komen servis maybank..

chiquititamichi · Post time 4-9-2008 09:47 PM

dlm minggu lepas sy nk bukak akaun maybank utk adik kat maybank greentown ipoh(perak) tp di suroh blek setelah susah payah cr parking dgn alasan kene buat akaun dkt caw yg berhampiran alamat dlm ic (kelantan)...mcm bodoh pun ade..

kaedahnye kita nak simpan duit, bukannye nak amik duit dia pun...

kenape susah sgt...

g satu byrn akaun yg agak mahal starting saving 200 compare ngan bank lain x sampai 2rat...

kerenah ni i sowang je ke yg rase o mmg sume bank cenggitu..sbb b4 that ade bukak akaun bank lain..xdelah mcm ni sgt

bzzts · Post time 4-9-2008 09:58 PM

maybank ni memang tolol.

member kat forum ni pun ada sorang, kena camni jugak.

tapi bila dia tanya skali lagi, officer tu cakap, kena bawak surat pengesahan jawatan (kalau bekerja) di area tempat tinggal baru tu. sbg ganti, kot2 tak keje, sila bawak bil atau surat2 rasmi dgn alamat dan nama pemohon di print pada sampul surat tu. contohnya surat bank lain, bil astro atau lelain yg rasmi-rasmi la. sbg bukti yg ko duduk area tuh.

forumer tu dah siap pun buat akaun tahun lepas.

buDak_gaTaL · Post time 4-9-2008 10:01 PM

peraturan mcm nie memang mengarut & menyusahkan pelanggan ajer

lagi satu kadang² mesin ATM sesak sgt, memang derang taknak kasik pon customer amik kat kaunter, wpon untuk masukkan duit...tp ini secara umum ler bukan nak tujukan kat Maybank, psl rasanya bank lain pon mcm tu

blue_blur · Post time 4-9-2008 10:03 PM

errrr........... relax....

nak buka bank yg bajet hebat mcm maybank/public bank/CIMB mmg kna deposit rm200/rm250......

dan mmg kna buka d tempat kediaman semasa atau area tempat kerja......

sbb, data akaun holder tu akan d smpan kat bank berkenaan walaupon akan sync ngan database HQ....

so, itu mmg prosedure dia pon....

dolu kawe nak open akaun maybank, kna wat appointment lg, yela... buang masa nungu....err.. maybe maybank fussy sket la..

nak buka akaun public bank pon xbyk karenah....

auntie_girl · Post time 4-9-2008 10:12 PM

ooooooooooooooooo

kira oklah tuh....

macam girl dulu....

kawan girl ler...

kitaorg pegi kat maybank greentown gak...

pastu,dia soh balik g buat kat maybank bercham as stated kat IC

apakah salahnyer,dah 1 kawasan ipoh jugak

macam me,dia soh buat kat ipoh jaya:@ :@ :@

macamlah bankrap cawangan dia tuh kalo kiter daftar kat situ

alasan dia,kalo jadik pape prob,senang,dekat jer nak refer:@ :@

bzzts · Post time 4-9-2008 10:12 PM

bukan tak kasi buat transaksi kat kaunter, tapi tak digalakkan.

tapi cara diorg tu mmg lahanat la.

dah la sebulan kalo lebih 3 atau 4 kali, kena cas RM0.50
pernah la aku kena kuarkan RM4,500 boss aku transfer sbb nk suh bayar deposit sewa.
bayangkan la, aku withdraw 3 kali sebab limit 1 withdraw cuma RM1,500.
tu utk kompeni. pastu aku sendiri personal punya witrhdraw cemana?
nak claim cas tu dari bos tu hal kecik le, tapi bayangkan org lain yg berniaga, kena gi deposit/withdraw 4-5 kali seminggu kat atm...

sejak kena camtu, aku gi withdraw kat kaunter je. guna buku.
beratur pun sama panjang, takde beza. tapi at least dpt duduk sambil usha kerani teller & kastemer (awek) lain...

