoke anda terhad kepada 1980-an dan pertengahan 1990-an, yang kemungkinan besar tidak pernah didengar oleh Gen.Y hari ini. Lebih sadis, lagu tersebut tiada dalam koleksi pusat karaoke.   

3 Sengaja datang ke kenduri kahwin pada saat-saat akhir majlis. Tidak mengapa tidak lihat pengantin, janji bersalam dengan penyambut tetamu depan pintu, serah hadiah atau sampul angpau. Alasan sebenar, lega tidak payah beratur lama mengambil makanan dan senang dapat kerusi di meja makan.   

4 Jika dulu harus melalui ujian penilaian untuk menyertai pasukan bola sepak, sekarang anda dijemput rasmi. Pasukan veteran 40 tahun ke atas sentiasa mengalu-alukan 'pemain baru’ dan tidak perlu ujian kaki bangku atau tidak.   

5 Gemar tidur petang. Masa muda waktu petang penuh dengan aktiviti, tidur tiada dalam senarai. Bila sudah berusia, waktu antara 2 petang hingga 5 petang semakin kritikal mata sebab kerja makin banyak.   

6 Tiba-tiba kereta dipotong dari sebelah kiri. Kalau dulu, mahu dikejar balik pemandu kiasu seumpamanya. Sekarang, biarkan saja. Keupayaan mengawal emosi berada pada tahap kemuncak. Sebenarnya, enggan kejar pemandu kiasu itu sebab sayangkan minyak mahal sekarang ini.   

7 Senarai rakan dalam telefon anda semakin ramai 'doktor’, siap dengan notis automatik sehari sebelum jadual perjumpaan mingguan di klinik mereka.   

8 Tahap kecederaan tinggi semasa bersukan, termasuk kecederaan sebelum sukan bermula. Seorang rakan baharu hendak keluar rumah terpaksa membatalkan hasrat bermain setelah kakinya terpijak patung permainan anaknya. Patung tak patah tapi dia tersungkur, lebam kaki.

9 Menyukai kopi dan menjadi pakar minuman kopi sehingga menjadi rujukan kepada rakan-rakan. Inti pati analisis ialah kopi itu memastikan peminumnya tidak terlena semasa sesi ceramah atau tazkirah.   

10 Menolak menonton filem Transformer, Iron Man atau Spider-Man. Filem adaptasi komik sudah tiada tarikan. Tetapi tidak kisah menonton berulang kali drama berat Dead Poets Society, The Help, Kramer vs Kramer.

Amonrey

thank you atas nasihat dan tips di atas

ironpatriot31

Untuk point ke 4 itu betul, kena didik anak anak dan cucu cucu dengan didikan agama yang cukup dan extra knowledge jugak sebab bila dah tiada, amalan yang mereka buatlah yang sedekahkan pahala untuk kita. Satu lagi banyak banyak la sumbangkan duit ke masjid atau wakafkan al Quran dsb sebab setiap kali orang menggunakan masjid ataupun membaca al Quran tersebut kita pun dapat pahalanya

kumak

Yang no 2 tu kurang bersetuju. Rasanya di dunia yg serba memerlukan duit, xsalah kalau mampu untuk menyediakan keperluan asas seperti rumah untuk masa depan mereka. Dunia masa skang xsama macam dulu dengan harga hartanah yg lagi2 mencekik darah

Castorsugar

Menghabiskan wang pencen yg ada dgn pegi melancong satu dunia

kecik68

1. Having a positive attitude towards towards your future

Your ability to ‘roll with the punches’ will dictate how you approach most areas of your future life. There are life changes that you can expect in retirement;, both positive and challenging. In fact, sociologists have identified at least six separate “life transitions” that will affect most people as they move through their retirement life (which is why we say that retirement isn’t one long life phase). Perhaps the greatest transition of all is the one that you see each time you look in a mirror and see yourself change . It is easy to forget that “getting older” is a physical issue, not a mental one. . As Satchel Page once asked, “How old would you be…if you didn’t know how old you are?”

2. A clear vision of the kind of life that you want.

When you think of the word ‘retirement’, what vision comes to mind? Is retirement a work issue for you, or maybe a financial and investment plan? Far too many pre retirees make the mistake of thinking that the financial plan and the retirement plan are the same thing–that the life part will take care of itself. This stage of your life deserves a more holistic look and plan than simply assuming that you are beginning a thirty-year long weekend. What do you want your life to look like? What changes do you anticipate along the way? How will you get the most out of each and every day? Those are important questions as you contemplate your move into this next phase of your life.

