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Author: ctredzuan

kad kredit mana yg ok?

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Post time 27-2-2009 11:43 PM | Show all posts

Reply #2 jac_diehard_fan's post

cimb islamic ok ke? ade rebate tak mase spending ape2 brg?
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 Author| Post time 28-2-2009 06:13 PM | Show all posts
kad kredit ni kan, kalau kita pakai sebulan cntoh rm3k, kita bayar rm3k bersih jugak, ada % tak?
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Post time 28-2-2009 07:06 PM | Show all posts

Reply #22 ctredzuan's post

sebelum due date... tak de %........ lepas tu ada
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Post time 1-3-2009 07:27 AM | Show all posts
aku pakai debit kad je
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Post time 1-3-2009 09:58 AM | Show all posts
Dengan adanya kad debit, tak perlu lagi pakai kad kredit.

Abang aku ada dekat 10 kad kredit, dan hampir kena buang kerja akibat hutang sampai50 ribu dan bank asyik cari.
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Post time 1-3-2009 10:55 AM | Show all posts

Balas #1 ctredzuan\ catat

saya pakai debit card jer coz x suka berhutang....debit i pki eonbank mastercard dan visa saya paki alrajhi dan maybank....satu card dah ade dlm maintain 5k tunai...so i x perlu berhutang
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Post time 1-3-2009 11:29 AM | Show all posts

Reply #25 WonBin's post

kalau ada kad debit tp duit tak de wat pe gak...............

guna kad kredit jgn salahgunakan...
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Post time 1-3-2009 12:08 PM | Show all posts
btul tuh pakai kad debit jer......

kad kredit yg paling baguih..HSBC.... global bank... lambat bayo... diorang call....

aku lah mangsa kad kredit ni ni... hu hu hu...  ni pon baru abih byr utang rm4k lebih.... bunga interest champion btol....


kalau dok kuar2.. pakai jer debit kad... senang lagi sebenar nyer...
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Post time 1-3-2009 01:26 PM | Show all posts

Balas #28 svarna\ catat

saya dah lama pki kad debit..no prob....nak beli pun x risau coz kita tahu duit ade dalam...x der sapa nak kejar tiap2 bulan....kalau saya keluar negara...saya masukkan 10k dalam visa alrajhi coz dia international bank...worldwide accepted
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 Author| Post time 2-3-2009 07:22 AM | Show all posts

Reply #26 amir777's post

saya ni tak pernah pon ada kredit kat sebenarnya, memang selama ni ada debit kad cherry maybank tu, tapi tak pernah pakai debit kad ni sbb sentiasa ada cash dlm tangan kalau shopping,even ambil stok dgn supplier ponnn pakai cash,

saje jeeeeeee tanya kredit kad kat sini sbb utk travel, kena gak pikir risiko bwk debit kad ke ovc, kalau org tercuri terrrrrdraw, kalau kat dalam tu ada rm100k, tak ke nayaaaaaaa
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Post time 2-3-2009 08:14 PM | Show all posts

Reply #30 ctredzuan's post

Kalau kad kredit kena curik pulak mcmana?
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Post time 2-3-2009 10:15 PM | Show all posts

Balas #31 [azam]\ catat

alaa.. paling kurang pun dia boleh ambik rm200 je untuk isi minyak sehari. yang lain kan perlukan signature
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Post time 2-3-2009 10:57 PM | Show all posts
Malaysian credit cards accepted ke kat overseas?  I doubt it sebab too many fraud cases involving Msian cc.

What about taking travellers cheques?  

Credit cards are okay if you are disciplined and bayar promptly.  

But me, personally, I prefer debit cards.
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Post time 3-3-2009 09:15 AM | Show all posts

Reply #32 elle_gogo's post

apa lah sgt signature tuh....sedangkan signature dalam tulisan cina pun ditiru...

takkannye isi RM200 minyak je, mau bust kredit limit terus..
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Post time 3-3-2009 10:08 AM | Show all posts
dah x pakai kad kredit  
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Post time 3-3-2009 10:09 AM | Show all posts
Ooooo ...yer ke
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Post time 3-3-2009 10:11 AM | Show all posts
kalu guna lebih dari 1 kredit kad, okay or tak okay ?
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Post time 3-3-2009 10:12 AM | Show all posts
...............accepted le
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Post time 3-3-2009 10:20 AM | Show all posts
sy guna 3 CC...

EON bank, Maybank n MBF mastercard..

kalo nak ikut semua tu mmg cekik duit kita kaww2 ngan interest mcm2..ntah aper2..tader yg bagus pon pakai CC ni huhu..
Kalo ader CASH lg bagus..

Dulu2 masa baru pegang CC..rasa bangga jer bila sopin pakai CC (apply masa keje dolu2)..tp sebaliknya sekarang hehe..rasa malu ler pulakkk bila byr pakai CC hahhaa..(cam dah tader duit sgt..kena utangg huhu )

Tp ada jugak kelebihan...time terdesak nak guna byr online per2 ker..cam ari tu kan CT..kena byr yuran photobucket tu ehhehe (ternganga jap..urgent lak tu nasib ada CC)

So, far utang kena byr On time ler..kalo tak mmg interest late payment pon dah dlm 30 lebih huhu
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Post time 3-3-2009 10:21 AM | Show all posts
Originally posted by sinar_inspirasi at 1-3-2009 11:29 AM
kalau ada kad debit tp duit tak de wat pe gak...............

guna kad kredit jgn salahgunakan...


CC ni kalo dah ader dlm tangan..mmg akan disalahgunakan ler..haha
lagik2 kalo kat tmp shoping hahhaa
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