Sindrom H.E.N.R.Y... uolz pernah terjebak?

green~tea

Just for sharing..  how i keep motivated in managing my business & career in corporate world

1. Have a good and harmonious team.. avoid gossips... gossip mematikan harmoni... gossip adalah permulaan kepada nasty office politics...

2. Have support system, ur spouse, family.. even if you have business with family pun, uruskan professionally.. jangan gedik teruja nak usik that floating money in those business accounts... business kena expand... kita just ambil sufficient salary je dari business kita tu.. have proper audit, avoid enterprise companies, buat la sdn bhd...

3. Utk career in organization, nak survive dgn lebih mudah is actually becoming a technical professional.. tak perlu hadap sangat politic bodoh di office... becoming a subject matter expert membuatkan kita lebih stable and valuable in the organization

hommokuwada

green~tea replied at 21-10-2021 10:47 PM
Impressive! How do you stay motivated in your day job? Knowing that dah ada cukup fund for retirem ...

Human nature automatically kena bekerja. Like Tun M cakap, kena kerja to keep your mind healthy. Kerja makan gaji memang stress but with no financial burden, perasaan tu tak risau kalau kena retrench atau kena buang kerja. As long boleh bertahan saya bertahan.

Pernah ambil cuti tanpa gaji setahun nak test early retirement. Tak jalan... First two weeks you dah boring giler. Otak jadi kuku. Try buat business online or business modal kecil-kecil, tak jalan juga sebab tak ada push factor or terdesak. You miss you rakan sekerja, makcik-makcik bawang kat opis.

End up setiap hari gi surau, balik internet dan astro. Level darah, sugar, kolestrol, semua naik jadi border.

So after one year, masuk kerja balik sampai sekarang.

Kena ada pressure, deadline, etc just to keep your mind running.

green~tea

hommokuwada replied at 21-10-2021 11:06 PM
Human nature automatically kena bekerja. Like Tun M cakap, kena kerja to keep your mind healthy. K ...

I see.. u tried unpaid leave for a year... bagus la test water dulu sblm retire... i tot bila fund retirement cukup, motivation dah low sbb takde kejar commitment... tambah dah wfh for 2 years and i kinda like early retirement sbb boleh keje sambil PDPR anak and cooking for the family..

Im quite overwhelmed dgn few business family... kejap wearing hat agriculture & agricommodity... kejap hat tourism... kejap hat digital & IoT.. kejap hat M&A.. kejap hat venture capital....  kerap i kena ambil cuti mmg licin laa annual leave sbb commitment business family.. penat pun ada coz weekend pun attend meeting, site visit and networking... kena curi2 masa odd hours... i need to sacrife something laaa if i nak kehidupan yg less hectic

hommokuwada

green~tea replied at 22-10-2021 01:20 AM
I see.. u tried unpaid leave for a year... bagus la test water dulu sblm retire... i tot bila fund ...

Good for you... Maybe I wait until 50 or so and see how.

dellashrill

I consider myself early retirement more than 5 years ago pada age 33 tahun.

Just buat kerja freelance sikit-sikit untuk elak boring, join kuliah dan kelas mengaji kat masjid.

If perempuan nak early retirement boleh, make sure manage debt properly.

Macam I dengan gaji before early retirement double K, I manage myself settle down low profile dengan hidup biasa-biasa. Tak mewah tak kurang.

Even my friend yang bidang yang sama risau if anything happen to me.

Even I duduk rumah, I always study what market need. So, knowledge always kene tambah and same par dengan global. tak de la orang cakap suri rumah outdated kan.

Sorry hijack benang ni.

adila39

I gi kedai handbag yg jual bag puluh ribu...i hanya posing je la ...boleh juga nak beli at least purse je la...tp tu pun...bila nak beli i ingat anak i...mak i...adik i ..haa sudah...so i x jadi...but i hope one day i will be selfish enaf to do so

green~tea

adila39 replied at 8-11-2021 10:54 PM
I gi kedai handbag yg jual bag puluh ribu...i hanya posing je la ...boleh juga nak beli at least pur ...

