INTEREST NAIK- utk keta baru ke existing?

mix_chinese

PETALING JAYA: Car buyers will have to pay more in monthly instalments now that hire purchare interest rates have gone up.
Just a few months ago, banks offered interest rates at around 2.5%. Now, the rates are between 3.4% and 4.7% for new cars.
Maybank hire purchase senior manager Nor Siah Othman said the bank had experienced a drop of about 40% in car loan applications in the past two months due to higher rates.

She also advised car owners to restructure their loans to stretch the monthly payments longer after a few years of repayments if they find it a burden to service their loans. A freelance car salesman identified only as Teo said a buyer taking a RM42,000 loan would have to pay about RM54,000 over seven years - about RM4,000 more compared to the RM50,000 paid when the interest rate was 2.7%.

bukan ke interst tu fix sprt dlm agreement.

rambutan

keter baru ler....... dan keter second hand gak

sbb tuh jualan keter dah kurang skang... slain intrest asyik nak nek jer.... duit pon takde sama sbb poket masing2 gawat walau dlm tb asyik kater ekonomi negara kukuh berbanding US......

myohmy

rilek, bijan kata kita ada kekuatan dalaman

t@t

apa yg kuat nyer....? duit epf rkyat...?

mix_chinese

ye ke? kalo gitu takpe ler. keta saya Rm599.. mmg dlm budget jer. keke

pendekar_jebon

mmglaaa dlm budget mix...tp budget mende2 lain sumer dah terover sbb harga barang naik.... kekadang amu tertarik budget tuk byr keta...

rambutan

jgn lupa bajet rega tayar.. rega minyak... itam dan juga ijau... bajet baterry.... semua nek jugak.......

mix_chinese

pendekar, betul tu.. mcm kain singkat.. tarik atas bawah nampak .. tarik bawah atas nampak. kecian kita nih

Originally posted by rambutan at 7-10-2008 10:55 AM
jgn lupa bajet rega tayar.. rega minyak... itam dan juga ijau... bajet baterry.... semua nek jugak.......

rambutan.. liz byk gerak guna kancil. keta kedua simpan.. husb guna utk business/outsttn jer..

[ Last edited by  mix_chinese at 7-10-2008 11:02 AM ]

sixfullbar

dorang kasi naik, nanti kena effect balik sama mereka ni

di masa akan datang adakah rate ni akan turun balik

bettyboops

rate interest skrg ni mcm rate tahun 2001, 2002.. ingat lagi masa i beli my first car, interest 4.++..

bunga_pink

lor baru nak beli kete baru..kalau naik kene la hold dulu niat tu

venom1

tunggu dulu..biar ekonomi stabil..sekarang ni bank amik kesempatan...

metalique

aku baru je amik keta baru.. rate 4.1 9 tahun full loan....


keta tempatan

mix_chinese

Originally posted by metalique at 7-10-2008 12:42 PM
aku baru je amik keta baru.. rate 4.1 9 tahun full loan....


keta tempatan

mak aiii

sixfullbar

kesian pada mereka yg baru nak beli kereta pertama

geng_tx

aku bli keta zaman awie duk fames jadik hero filem.... interest 6.5%

skunk ni, 3.5%, aku rasa murah dah...

errr... enche cina campur, interest tu efek pada keta yg sedang finan ka?

cth, skunk ni, aku kena 3.5%, adakah derang akan up kasi naik 4.%....?

aku tak paham la

pendekar_jebon

aku rasa ni rate baru utk org yg baru buat loan. yg dah buat loan tadak efek kot sbb loan keta bukan cam loan umah. loan keta guna simple interest, fixed rate tak amik kira BLR pun. kalo loan umah bila BLR naik maka interest pun naik.

agaknyerlaaa kalo tak silap

pendekar_jebon

ko jgn tarik-tarik mix...terlucut kain kang naya jeee

geng_tx

Originally posted by pendekar_jebon at 7-10-2008 02:43 PM
aku rasa ni rate baru utk org yg baru buat loan. yg dah buat loan tadak efek kot sbb loan keta bukan cam loan umah. loan keta guna simple interest, fixed rate tak amik kira BLR pun. kalo loan uma ...

owhhhh.... ok lah kalu camtu.... hi hi...

tapikan, kalu below 5 %, masih murah lagi tuuuuu

pendekar_jebon

aku rasa pun below 5% masih ok lagik...keta pertama aku sekenhen beli tahun 2001 interest 6.5% ...perghhh

skg dah abis bayo