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oo...rm50....sy dh 2x hilg cc ambank dia cas rm25. |
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Post Last Edit by danedzya at 26-4-2010 03:56
Nak tanya sket..aku pemegang credit card Citibank selama 12 tahun dah...
Credit limit Mastercard = RM15K
Credit limit Visacard = RM7.5K
Adakah credit limit mempengaruhi annual fee?
Kalo aku mintak kurangkan credit limit tu,annual fee aku akan turun tak?
On the spot turun atau kena tunggu tahun depan?Boleh deal by telephone
atau kena fill up form?
Harap dapat membantu...
tak tahan pakcik nak bayar annual fee tahun nie.... |
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bukan ker annual fee tu boleh minta vaive??
col je centre bila dah nak sampai due date...
dia akan waive kan annual fee tu...
kalau c/card aktif bebelanja ... kira sudah guna pakai 12 kali... |
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salam semua. nak tanya produk citibank cc ni ok ke tak. agak2 mahal ke banding dengan personal loan
Dial-For-Cash (DFC)
Innovative and convenient ways to access cash - only with your Citibank credit card!
Dial-For-Cash (DFC)
The Cash bundled with Flexi Payment Plan (FPP) options that lets you control your finances better, available only on your Citibank credit card.
What You Get
* Cash bundled with Flexi Payment Plan (FPP) option
* Fast fund - usually disbursed within 5 working days
* More savings with a low monthly interest rate of 0.824%(equivalent to 9.88% per annum)*
* Affordable equal monthly installments
* Flexible cash repayment tenures of 6, 12, 18, 24, 30 and 36 months
* Cash amount up to 100% of your Citibank credit card's installment limit
* Easy - no documents required, just one phone call
* The effective annual interest rate will vary from 16.74% p.a. to 17.97% p.a. depending on the tenure.
What You Need
* A Citibank credit card
Act Now!
To get Dial-For-Cash (DFC)
Step 1:
Call CitiPhone to request for a Dial-For-Cash (DFC)
Step 2:
Upon approval, we will deposit your cash into any of your preferred savings or checking account.
You may also choose to have a cheque mailed to your billing address. All this within 5 working days!
Refer below illustration:
1. Flat rate of 9.88%p.a. Tenure (Months)
Cash Amount 6 12 18 24 30 36
RM 1,000 174.90 91.57 63.79 49.90 41.57 36.01 |
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Reply 124# al-asil
lebih kurang je rate mcm bank2 lain yg ada offer produk yg sama cuma istilah berbeza... mcm hongleong panggil COC - Cash on call.. tapi sistem dia sama je aku tgk... |
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Reply al-asil
lebih kurang je rate mcm bank2 lain yg ada offer produk yg sama cuma istilah berb ...
ryo_takahashi1 Post at 27-4-2010 12:38 
oo bank lain pun ada buat jgk ke. Kalu compare dgn PL mana lagi mahal ek |
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Reply 126# al-asil
PL lebih rendah.. tapi urusannya rumit sedikit... yg ni tak perlu apa2 dokumen... cuma existing credit card with certain limit... |
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aku pakai cc airasia dah setahun lebih...tak ader apa apa kelebihan pun..tapi yang bestnyer dia increase credit limit cepat.. dia increase credit limit dari 10.5k ke 23.5k ...tu yang sayang nak terminate.... |
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increase limit supaya kita nampak byk ruang lagi utk berbelanja walhal bukan duit kita pun! |
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Reply 128# Phytrie
tgi income,payment cantik mmg la tinggi depa bagi.
aku ni just 6K je paling tgi. tu pun aku xsuka,coz aku rasa yg normal 4K pun mcm byk |
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Reply Phytrie
tgi income,payment cantik mmg la tinggi depa bagi.
aku ni just 6K je paling tgi. ...
TumblerTK Post at 1-5-2010 01:50 AM
kalau time terdesak sgt...kredit limit yg tinggi ni mmg berguna....esp bila kita 'deal" dgn Hospital yg memerlukan kita bayar kosnya terlebih dahulu sebelum leh claim insurance.. |
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baru td experience dengan officer dia yang biadap, kurang ajar and mcm2 lagi.... melayu plak tuhh..... biasalah kalo dah keje dgn tmpt gah (kononnnnn) berlagak nak mampusssss..... tak puas hati lagi nihhh.......:@:@:@ |
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baru td experience dengan officer dia yang biadap, kurang ajar and mcm2 lagi.... melayu plak tuhh.. ...
zafira Post at 27-5-2010 05:44 PM
kat cawangan mana tu zafira?? |
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baru td experience dengan officer dia yang biadap, kurang ajar and mcm2 lagi.... melayu plak tuhh.. ...
zafira Post at 27-5-2010 17:44 
officer citibank ke, aku ingatkan CS citibank ni mantop2 semua... |
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aku bulan ni nak stop/terminate CC ctbank aku.. lps sekian lama berbakti..
reason : sebab tak nak bayor govm fee tu lerrr.. |
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redeem la reward points utk waive kan service tax tu |
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redeem la reward points utk waive kan service tax tu
sicomel Post at 28-5-2010 07:48 PM
bukannya skit wooo nak redeem ngan Point....lebih krg 10,000 point yg mana bersamaan dgn jumlah pembelian sbyk RM10,000 |
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ngan citibank aku pakai dlm dekat 10tahun gak kott..
nak kira dia charged financial charges dia tu.. aku rasa dah boley buat downpayment motor hayabusaa 999cc..
btw, rewards points ctbank ada dah redeem termos, kipas dan giant voucher rm50.. then tutup laa.. aku prefer pakai AMEX mbb.. treatpoints dia lebey merbeles oor |
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Category: Belia & Informasi
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Post time 23-4-2010 02:54 PM
