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Author: ayamserama

Camana Nak Tahu Layak/Tak Buat Loan Kereta

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Post time 9-2-2007 09:38 AM | Show all posts
Aku pakai wira jer, pada isi pendapatan umah rm3.4k
sebab dok kl, kos hidup tinggi, pegi mana2 bayar tol, minyak mahal, sewa umah mahal, parking, streamyx.....bla bla bla
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Post time 9-2-2007 09:39 AM | Show all posts
Alah....aku tgk cerita US tu pakai kereta petak jer, buruk jer aku nengok.
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Post time 9-2-2007 10:01 AM | Show all posts
Aku apply loan untuk gen2 tahun 2005 pun dah susah...bayar d/payment 10% dan pinjam 90%..tapi tak lepas..gaji bersih RM1,700 sebulan...tak ada loan rumah..kredit kad ada 2 je...

last-last dia bagi 80% loan je..dekat EON Bank..oklah..aku top up lagi 10% kat d/payment...dapat lah jugak pakai gen2.syukurlah..
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Post time 9-2-2007 11:17 AM | Show all posts
Gaji bersih aku rm1.7k
Ambik loan asb tiap2 bln  kena byr rm440
Ada 3 kredit kad.

Pastu,
Apply  loan 90% ngan maybank(myvi)  utk 9 thn.. So, tiap2 bln kena byr rm570..

Alhamdulillah lulus tanpa penjamin..
Cuma masa prosess loan tu nk approve je yg leceh sket..
Macam2 details yg diorang soal aku..

Ari rabu, book keta..
Ari jumaat pagi loan dh lulus..

Rasanya diorng tgk kita punye loan  payment...
Kalau cantik je tiap2 bln, mesti senang nk lulus..
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Post time 9-2-2007 11:37 AM | Show all posts
aku rasa cam nak suruh prekey buat poll berapakan house income member CnM ni.. heheeee..
tapi takpee.. dunia kita miskin tapi akhirat nanti kitaa
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Post time 9-2-2007 12:14 PM | Show all posts
Gaji aku rm600 sebulan jer. Tapi aku pakai Honda Civic baru, Hari2 parking rumah jer buat hiasan, pegi kerja naik bas, Makan sekali jer sehari,Makan telur2 hari2. henpon top-up rm10 utk 4 bulan. 3 bulan boleh call-in ajerk.
Ahaksss.....:lol biar papa asal bergaya
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Post time 9-2-2007 12:22 PM | Show all posts

Reply #46 sedondon's post

ni kisah benar kee atau rekaan semata-mata..
boleh jual kisah ni kat tv suh buat drama kisah benar ni... hehehee...
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Post time 9-2-2007 12:35 PM | Show all posts
ko rasa fakta atau auta berdasarkan raut wajah ku ini
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Post time 9-2-2007 12:37 PM | Show all posts
Aku hingat nak jual civic baru aku tu, angkat kereta 86 pulak.
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Post time 9-2-2007 12:38 PM | Show all posts
Originally posted by sedondon at 9-2-2007 12:37 PM
Aku hingat nak jual civic baru aku tu, angkat kereta 86 pulak.


err.. cam badang ko erkk.. bleh angkat kete 86. kalau haku, haku angkat guna kren jer..
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Post time 9-2-2007 12:48 PM | Show all posts

Reply #48 sedondon's post

nak pakai keta 86? AE86 ke?

lagi la tak jimat nanti. mana nak tukau coupling, LSD, gbox, tayar drift lagi
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Post time 9-2-2007 12:57 PM | Show all posts

Reply #48 sedondon's post

nak pakai keta 86? AE86 ke?

lagi la tak jimat nanti. mana nak tukau coupling, LSD, gbox, tayar drift lagi
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Post time 9-2-2007 02:30 PM | Show all posts
blh...aku skrang contract jer setahun pastu bulan basic 2300++....dah sebulan pakai Vios Type E.....bayar bulan 806.00......dulu iswara kete kebal....rekod memang bersih laa tak pernah sangkut bank soh byr 26hb aku bayar 22hb....skrang bank soh bayar 9hb aku bayar 22hb gak....yg penting rekod kat bank tu kena cantik baru dia org percaya
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Post time 9-2-2007 02:41 PM | Show all posts
Ini Tohai lah!!!
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Post time 9-2-2007 03:18 PM | Show all posts

Reply #54 sedondon's post

kah..kah.. ko jgn percaya nama dlm citer kat tv3 & ch8 tu..
diorang tukau laaa... bengong sungguh...
nama best2 gi tukau ke "tohai" nama takde nilai komersial lansungggg...
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Post time 9-2-2007 03:28 PM | Show all posts

Reply #55 takumi86's post

tohai hakka bace ikut jepun jadik takumi kut..
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Post time 9-2-2007 03:37 PM | Show all posts
Anak Taukey Tauhu!!!! :lol
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Post time 10-2-2007 09:45 AM | Show all posts

Reply #44 areeshamunira's post

problem nnt bile nk beli rmh, wa ckp lu!!!..make sure ko nyer 3 credit card 2 pymt ok..!!!
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Post time 10-2-2007 07:41 PM | Show all posts
Originally posted by goldperson at 14-8-2006 09:48
kalo downpayment 10,000 buat 7 tahun per-mounth beraper...



meh aku bagi formula...peh ni ko boleh create kat dalam excel.

Formula:

memula,

Harga keta - jumlah d/payment  = jumlah loan
cth:      RM100,000 - RM10,000 = RM80,000

pastu,

  (    Loan  X  interest   )     x  jumlah tahun loan  = total interest hingga tahun terakhir.
                       100

cth:      (   80,000   X   5 )    X  7      =  RM28,000
                                 100               


pastu:         Loan + total interest     =   monthly installment
                     jumlah bulan

cth:          80,000  +  28,000         =  RM1285
                            84

senangkan buat loan?  
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Post time 11-2-2007 02:51 AM | Show all posts

Reply #59 kambeng_masam's post

gi jer kat www.star-motoring.com.my.
ada online calculation lagi..
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