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Pinjaman PTPTN tidak perlu dibayar , kata Adam Adli
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No need to repay PTPTN loans, says youth activist
Adam Adli defends former students who neglect education loan repayment in favour of car, housing loans for fear of losing these assets.
PETALING JAYA: Activist Adam Adli has come out in defence of former students failing to pay their National Higher Education Fund Corporation (PTPTN) loans.
On Saturday, Higher Education Minister Idris Jusoh had said a Bank Negara Malaysia survey showed many were paying for their housing and car loans and even credit cards but refused to pay their education loans.
Idris said action would be taken against these PTPTN loan defaulters, including blacklisting them.
“For a minister to say firm action will be taken against borrowers is not wise.
“Why do you have to ‘punish’ the graduates after they worked so hard to get a place in universities, especially public universities?” Adam told FMT.
He added that students who took PTPTN loans may not be aware of the risks they faced in being blacklisted after they finished their studies.
He said the reason some people refused to pay PTPTN loans was because they do not prioritise study loans, compared with other types of loans.
Defaulting on commercial loans will see their cars or houses being seized by the banks, Adam pointed out.
He claimed the borrowers refused to pay as a sign of protest for needing to pay for university education.
Adam, who is currently doing law, said study loans should be abolished and education must be free for everyone.
“Education should not be a business; it is a right for everyone.”
Previously, in 2012, PKR vice-president Rafizi Ramli, who was then PKR strategy director, led a campaign to abolish PTPTN loans and offer free education to the people.
However, two former students do not share the same view as Adam.
Former Universiti Malaya (UM) student Khairol Najib Hashim said PTPTN borrowers had failed to get their priorities right in managing their finances.
“A loan is a loan. To skip the education loan and pay importance to other commercial loans is wrong,” he told FMT in a text message.
Another former UM student, Mohd Ammar Atan, said the borrowers should return the money as they were borrowing it.
“It is not our money, but the people’s.”
Earlier this year, PTPTN chairman Shamsul Anuar Nasarah said 663,000 borrowers had not paid back a sen.
Of these 663,000 borrowers, 19% had been blacklisted because they owed too much and would not be able to get other types of loans and will be barred from leaving the country.
Shamsul said the fund had only collected RM10.8 billion from the RM18.8 billion they had disbursed as of Jan 31.
Whatever money collected is then used to sponsor more students to complete their studies. Those who excel can have their loans turned into scholarships or get discounts. |
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hahahahaha....mungkin lady dutch aka gogo2 aka @RP255 yang suka tak bayar hutang ni... |
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....Bila pinjaman tak perlu dibayar.... |
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Tak perlu bayar...??? dah tu bila masa nak meminjam korang main setuju je dengan terma. Takde pulak korang kata tak nak bayar balik. Lagi pun kan ada terma dan syarat apa yg peminjam perlu lakukan bg membolehkan mereka mendapat potongan atau pun penukaran kepada biasiswa penuh... kena belajar rajin2 la.
Dah berhutang tu tetap berhutang... dan perlu dibayar.
Bayaran balik yg dilakukan boleh digunakan oleh anak org lain utk meneruskan pengajian mereka.
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kalau lah the first act that you do in your professional career adalah tak bayar hutang elok ko sambung je la curi duit company, pecah amanah, rasuah dsb. nampak sgt dapat ptptn malas belajar gred cukup makan dapat kerja bodoh company pprt mana pastu tak mampu bayar hutang. semoga court isytihar muflis  |
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ya..tak payah bayar...minta mak bapak si Adam tu tolong bayarkan... |
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Buat malu student law yg lain je.. |
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Kenapa orang politik ni semua bende nak based on their thought values?
Sedangkan kau pinjam nak sambung belajar, untuk masa depan sendiri. Tiba-tiba dah pandai tak nak bayar, atas sebab education should be free.
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paz replied at 18-7-2017 10:22 AM
Kenapa orang politik ni semua bende nak based on their thought values?
Sedangkan kau pinjam nak ...
'Pandai' pulok dia tak nk bayar kan.... |
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Mmg setuju la xyah bayar kesian budak2 yg sambung study...
Baik hisap dadah masuk penjara ngabihkn duit cukai rakyat..hutang pon xde..
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zach2008 replied at 18-7-2017 10:13 AM
Tak perlu bayar...??? dah tu bila masa nak meminjam korang main setuju je dengan terma. Takde pulak ...
Klu nk byr byr harga yg dipinjam jelah..
Ini siap interest bagai...
Ms nk study setuju jelah dah terdesak..
Jgn nk salahkn org yg nk sambung study tp salhkn manusia2 yg ambil kesempatan pd org yg nk study.. dorg tu nk study bukn perompak ke penagih.. yg menagih elok pulak ditanggung dlm pusat serenti sana.. penjenayah pon mkn free tdo free.. |
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Nampak x camne org da brainwash mentaliti korg...?? |
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Sepatutnya org yg masuk penjara ahli keluarga/mak bapak harus menanggung cukai tinggi la..
Ini duit cukai diguna tanggung penjenayah..ada yg asyik keluar masuk keluar masuk.. |
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bagi aku pulak pinjaman pelajaran x sepatutnya ada interest.. |
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Belajar pandai pandai sampai dapat 1st class lah kalau gitu dek |
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bodoh gile... gomen yg bg free edu tu tax berapa ko.... gst skit dah mengamuk....
kena tax 40% gj baru tawww
klau first class ptptn bleh dpt pengecualian why bising.... as long ko cerdik.... ok je...
nak bg spesis pemalas takyah byr loan... manyak cantik
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Orang macam Adam Adli ni nak jadi pemimpin,
pemimpin taik kucing!!!!!!
PTPTN tukan PINJAMAN.
Nama pun PINJAMAN.
Bila pinjam, mestilah dibayar.
Sesiapa yan gikut nasihat dia memang bodoh macam si Adam bodoh ni.
Tak pasal-pasal nama kena blacklist kat Bank Negara.
Bila dah masuk fail inosolvan, hidup serupa mati.
Baik mati je. |
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masuk tadika pasti pun kena bayar,mana ada free woi! |
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baru ko tau nat adam adli ni bodoh, kalau ramai budak ikut nasihat dia ni, ramai yang ragut ayam kat pasar la jawabnya nat.......si adam ni tokoh pembangang sama macam ko yang acah2 parti cap bunga jugak.... |
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Post time 18-7-2017 10:02 AM
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