aku sampai skrg x berjaya nk meng applykan diri utk CC...huhu..kalau x mcm2 leh bli..nak2 916..leh w ...
dealova04 Post at 16-7-2010 16:54
jangan silap yea easy payment neh punya konsep.. mmg betul lah dorang akan charge bulanan kat CC.. contoh harga beli = rm4000k, monthly rm200 katakan.. walaupun kedai emas tuh charge rm200 dari CC, tapi mereka siap2 blok rm4000k dari CC tuh.. maknanya, kalau CC ko kredit limit 8k katakan.. now cuma tinggal boleh guna 4k saja lagi sbb yang 4k kedai emas sudah block..
CC neh gunanya time kecemasan.. kalau dah cengini, tarak lah fungsi kecemasan lagi kan?.. lainlah kalau kita confirm tak ada kecemasan yang rega lebih kurang gituh, then, suka ati lah nak guna mcm mana..
mampus kena kejar sprm..
NURMIMIE Post at 16-7-2010 20:45
alaa mik....platinum pun hutang gakk...apa kelasss
haha...teringat aku sorang pakwe nie, dia suka mautt kat aku dedulu
dia kata, rugi takmo kat dia....sebab dia ada amex platinum
aku memang tak tahu lansung pasal CC nie....aku tanya balik, apa kebenda tu?
terserlah kebudusan masa tu....tu punnn dia nak kat aku gak...ishhh, ishhh
mmg lah.. tapi kalau baru kerja, belum ada rekod apa, selalunya dorang tak kasik tinggi.. dorang ...
NURMIMIE Post at 16-7-2010 03:53
bank kat sini selalu buat camni..
offer naikkan limit sampai puluh ribulah..
selalu sampai surat tapi satupun tak dilayan..
bank punya trick, lepas agak agak tak da repond dari laki seminggu dua,
dia kirim offer kat me pulak..
mesti dorang pikir ''kalau husband tak terima offer''..
mana tau wife dia terima
bank kat sini selalu buat camni..
offer naikkan limit sampai puluh ribulah..
selalu sampai sur ...
faraway1 Post at 16-7-2010 22:08
kat sini neh trend baru pulak.. ari tuh antar surat, hb tak respon.. pas tuh dia sms.. maybe hb tak respond lah tuh.. last2 dia call.. hb ku cakap nnt2 lah kalau dah nak baru call bank balik.. pas tuh, mcm tiap minggu dia call.. .. last2 hb ku cakap, tak mo dah.. dah banyak cc dah.. baru dia stop.. aku rasa pun tak perlu lagi lah kot.. neh pun jarang2 juga nak guna cc tuh.. sesekali jah guna kalau balik sabah nun..
masa acik dok msia selalu ajer offer cc nie. mostly dia org tunggu kita kat mall or service station.
akak cuma ada 2 cc kat msia, maybank n hsbc. maybank biasa nyer card but hsbc offer me platinum. akak jarang lah pakai my msian cc cos tak mau bayor dgn my own money. so selalu pakai my uk cards!
but in england some banks dah lama offer black card after platinum. lepas black card ntah apa lagi lah dia org offer, makin bertambah utang lah. for black card the sky is the limit but nak dpt pun susah. normally they offer org tertentu jer kot!
m jenis tak suka utang, melainkan umah lah. kereta pun my hubby beli cash but for my car kat msia is under company.
dari mula2 kawen pun kami mmg elak utang, bior tak pakai takper but if we buy something we make sure it is alah membeli menang memakai.
skang nie kat sini lagi ler jarang pakai my cc cos kat mana nak shoppings ek? balik nnt ku shoppings lagi
We live in a greedy little world--
that teaches every little boy and girl
To earn as much as they can possibly--
then turn around and
Spend it foolishly
We've created us a credit card mess
We spend the money that we don't possess
Our religion is to go and blow it all
So it's shoppin' every Sunday at the mall
All we ever want is more
A lot more than we had before
So take me to the nearest store
[Chorus:]
Can you hear it ring
It makes you wanna sing
It's such a beautiful thing--Ka-ching!
Lots of diamond rings
The happiness it brings
You'll live like a king
With lots of money and things
When you're broke go and get a loan
Take out another mortgage on your home
Consolidate so you can afford
To go and spend some more when
you get bored
All we ever want is more
A lot more than we had before
So take me to the nearest store
apa ada hal.. yang monthly rm2.8k sajork pun releks jaaa..
NURMIMIE Post at 16-7-2010 20:46
Hahahahah. Dlm makna tu! Anyway, update dr husband (tp dah basi, coz Adra pun tak pernah minat nak ty), the father sold the SUV. Maybe the father knew now gaji anak berapa (kot slm ni bagitahu lain kot, so ingat anak can afford). But my hubby said, he remember dulu, ada mutual understanding, father akan bayar half, tp tak tahulah along the way, jd apa (dead way kot).
ahaa...new info nie kak min...1st time dengar
my-alja Post at 17-7-2010 20:41
alja jangan tak tau, my fren dulu pernah call me all the way frm msia to uk, just nak tau betul ker ada black card? so i told her mmg ada black card n i have 2-3 at tt times. i asked her why? dia ckp dgn i, ada kawan dia balik dari uk bragged she got black card, she said tak caya. tu lah reason dia called me cos she know tt my hubby or me mesti tau!
hehehe....... for me mana2 cards pun sama lah, sbb bukan myself yg membayor!
hahaha....kekadang bagus gak tak tahu
dah tahu nanti....bila dia claimed ada black card, kita plak jadi PI
CC nie satu kemudahan bukan kemewahan...
my-alja Post at 18-7-2010 01:10 PM
betui......sapa ada cc tak kayo mane, sapa pakai debit card confirm ade duit heheheh....
cc kemudahan yg selalu di-tersalah guna...(selalu luks ..wakakakakak).......
jgn sampai CC control idup kita, biar kita control CC ..
better pakai charge card, takde gatai2 nak beli mende yg tak mampu dibeli benonyer hehehehehe
Post time 16-7-2010 05:09 PM
I didnt say its new pun kan. Plus i did informed its never in her name, its purchase under the father's company usage. 
...apa kelasss
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