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Author: arishan24

ALL ABOUT Personal Loan...

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Post time 29-1-2009 12:56 AM | Show all posts
Originally posted by kancilbiru at 20-1-2009 09:42 PM


mana ada...sumer bank akan refer ngan ccris dulu...tak cun yg tu, abis la...mmg susah la nak approved..

yg tak tengok langsung ccris, bank, etc, cuma satu tempat jer, ALONG ler..hehehehehe...



jgn lar dok promote along kat sini..,,lagi byk problem yg akan dtg tak disangka2 satgi..

mcmnih lar..kena ukur balik badan sendiri..kalau-kalau rasa tak mampu nak bayar balik ke apa..takyah buat pinjaman peribadi nih..

tentu mesti ada reason why the bank tak approve yr loan application..see at other bright site..and tgk balik keperluan utk buat pinjaman peribadi nih...

pendek kata berhemah lar dlm perbelanjaan kita..tambah2 tahun2 yg ekonomi tak brp nak ok nih..

just my two cents:handshake:
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Post time 29-1-2009 10:44 PM | Show all posts
alrajhi skrg interest 8.5% ke???

aku amik dgn eon bank pun 8.5% gak (utk 3 thn)
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Post time 4-2-2009 07:39 PM | Show all posts

Balas #483 ecomoda012\ catat

nko keje gomen atau swasta?
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Post time 6-2-2009 01:12 AM | Show all posts

Reply #484 dedaun30's post

swasta
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Post time 6-2-2009 05:50 PM | Show all posts

Balas #485 ecomoda012\ catat

ooo senang ek swasta
aku nak trylah
tq!
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Post time 6-2-2009 10:48 PM | Show all posts

Reply #486 dedaun30's post

senang je asalkan dokumen complete....min gaji 2k, epf statement, pay slip, copy bank account

2 hari je dia prosess
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Post time 19-2-2009 04:47 PM | Show all posts
kawan liz baru jer buat dgn Bank Rakyat..
2  minggu lepas kata okay..
sekali today check kata takleh pulak swasta buat loan.
dia dah ngamuk...
nak pinjam Rm30k

kerja maxis, ada cadangan bank  lain. cian lak dia. nak buat rumah tergendala..
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Post time 19-2-2009 10:00 PM | Show all posts
maxis kan kampeni berhad..listed..kampeni listed kan boleh...apsal kali ni tak bleh plak ekkk...
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Post time 20-2-2009 09:58 AM | Show all posts
Originally posted by kancilbiru at 19-2-2009 10:00 PM
maxis kan kampeni berhad..listed..kampeni listed kan boleh...apsal kali ni tak bleh plak ekkk...

dunno.. mmg dia tak bagi. hehe kalo tak lama dah saya pun buat loan.. sapa taknak duit segera...
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Post time 20-2-2009 11:30 AM | Show all posts
tapi bank rakyat dia nak sign penjamin tu pekerja kerajaan dulu masa abg aku nak wat personal loan dgn bank rakyat..terpusing2 gak nak cari sedara mara terdekat keje kerajaan yg sanggup nak sign ruangan penjamin penjawat awam bukan senang oo nak mintak org sign ruangan tu...dorang pikir nanti kita tak mampu bayar dia plak kena tanggung tapi interest tinggi gak bank rakyat ni
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Post time 20-2-2009 12:30 PM | Show all posts
Berapa interestPL  BR skrg ni......
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Post time 20-2-2009 02:10 PM | Show all posts
Originally posted by clairekimberly at 20-2-2009 11:30 AM
tapi bank rakyat dia nak sign penjamin tu pekerja kerajaan dulu masa abg aku nak wat personal loan dgn bank rakyat..terpusing2 gak nak cari sedara mara terdekat keje kerajaan yg sanggup nak ...

tak payah .. my frd buat dia tak perlukan guarantor
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Post time 20-2-2009 02:59 PM | Show all posts

Reply #493 mix_chinese's post

abg me buat kena ada...wajib ada...5thn lepas...tatau laa kot2 skang dah dimansuhkan ruangan penjamin penjawat awam tu...tapi dulu memang ada dan wajib
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Post time 24-2-2009 10:43 AM | Show all posts

BETUL KE? ( ALL ABOUT CC)

Ada la sorang mmmber si A ni dia pernah ada Crdit card. Bukan stakat 1 tp 3. dh ada kredit card 2 dia buat pulun, guna smpai ke tahap maksima. kalah impak maksima gitu. nk jd cerita, mmg dia tk mmpu nk bayar la, ye la stiap card dh nak mncapi ribuan-ribuan. akhirnya di di black list la. persoalannya disini, si A ada tanya mmber dia  si B yg keje kt bank ni, si B ni ckap tuggu smpi 6 taun pas 2 hutang 2 akan clear ngan sndirinya. btul ke cam 2? aku cm tak prcaya je..ada sape2 yg arif tntang bab ni.tolong jelaskan????
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Post time 3-3-2009 03:41 PM | Show all posts

Balas #487 ecomoda012\ catat

interest 9% uthntempoh 2-3 thn
4 thn ke atas 12%

yang dah ada account kat eon diskaun 0.5% jadi 8.5%
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Post time 14-3-2009 03:42 PM | Show all posts
Originally posted by shidaaziz at 12-11-2008 10:39 AM

\semalam kawan aku submit form untuk personal loan dekat alliance bank. interest 9.99%. maximum 5 tahun dan 50k. tapi dia terpaksa buat le sebab nak settlekan semua hutang2. so lepas ni dia bayar  ...


dah ade berita tak ttg loan alliance bank tu?
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Post time 26-3-2009 02:41 PM | Show all posts
yg ni rate utk Public Islamic Bank

Tenure Rates
For tenure of 2 - 3 Years 3.88%
For tenure of 4 - 15 Years  5.50%
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Post time 6-4-2009 11:47 AM | Show all posts
personal loan aku suggest kan baik islam..
skrg standard chartered pun ada personal loan gak kan...
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Post time 6-4-2009 01:44 PM | Show all posts
pkja swsta x leh loan ank rakyat kan....
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Post time 6-4-2009 03:19 PM | Show all posts

Reply #142 timah77's post

dari segi rate mmg competitive..

tp dr segi requirement, macam agak leceh
esp untuk mereka2 yg taknak 'mencacatkan' pay slip..

so far aku rasa al rajhi, ok
rate at 8.5%
takde la nak kena pk gomen ke apa ke..

**patut la bapak aku beria sgt suh masuk gomen..
sonang...
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