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Author: arduka_kencana

★ALL ABOUT INSURANCE★

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Post time 17-9-2009 09:17 AM | Show all posts
itu dah tahap bahaya tu ... nanti saya confirmkan ...
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Post time 21-9-2009 01:21 AM | Show all posts
td ade org tanya, kalau pembedahan katarak mata cover ke tak?

so ini jwpan saya:

Ari tu my klien seorg pensyarah professor di universiti awam buat pembedahan mata katarak..pembedahan hanya memakan masa 30 min..consider as outpatient..masuk pg, tghari dah boleh balik

Bil medical nya ialah RM3,000++


bila tanya apesal tak mo pi gomen..lambat kene Q 3 bulan..
pi pvt, cepat sket..appointment 3 hari trus buat surgery..lg pun tak perlu kuar duit byk sbb ada medical card RM500ribu yg cover

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Post time 23-9-2009 09:13 AM | Show all posts
Bestnye...tp prlu kuar byk duit utk byr operate...
just tjuk kad medical prubsn sdh cukup...
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Post time 23-9-2009 10:04 PM | Show all posts
Yap ... just tunjukkan PruBSN tu upon addmission
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Post time 1-10-2009 12:05 PM | Show all posts
salm izy ada satu pertanyaan la....anak izty amik insuran pendidikan ngan maybank  etiqa if xsilap....la ni dh hampir 2 thn...izy ingt nak stop sbb nak tukar ke prudential mcm izy ...blh ker stop mcm tu jer ha????ada sesape blh bg advise tak ?
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Post time 1-10-2009 06:04 PM | Show all posts
Ok...Izy cuba jenguk PM box anda....
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Post time 2-10-2009 03:37 PM | Show all posts
sy nak lepaskan geram..
kaki bdn sy luka coz jth ditolak peragut isnn br ni..ptg tu trus gi klink.rabu sy nampk bengkak n lebam sgt kat bbrp part bdn saya..so agen bgtau gi hosp panel check..ok la outpatient je.total bil 153.smlm dah suh dia ambik bil ni,xjuge..td sy kol nape xdtg2 lg.dia kata kut sy nk gi nex appointment lak skali claim la..sy kata xperlu kut.dah ok skit ni.
resit ada 2 (ada dua 1 consultant,1lg ubat)
tapi..
dia minta sy gi hosp smula minta doc tulis skit skt sbb apa,cop n sign la.

mslhnye nape la xbgtau awal2..
ingat kita rajin sgt ke gi ngadap doc tu blk.turun naik hosp.sy suh dia je gi,dia kata ni personal.kang doc charge dia pulak lg $100.
ermm geram sy tau,sy gertak dia nk tuka agen,tkejut dia..malas nk layan dah,trus sy letak phone.

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Post time 2-10-2009 04:28 PM | Show all posts
587# aqyueetda

harus sekeh jerr ejen cenggini...kalau wa punya ejen cenggini...mmg nahas lerr....
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Post time 2-10-2009 05:11 PM | Show all posts
Ok...Izy cuba jenguk PM box anda....
ibm632 Post at 1-10-2009 18:04


ini kan forum... aku lebih suka kalau forumer buat penjelasan kat sini je... supaya semua buleh share...
aku paham yg mungkin akan ada conflict of interest... citer yg general udah memadai...
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Post time 3-10-2009 07:56 PM | Show all posts
ryo... per your request...

salm izy ada satu pertanyaan la....anak izty amik insuran pendidikan ngan maybank  etiqa if xsilap....la ni dh hampir 2 thn...izy ingt nak stop sbb nak tukar ke prudential mcm izy ...blh ker stop mcm tu jer ha????ada sesape blh bg advise tak ?


Sebenar nyer Izy tidah digalakkan serender mana2 polisi lama sebab itu akan merugikan client .... tapi kalau client merasakan insuran yg dia adakan sekang ni tak memenuhi kehendak mereka dan kalau mereka teruskan jugak akan lebih merugikan ... so bergantung kpd client tu sendiri ...

Jawapan nyer... boleh stop insuran lama tu ...

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Post time 4-10-2009 02:14 AM | Show all posts
587# aqyueetda

mesti ejen baru lg nih..
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Post time 5-10-2009 09:43 AM | Show all posts
591# jenglut

tah xtau la..cina pompuan..hr ni agen hbnd nak tolong claimkan..dia kata bole je.sy xpyh ikut gi hosp.
yg sy tau sy xnak gi hosp smula semata2 nak claim ni..kalo xboleh gak,xpe la burn je.
time kasih agen ni yg sudi bantu,en wahid..anak didik en ibrahim ni!
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Post time 5-10-2009 09:47 AM | Show all posts
588# AnisSuraya

btui tu kak anis rasa nak sekeh je..tp xleh dia tinggi
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Post time 5-10-2009 10:13 AM | Show all posts
592# aqyueetda

next time, once u berada di hospital..inform trus pd ejen, so dia bole prepare apa yg patut..tp jen cha ya nun alip memang mcm tuu..kalau kaum dia tk berani, mesti kene sembur, dan  dia tau kaum kita lemah lembut..
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Post time 5-10-2009 12:25 PM | Show all posts
590# ibm632

kwn sy ade amik insurans ngan pru..dia byr 74hengget tiap2 bln..nk tnye,yg tu dia cover utk ape & brape byk??klu yg nk amik prulady tiap2 bln kena byr brape??prulady ade cover utk ape lg??
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Post time 5-10-2009 02:40 PM | Show all posts
sy dah trime form utk tukar agen..haha pdn muke dia..lgpun baik sy bantu kaum sendri kan..tgk la esok lusa sy gi cr dia suh sign  
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Post time 6-10-2009 11:17 AM | Show all posts
590# ibm632  

kwn sy ade amik insurans ngan pru..dia byr 74hengget tiap2 bln..nktnye,yg tu dia cover utk ape & brape byk??klu yg nk amik pruladytiap2 bln kena byr brape??prulady ade cover utk ape lg??
kelip2_07 Post at 5-10-2009 12:25


Pergh byk nyer persoalan dia ... pasal plan 74  hinggit tu saya pun dat pasti Plan mana satu yg dia ambik ... kena tengok no polisi baru tau...

Kalau nak ambik prulady ni nak kena tahu umur awak berapa ... tapi kebiasaan nyer prulady yg client saya biasa ambik dlm sekita rm 100 sebulan ....  Prulady ni hanya cover utk penyakit perempuan ajer... tapi kalau nak coverage menyeluruh better ambik Prulink.
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Post time 6-10-2009 07:54 PM | Show all posts
errr...nak tanya...time admit tu kan, kalo ada medical card skali pon, patient tetap kena bayar upfront payment (deposit) kt spital kan..bapa RM tu depends pada spital..mcm Pantai penang nie, deposit rm200....so nak tanya, ada tak company insurans yg tak bayah apa2 $$$$ time admission tu?...bukan apa, rm200 tu bukannyer sikit...bayangkan kalo patient yg mmg takde duit time tu?...
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Post time 7-10-2009 10:04 AM | Show all posts
errr...nak tanya...time admit tu kan, kalo ada medical card skali pon, patient tetap kena bayar upfront payment (deposit) kt spital kan..bapa RM tu depends pada spital..mcm Pantai penang nie, deposit  ...
kancilbiru Post at 6-10-2009 19:54



rasanye semua admitted kene deposit..sbb deposit tu bukan syarikat insuran yg mintak..itu hospital tu yg mintak..
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Post time 8-10-2009 09:13 AM | Show all posts
Cuaca hari ni mendung ajer... mesti KL jam ni
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