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Author: ryo_takahashi1

★ALL ABOUT CREDIT CARD V2★

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Post time 30-1-2011 12:19 PM | Show all posts
Reply 1140# ecomoda012

kena tengok penyata bulanan gak bila tarikhnya ... contoh kalau tarikh penyata (statement date) jatuh pada tiap 1hb .... selepas 20 hari tempoh tanpa faedah, maka setiap 21hb dah mula dikenakan faedah, kalau hanya bayar minimum sepanjang tempoh 20 hari tu ... (1-20hb)

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Post time 30-1-2011 03:36 PM | Show all posts
Citi never sleep naikkan credit limit aku kepada almost double .Makin sedap laa nak shopping lepas nie.. he he

baru aku teringat nak submit slip gaji yang terkini diorg dah naikkan credit limit
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Post time 30-1-2011 09:41 PM | Show all posts
di sebabkan dah lame x gune, plus ade gomen caj rm50, last nov adekpino terminate cc UOB...so kad tu bank da potong kt counter...

dlm bulan dec. akak bgtawu adekpino ade letter smpi dr UOB (adres bil CC umah die kt KL), enclose new card utk ganti kad lame yg katenyer dah expired..tp sbb dah terminate kad lame, patutnyer kad tu xde effect la..plus adekpino x pnah ektivet pon kad tu..so adekpino x amek pusing la psl letter tu, leter tu pon tah akak ade simpan lagi ke tak...

tetibe br last week, dtg letter dr UOB, send bill utk kad br ngan no akaun br...die caj RM50 gomen caj...

ape pendapat uolsss?..

1. adekah kad CC br dgn akaun br yg gantikan kad lame effektif kalu kad lame dah expired/terminated?
2. adekah kad br kene aktivate mcm kene activate kad lame memule dulu?
3. patut ke adekpino g maki bank esok?...ke cukop send notice via emel jah?..dah la nk g branch tedekat UOB dr tempat keje skangni dlm 80km...sape nk baya duit petrol keter?..abah president UOB ke?...:@

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Post time 31-1-2011 01:44 AM | Show all posts
cer call UOB call center .... dlm masa sama email surat kat depa ... kasi dual bullet ..
nak tambah power ... cc ker BNM
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Post time 31-1-2011 08:33 PM | Show all posts
lps emel ke uob121, cc ke bnm....ni reply dr uob...

Dear _______,

We have further checked and wish to inform that we have received the cancellation letter in early December 2010 for our processing. However, the card number indicated in the cancellation form is different from the card number indicated in your email to us.

In response to your request to cancel the card account, we truly hope that you will reconsider your decision to cancel the card. However, if you have decided to cancel the card, please complete the Cancellation Advice enclosed and fax it to our Retention department at 03 7784 6604 for processing. You may also scan and e-mail the cancellation form to us for our further action.   

If you have any remaining/ unexpired UNIRM or Smart Cash$ Rebate points, you may wish to redeem the same prior to cancellation of the credit card. Please be informed that upon cancellation the UNIRM and Smart Cash$ Rebate points will be forfeited.

We regret to inform you that we are unable to accept your instruction via e-mail as e-mail is not an authenticated channel.  We seek your understanding on the above matter. Please feel free to contact our UOB121 Customer Services at telephone number 03-2612 8121 (KL), 04-2401 121 (PNG), 07-2881 121 (JB), 082-287 121 (KCH), 088-477 121 (KK) if your need further assistance.


Yours sincerely,
Juliana Mahmud
Customer Communication(s) Management
Technology and Operations
United Overseas Bank (Malaysia) Berhad
Log on to www.uob.com.my today for total banking convenience.

UOB EMAIL DISCLAIMER
Any person receiving this email and any attachment(s) contained, shall treat the information as confidential and not misuse, copy, disclose, distribute or retain the information in any way that amounts to a breach of confidentiality. If you are not the intended recipient, please delete all copies of this email from your computer system. As the integrity of this message cannot be guaranteed, neither UOB nor any entity in the UOB Group shall be responsible for the contents. Any opinion in this email may not necessarily represent the opinion of UOB or any entity in the UOB Group

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Post time 31-1-2011 11:40 PM | Show all posts
Reply 1145# philipinoe2

nih macam kes derang bg kad baru jer ... panjangkan query pinoe pasal kad baru tuh ... camne leh ada tanpa pengetahuan pun ...
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Post time 1-2-2011 01:58 PM | Show all posts
lps emel ke uob121, cc ke bnm....ni reply dr uob...
philipinoe2 Post at 31-1-2011 08:33 PM



   berjela jawapan dia....konpem CSO dia takder keje lain karang mende ni...miahahahahha..............

