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Originally posted by mamarilia at 17-12-2008 04:34 PM 
huh tingginya interest untuk personal loan..0.75/month..setahun dah 9%
hong leong lagi tinggi 12%...kalo dah terdesak ape kan daya....better drpd ah long  |
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Originally posted by wineps at 17-12-2008 04:58 PM
awat korang x guna teknik cash out from CC.....pastue buat BT....lagi murah dari PL aper.....
tak semua org ade CC  |
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haku rasa aku dah citer teknik nie.....ko cuba try test cari laaaa...malas nak explain bebanyak kali..... |
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rasanya memang bank rakyat dah stop bagi loan kat staff swasta ni.. sb pertengahan tahun hari tu aku call diorang kata org keje gomen je bley buat loan.. 
2 tahun lepas, adik ipar aku yg keje swasta tu ada buat loan dgn bank rakyat ni.. 15k, bulan2 bayar 200 selama 10 tahun. so interest dia 6% |
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Reply #439 ecomoda012's post
baru pas call EON bank..
0.75% (9% pa) untuk tenure 2-3years
utk 4-6yrs interest dia 12% pa..
Alliance Bank
rate 11.99% flat
al rajhi
mgkn plg rendah, (refer kat website)
n website kata
We also assure you that you will be informed of your application status via SMS within 24 hours of submission. Once approved, our staff will be at your office/ home to collect other documents.
tp nya CS depa kata, 24hrs tu cuma acknowledge yg depa rcvd kita nya application bukannya approved ke tak..ces tertipu beta |
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khatam akhirnya...
ponink gak membace dah pg1 till pg18...
tapi cam paham xpaham...
me ader prob...
nak boli umah dah siap tp budget tak cukup..
coz kena bayo 10% dari rega umah...
2% mampu bayo for booking coz kl tak nanti agent tuh still open utk org laen...
da prob is nak dptkan kan lagik 8% tuh xtau nak cari kat mane..
keja swasta,gaji 2k jek..(kompeni plak cam siot, 2thn keja epf/socso potong tapi xmasuk dlm akaun..)
try bank islam, xlepas coz derang nak basic salary atleast 3k
nak kena cari bank yg bole approved within 1-10hari...
guana nak eh...
ade sesapo yg bole bg advise? |
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em mintak maaf mintak ampun.nk tanye.sy baru keje 3 bulan.blum confirm pon lg.tp nk wt loan.boley ke??maaflah mmg kurang arif pasai bnda2 ni... |
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erm... ada cara lain ke utk swasta nie |
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Originally posted by newana at 31-12-2008 09:39 PM
khatam akhirnya...
ponink gak membace dah pg1 till pg18...
tapi cam paham xpaham...
me ader prob...
nak boli umah dah siap tp budget tak cukup..
coz kena bayo 10% dari rega umah...
2% mam ...
aku ade problem macam ko aritu..pinjam la kat mak bapak+mertua..dah keje ke kawin?
[ Last edited by nizam_syah82 at 12-1-2009 03:20 PM ] |
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help...klau loan tak approve,
bleh ka kita buat rayuan?....
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Originally posted by nalesa at 11-1-2009 12:47 AM
Aku baru buat personal loan kat standard chartered - interest dia bergantung pada credit rating ko... Kalau credit rating takde masalah... the lowest interest dia bagi 8.52% per annum (0.71%/mont ...
kalo takde credit history & CC tak sampai setahun boleh apply tak??
[ Last edited by ecomoda012 at 13-1-2009 03:41 AM ] |
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Originally posted by kancilbiru at 12-1-2009 06:51 PM
help...klau loan tak approve,
bleh ka kita buat rayuan?....
bleh kot..mungkin kene kurangkan amaun yang dipohon.. |
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Originally posted by ecomoda012 at 13-1-2009 03:38 AM
kalo takde credit history & CC tak sampai setahun boleh apply tak??
Bank mesti x nak bagi... kena ada credit history, lepas tu setengah2 bank nak tgk credit history utk 6 bulan.. mcm Bank Al-Rajhi...
Standard Chartered tak tahu pulak.. tapi seelok2 kena tunggu setahun baru bank berani nak bagi loan... Nak2 sekrang ekonomi tak menentu.. interest pun dia org dah naikkan sbb bank tahu.. ramai akan mula membuat pinjaman... |
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Originally posted by nizam_syah82 at 13-1-2009 08:39 
bleh kot..mungkin kene kurangkan amaun yang dipohon..
dah kol bank tu...wat rayuan tak bole..nak apply lg skali bole...tapi kena tunggu after 6 month... |
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Originally posted by kancilbiru at 14-1-2009 07:46 PM
dah kol bank tu...wat rayuan tak bole..nak apply lg skali bole...tapi kena tunggu after 6 month...
lamanya..ape alasan dia kena tunggu sampai 6 bulan.. |
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Category: Belia & Informasi
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Post time 17-12-2008 10:26 PM
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