Eh kenapa plak selfish... kita bukan spend semua income pada benda camtu...

green~tea

dellashrill replied at 7-11-2021 05:14 AM
I consider myself early retirement more than 5 years ago pada age 33 tahun.

Just buat kerja freelan ...

Wah itu mmg betul2 retire tu... yes buat freelance sikit2 okay...

I plak tried to early retire end up makin busy manage businesses... sampai weekend, and malam pun ada activity, mcm networking dinner, site visits, teman husband... actually my husband yg plan & handover some of the companies utk i manage bila i resign sbb dia takmo i spend too much time commute pi ofis sangkut jem, usually balik malam sbb busy... tp my family pun bisnes sendiri jugak... so i partner here and there end up over load..

Fuh off topic plak... ni thread henry hahahaha

green~tea

adila39 replied at 8-11-2021 10:54 PM
I gi kedai handbag yg jual bag puluh ribu...i hanya posing je la ...boleh juga nak beli at least pur ...

Tambahan... i dgn husband still splurge once a year for self reward.. this is so that we can avoid becoming HENRY..  mcm i still beli handbag, tp cuma every March sahaja i akan spend, lepas i met all my investment commitment... mcm this year i beli 1 handbag.. next year March i target laa benda lain or handbag lg ke, tengok lah berapa balance cash yg ada after March...

Husband plak dia punya self reward timeline in November.. sbb heols usually pakai dividend AHB utk self reward... sbb AHB takleh compounding kan

dellashrill

green~tea replied at 9-11-2021 07:10 AM
Wah itu mmg betul2 retire tu... yes buat freelance sikit2 okay...

I plak tried to early retire e ...

sebelum kahwin I boleh di kategori termasuk dalam golongan Sindrom H.E.N.R.Y.

Lepas kahwin dengan husband, dia tengok cc I yang berpuluh-puluh K, terus dia suruh I full settlement cc I.

I bersyukur dapat husband yang mmg disiplin dalam kewangan. Hidup sederhana, tenang without any financial problem. Ibarat, hidup seadanya, tak mewah tak susah. makan pakai cukup.


Now, I can consider myself financial freedom.

adila39

green~tea replied at 9-11-2021 06:53 AM
Eh kenapa plak selfish... kita bukan spend semua income pada benda camtu...

betula...but to me la...self reward alone ni nnt i pikir mak i la adik la...so i tgh train self ni being selfish...dah nak sampai dah level tu

adila39

green~tea replied at 9-11-2021 07:30 AM
Tambahan... i dgn husband still splurge once a year for self reward.. this is so that we can avoid ...

i like the idea..hahaha ok ok ...self reward..im coming!!!

green~tea

dellashrill replied at 9-11-2021 02:15 PM
sebelum kahwin I boleh di kategori termasuk dalam golongan Sindrom H.E.N.R.Y.

Lepas kahwin dengan ...

Alhamdulillah... mmg penting dpt spouse yang bertanggungjawab ni.. iols pun dah takde hutang kereta, rumah... doing businesses ni sbb mmg passion, bukan utk serve any commitments.... penat dan challenging, tp gembira dan puas hati achieve milestone

My motivation utk managing multiple businesses skang ni is to build & diversify my investment portfolios, nak increase my passive income... and  now in the middle of expanding my commercial properties, nak build legacy utk anak & anak2 sedara i...  lavi satu, i aim utk create more jobs for the locals... and improve local economy...

green~tea

adila39 replied at 9-11-2021 02:38 PM
i like the idea..hahaha ok ok ...self reward..im coming!!!

Yes mmg kena self reward tu... i buat once a year, ada org twice a year.... i dah practice this since 2017 lepas i attend retirement planning course yang company organize... then lepas kawen husband i plak tunjuk ajar financial managememt... lagi cepat pantas laa investment tu menjadik...