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kucing_surender

19# kucing_surender

muka pun dh mcm apa dah.. :kant:
lilo_kill Post at 29-1-2010 20:09

semalam pun depa wat hal parking kete suka suki jerkk..haih sabo je ler.....
ok nih nak bg tips kalau nak amik car insurance uk..kredit to yahoo uk....
Top tips on how to lower your car insuranceCar insurance premiums soared by nearly 20% during 2009, according to the latest figures, so it's more important than ever to get the right deal. Follow these tips and you could see your insurance bills slashed.

Shop around
Shopping around is the most obvious way of finding cheaper car insurance and reducing your bills, but it's surprising how few drivers bother to do it. Spend time on comparison sites (you can start here) and you could save a fortune.

Garage your car
Take all that junk that's cluttering up your garage to the tip and park your car in it (the garage that is, not the tip). Telling your insurers that your car is kept in a locked garage is certain to reduce your premium. No garage? Even if you've a driveway then be sure to tell your insurance company that you use it to park your car on - this is seen as more secure than being left on the road outside your house. Your premiums should drop if you do so.

Take some additional driver training
New drivers can get discounted insurance if they take Pass Plus, while older drivers can benefit from premium reductions if they're prepared to take additional training and pass one of the various advanced driving tests available. A better qualified driver is a safer driver - RoSPA, for instance, claims that its advanced drivers are 25% less likely to be involved in an accident.

Increase your excess and reduce your mileage
Accept a higher excess and your insurer will look kindly on you and your premiums will drop as a result. Accept mileage restrictions and you should also get a cheaper quote - just be sure to stick by them or you could invalidate your policy or be subject to additional charges.

Protect your no-claims
Years of driving without any claims? Then protect your no-claims discount. Don't claim unless you have to; small repairs are sometimes more economical to get fixed out of your own pocket in the long run.

Be secure
Most modern cars come with immobilisers and alarms as standard, but if they don't then get one professionally installed. Tracker devices are often an insurance stipulation on more expensive cars, and are hugely successful in allowing stolen cars to be found. Fit one and your premium should plummet.

Keep your licence clean
Insurers will usually ignore three points on your licence, but any more and you may have to pay for it. Keep that licence point free and you should get cheaper premiums.

Buy a cheaper, lower insurance group car
Before you buy take a look at insurance bandings. Two cars from different manufacturers can do much the same job but differ wildly on insurance groupings thanks to an individual manufacturer's record on security. The lower the number the lower the cost.

Move house or change your job
If you live in an area where car theft is rife then it stands to reason your premiums will be high, similarly your job has an impact on your premium, journalists being in a higher premium-paying category for instance, along with professional sportsmen among others.

Choose the right policy
Comprehensive, third-party or third-party, fire and theft? Depending on how much your car is worth you need to get the right policy. Fully comprehensive is generally only worth it if your car is worth over £1,000. Also, research multi-car policies if you have access to two or more cars.

Pick your driver
Women typically pay lower premiums than their male partners, so if the family car is being shared equally you should pay less if you insure it in the woman's name.

Avoid modifications
Start modifying the performance or looks of your car and you'll pay more insurance. Expensive wheels and fancy stereos make your car more attractive to those with light fingers, which will be reflected in your premiums.

Join a club
Join an owners' club or car club and it's likely they'll have some sort of specialist discount deal with an insurance company. Those drivers who are committed enough to join a club will typically be more careful with their cars than those for whom it's merely transport.

Get a low-mileage deal
If you do very low mileage, then let your broker know. Many offer cut-price deals, because less time on the road means less chance of an accident. These special policies are ideal if, for example, you only use your car for the occasional trip to the local shops. They can also make a classic car or sports car surprisingly cheap to insure, provided you keep it in a garage.

ardamia

13# lilo_kill
saya sampai skrg masih lg terkecut2 perut wehhh..hahha

lolaxpdc

aku kat saudi neh commute nek taxi jah...
tgk pak2 arab puih kete diorang...lamborghini, ferari, hummer tu cam beser sajork..
tp turn off sbb walopun berlamborghini tetapi ttp bersarban berjubah gituh... x sesuaiii