3. A healthy approach to mental and physical aging

It is one thing to say that you want to be positive about the future. If that is true for you, then healthy aging will be a major part of your retirement plans and lifestyle. Whiel the aging process is normal and affects us all in different ways, there are some things that we can all do to ensure that we “put time on our side” by looking after ourselves. Most people think that being healthy physically is the key to healthy aging. In retirement, healthy mental aging is just as important (and some would say even more so.) How much do you understand about the basic principles of healthy physical and mental aging? Are you doing something each and every day to nourish your need to use and expand your mind or to honor your body and do what you can to maintain your physical health?

4. A positive definition of ‘Work’

Your work is the thing that you do to contribute your skills, experience, labor or knowledge to society in some way. It is also a way for your to “self-actualize” and create positive stress in your life. Even when you leave the traditional workplace, you will still have a need to share your workplace strengths and transferable skills. If you have a positive attitude towards the workplace, then the desire to have a retirement free from any kind of work becomes irrelevant. A wise person once said, “If you love what you do, you never have to work again!” By the way, work doesn’t have to be full-time, it doesn’t have to be something you don’t like to do, and it doesn’t even have to be for pay! Many retirees use volunteering as a way to replace the things that they miss most about their previous work.

5. Nurturing family and personal relationships

Our close personal relationships define us, give us a purpose for living our lives and encourage us to create life goals. We all have a basic need to share our lives, experiences and life journey with those closest to us In retirement our friendships and close relationships may offer us the validation that we may have received in the workplace. Those relationships give us the opportunity to “connect” on many levels with someone close and to share ourselves. Psychologists have identified our desire to share ourselves as a basic human need. This need is often satisfied in the activities that we enjoy with our spouse or partner, friends and family.

Researchers have found that people in satisfying personal relationships have fewer illnesses and higher levels of good overall health. That’s the clinical rationale. In real life terms, having people close to you who will share your life and be there for you will not only add to your overall life enjoyment, but will also add years on to your life!

6. An active social network

As you get older, your social support network becomes increasingly important. You draw your social support network from a much broader social network. Successful retirees generally have robust social networks that provide them with friendship, fulfilling activities and life structure. As part of your retirement plan, you might want to think about the quality of the social network that you have today and your plans to build it. One of the lessons that we can learn about the aging process is that our social networks begin to shrink–if we aren’t continually adding to them. You can join clubs, meet new people and get out of the house to do new things. In retirement you are going to want a lot of people who you can count on and it makes good sense to continue to seek out new opportunities to socialize.

7. A balanced approach to leisure

Leisure is a fundamental human need. We use it to recharge our batteries, to act as a diversion in our lives, to create excitement, anticipation or simply to rest and contemplate. Things change, however, when leisure becomes the central focus of our lives. Leisure, by its very nature, loses its luster when it is the norm in our life rather than the diversion. For many retirees, the idea of leisure is associated with “not having to do anything”. In the end, a lack of stimulation affects our mental and emotional state and then ultimately our physical well being. There is a big difference between “time-filling” activities and “fulfilling” activities that we look forward to. In retirement, leisure activities often replace workplace functions to meet the basic needs that we have. Successful retirees balance their leisure over many different activities and take the opportunity to do new things and not get into a rut.

8. Maintaining ‘financial comfort’

Some retirees feel that a happy retirement is guaranteed by financial security. However, there is no price tag on successful retirement. As someone once said, “having a million dollars is NOT a retirement plan!” Financial comfort refers to being able to manage your life in a satisfying and fulfilling way using the financial resources that you have. If financial discomfort contributes to retirement stress, then your financial plan becomes a negative rather than a positive. The keys to achieving financial comfort are to have a clear understanding of the financial resources you have and the demands on your money that will come from the life you lead (both now and in the future). One good way to look at your financial situation in this next life phase is to think about the three “buckets” that you will have to keep filled in order to achieve financial comfort:

Your “essentials” bucket, which will pay for all of your basic needs
Your “lifestyle” bucket, which will fund those fun things that you dream of doing in retirement
Your “nest egg” bucket, which will fund any emergencies that may arise, provide you with a sense of security through good and challenging times and ultimately will form part of your legacy.

matjambu

Book rumah orang2 tua awal..kot in case anak tak mau jaga..at least da buat reservation awal..pilih katil tepi tingkap

rarazira

Setuju dengan point no 2..

My parent pun amalkan benda ni..selalu berpesan pada anak2 yang diorang takde harta nak beri pada kitorang adik beradik..hanya ilmu harta yang mampu diberi..so gunalah dan amalkan lah ilmu yang dapat tu dengan sebaiknya..

Alhamdulillah kitorang semua sentiasa bersyukur dengan apa yang ada..gunakan ilmu yang diperolehi dengan sebaiknya..nak cari kerja pun kena guna ilmu yang kita dapat..yang paling penting ialah doa daripada ibu bapa..sebagai anak itulah senjata kita..kita juga sebagai anak kena sentiasa mendoakan ibu bapa

Metinpehlivan

Org yg kerja sendiri .. takut wehZ takde epf n pencen