chiquititamichi · Post time 4-9-2008 10:23 PM

Originally posted by bzzts at 4-9-2008 10:12 PM
bukan tak kasi buat transaksi kat kaunter, tapi tak digalakkan.

tapi cara diorg tu mmg lahanat la.

dah la sebulan kalo lebih 3 atau 4 kali, kena cas RM0.50
pernah la aku kena kuarkan RM4 ...

ini pun ade gak aku dgr org komplen...nak kuar duit sendiri bukannye pkai meps nk potong g duit..then g satu dia xde buku acc..so kalu nak recheck n updated saving mmg pkai sekeping ketas je xde buku acc ...compare RHB n others bank on da spot dpt buku acc

prosedur nk bkk acc cam kita mintak duit dia plak...bknnye nak wat loan...susah bebenorr

[ Last edited by chiquititamichi at 4-9-2008 10:26 PM ]

buDak_gaTaL · Post time 4-9-2008 10:25 PM

Originally posted by bzzts at 4-9-2008 10:12 PM
bukan tak kasi buat transaksi kat kaunter, tapi tak digalakkan.

tapi cara diorg tu mmg lahanat la.

dah la sebulan kalo lebih 3 atau 4 kali, kena cas RM0.50
pernah la aku kena kuarkan RM4 ...

siot jerk..ekekekekeke....

alamak, btol ker maksimum 3-4 kali ajer sebulan lepas tu caj 50sen?
psl seminggu 2-3 kali pi ATM psl tak suka simpan duit byk² dlm wallet, tak check pon kene caj ker tak

tp penah ler dulu tak ingat CIMB ke Maybank, dah penat² beratur panjang bila sampai kaunter dia tny awak ada kad atm x
bila cakap ader dia suh amik duit kat ATM ajer
sia² ajer ingatkan nak amik kat kaunter leh update buku bank terus
last² dia tak kasik...
:@

bzzts · Post time 4-9-2008 10:30 PM

lenkali ckap je; ada masalah dgn kad.
ko beratur ni nak tanya pasal kad problem + update & check buku tu skali.

blueiris76 · Post time 4-9-2008 10:30 PM

ermm... walaupun aku bukan maybanker, tapi as a banker, aku rasa setiap procedure tu ade reasonnya. maybe we as a normal/walk-in customer tak bole nak agak sgt or can't figure out the logic behind it, but certain aspects memang diorang terpaksa ketatkan peraturan

bzzts · Post time 4-9-2008 10:32 PM

dah nak abih dah sumpah seranah aku kat mbb nih

blueiris76 · Post time 4-9-2008 10:34 PM

di zaman serba canggih ni and manusia dah ramai yg cerdik pandai nak menipu, certain control measurements memang diambil oleh bank to safeguard its position, sometimes even with the instruction from Bank Negara.

kalau ikut pengetahuan aku, maybank is not the only bank yg mintak customer bukak akaun kat branch yg berdekatan ngan ic address

even dulu kawan aku nak buat personal loan kat bank rakyat pun, diorang taknak terima coz ade branch lain yg berdekatan ngan ic address kawan aku tu

bzzts · Post time 4-9-2008 10:34 PM

Originally posted by blueiris76 at 4-9-2008 10:30 PM
ermm... walaupun aku bukan maybanker, tapi as a banker, aku rasa setiap procedure tu ade reasonnya. maybe we as a normal/walk-in customer tak bole nak agak sgt or can't figure out the logic behin ...

peraturan mostly applied on customers.

what about when there are numbers of customers but only 1 or 2 counter are active?
apa peraturan yg bank pakai dlm keadaan tu? "Customer have to wait or go to other branch" ?