panjang berjela ni mungkeng sbb dah dapat "arahan" dr BNM...
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Post time 1-2-2011 02:01 PM | Show all posts
di sebabkan dah lame x gune, plus ade gomen caj rm50, last nov adekpino terminate cc UOB...so kad tu ...
philipinoe2 Post at 30-1-2011 09:41 PM



    dalam kes ini....sy rs kad yg sampai tu merupakan kad renew kan....so cc akaun dah tentu sama...takder beza..unless kalau buat kad baru ( tp apa ke jadahnya nyer kan nak buat kad baru kalau kita mmg nak terminate kad yg sedia ada ).....pendapat aku ( dan pengalaman aku )....tak perlu bayar....tp kene bgtahu kat pihak UOB.....kalau depa suh bayar jugak dan takmo tolak ansur....gunakan skil maki hamun tahap dewa ahkak pinoe...
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Post time 1-2-2011 03:46 PM | Show all posts
iolss dah g branch UOB pg td...

jompe CSO, amoi tu masam jah, tawu la kene keje time ramai cine laen dah cuti raya...pastu die kol centre uob121, pastu passing tepon kt iolss utk cakap ngan officer dept. hape tah...

kesahnye, die cek ekaun br tu, tu akaun kad replacement utk renewal sbb kad lame dah expired...kad baru smpi ke billing edress dlm bulan 11/2010 (kt KL, iolss dah lame tinggalkan KL), sbulan pastu br iolss terminate kad lame...

iolss telupe nk maki tanye pesal ekaun br bley active even iolss x activate kad br tu...tp solutionnyer, die komfem utk cancel kad br tu, dan x perlu baya apa2 caj/govt service tax...

die ade tanye pesal x tuka billing edres kalu dah x keje kt KL...sempena raya cina, iolss simpan makian, padehal iolss dah isi form tuka billing edres mase 2008 kt branch shah alam...haram smpi skang stil bill smpi ke edres lame...:@
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Post time 1-2-2011 03:53 PM | Show all posts
wah gigih uols ker branch yer .... alhamdulillah selesai masalah uols .. tahniah
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Post time 1-2-2011 11:15 PM | Show all posts
nk atnya laa...aku br byr let say 300 kan....so pastu aku pki blk cc aku bih krg 200. persoalannya adakah kita bayar 300 tu akan di kira kita bayar b4 due date even pastu kita pki blk cc kita tu...


ada paham xsoalan aku.??xtau camner nk susun ayat yg btul..hope ada yg paham la erkk
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Post time 2-2-2011 11:41 AM | Show all posts
nk atnya laa...aku br byr let say 300 kan....so pastu aku pki blk cc aku bih krg 200. persoalannya a ...
graxier06 Post at 1-2-2011 23:15



soalan ko nih lebih payah dari kalkulus

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Post time 2-2-2011 11:44 AM | Show all posts
Reply 1151# graxier06


tp cuba gak ler nak jawab ...

aku buat andaian saja ni ...

200 yang ko bayar tuh untuk statement date semasa kan i.e 10hb ...
ko bayar pada 9hb ... kendian buat transaksi pulak selepasa due date .. 11hb

so kalau cenggini yg berlaku maka xde sebarang faedah / caj dikenakan ... itupun tertakluk yg 200 ko bayar tuh adalah amaun penuh ... kalau minimum .... kena caj ler gamaknya

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Post time 2-2-2011 11:46 AM | Show all posts
errr ... ko paham tak jawapan nih
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Post time 4-2-2011 09:15 PM | Show all posts
Reply  graxier06


tp cuba gak ler nak jawab ...

aku buat andaian saja ni ...

200 yang ko  ...
gt128n9 Post at 2-2-2011 11:44 AM


dah betui dah ni...
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Post time 4-2-2011 11:38 PM | Show all posts
Reply 1155# medangmru

terima kasih cikgu

lenkali kasi up ler markah
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Post time 5-2-2011 10:32 AM | Show all posts
Reply  medangmru

terima kasih cikgu

lenkali kasi up ler markah
gt128n9 Post at 4-2-2011 11:38 PM


kene tulis panjang2 skit....baru leh kasik tacang 'panjang'...
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Post time 5-2-2011 10:41 AM | Show all posts
Reply 1157# medangmru

nampak gaya kena buat esei hal ehwal kad kredit gamaknya .... berapa patah perkataan weh
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Post time 5-2-2011 10:58 AM | Show all posts
Reply  medangmru

nampak gaya kena buat esei hal ehwal kad kredit gamaknya .... berapa patah perk ...
gt128n9 Post at 5-2-2011 10:41 AM



    kurang2 panjang mcm esei SPM wehhh,,,
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Post time 8-2-2011 02:44 PM | Show all posts
baru td dapat call dari maybank, diorang tawarkan maybank 2 gold card tu.. hehehe.. rupanya walaupun ada dua kad, bayar gov tax utk 1 kad je (rm50) eh? setuju ajelah..

x teringat pulak apply kad kredit cimb 2 minggu lepas. setengah jam lepas confirmkan kad maybank tu, cimb pulak call ckp kad kredit dah diluluskan...

hampeh, x pasal2 terpakai kad banyak2 pulak nanti, kena bayar gov tax lagi.. kalau kad maybank tu lulus gak laa..

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