CIMB are the worst.

buDak_gaTaL · Post time 4-9-2008 10:37 PM

Originally posted by bzzts at 4-9-2008 10:30 PM
lenkali ckap je; ada masalah dgn kad.
ko beratur ni nak tanya pasal kad problem + update & check buku tu skali.

tu ler...kalu penat tunggu lama² awek cun yang melayan takpelah sejuk hati

ni makcik pasan cun pastu kasar lak...hilang semangat nk amik duit

blueiris76 · Post time 4-9-2008 10:39 PM

yg ni mungkin aku bole komen based on my knowledge, kalau ikutkan banks, or in this case maybank memang menggalakkan customer simpan duit dlm akaun. in other words, they discourage you to withdraw, sebab tu la bile kite withdraw more than 3 kali sebulan dia charge. then siap letak limit lagi how much you can withdraw.

katakan la kalau kite ikut limit tu and xnak bayar charge tu, dlm sebulan kite cume bole withdraw RM4500 je.

kenapa bank discourage kita to withdraw? coz they want to use the money for investment (normally short term). even an overnight investment pun can give them income. so, with this income la dia bayar kita interest/dividend and selebihnye dia ambik la....

bzzts · Post time 4-9-2008 10:42 PM

in that case, pls make simple note to all customers.
so that we can all simpan duit bawah tilam bantal je...

*** ASB pun takde larang org jual balik saham...

buDak_gaTaL · Post time 4-9-2008 10:42 PM

Originally posted by blueiris76 at 4-9-2008 10:30 PM
ermm... walaupun aku bukan maybanker, tapi as a banker, aku rasa setiap procedure tu ade reasonnya. maybe we as a normal/walk-in customer tak bole nak agak sgt or can't figure out the logic behin ...

rasanya dulu pernah ada pelanggan komplen kat paper

tak ingat ler bank mana
tak silap kad bank dia husband dia pegang, lepas tu masa tu kebetulan husband dia out station
jadi dia nak amik duit guna buku ler kat kaunter

penat beratur malangnya pekerja kaunter cakap takleh guna buku, kene guna kad gak
penat merayu masih gak derang tak kasik
tu psl dia komplen kat newspaper

2-3 hari lepas tu pihak bank tu balas kat paper tu balik
alasan sila hubungi semula pihak mereka
mungkin hanya salah paham

cetttt..podahhhhhhhhhhhhhhhhhhh!

sebagai penyedia perkhidmatan, janganlah buat peraturan yang memang menyusahkan pengguna
kata sistem canggih giler, tp itu ini tak boleh
huh....

blueiris76 · Post time 4-9-2008 10:44 PM

kalau ikutkan bank cuma bole buat untung kalau a customer maintains RM750 in their account. so, basically kalau kita simpan lower than that, diorang xde untung, rugi ade la coz of the data maintenance cost

sebab tu la dia start charge macam2. and some more Bank Negara terlalu berlembut and tak control sgt pasal bank charges ni, tu yg bank suka2 ati je.

chiquititamichi · Post time 4-9-2008 10:45 PM

Originally posted by bzzts at 4-9-2008 10:32 PM
dah nak abih dah sumpah seranah aku kat mbb nih

aku pun hangin gak time ne halau suoh g caw lain tu..yelah parking st hal, menapak lg..beratur g..last2 ne halau...

yelah slpas ape yg enchek2 n pn banker xplain so fhmlah aku skang ni byk bijak pandai yg suke menyeleweng...almaklumlah aku ni spesis rakyat jelata yg lurus...

so reasonable la tu alkisahnye...

[ Last edited by chiquititamichi at 4-9-2008 10:52 PM ]

bzzts · Post time 4-9-2008 10:47 PM

on 2nd thought, limitations on withdrawal doesnt targeted for the amount of withdrawal.
but it is targeted for counts of withdrawal.

i'm saying so bcoz their machines (maybank atm) are only capable of distributing 30pcs of cash note (max) -
which is RM50 is the biggest note available nowadays. so 30 pcs of RM50 makes it RM1,5k doesn't it?
--- or is the machine able to give more than 30pcs but they set it to 30 pcs max? :cf: