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[Tempatan]
Bekas juruterbang maut Terjun Bangunan Kerana Tekanan
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Buritan replied at 5-8-2020 10:53 PM
Ade buat fb ads.. emm mmg betul.. 2 ke 3 bulan ni mmg sendu.. skrg aku fokus iklan kat shoppe.. yg ...
Mcm mana nak naikkan iklan kt Shopee. Aku buat jugak yg booster tu tapi tak naik pon. Adoi hari2 fikir mcm mana nak naikkan sale. Fb ads pon pernah buat. Apooo sendu yahamat |
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naina replied at 5-8-2020 10:43 PM
Ko buat Fb ads tak? Aku punya bsnes pon slow.. Sangat slow utk 2,3 bulan ni. Sampi berkira2 nak bu ...
aku sbg consumer lagi rajin bukak fb marketplace berbanding terpikat dgn ads berbayar. Aku tkde fb, “pinjam” fb adik . Kalau seller yg sertakan no fon mmg aku terus contact kalau rasa nak beli. tp kalau seller yg kedekut fon number mmg byebye la... Kalau nak jaga privacy, nombor fon yg dipublickan tu nombor yg khas utk brg dijual je , bukan nombor personal kita |
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your observation is very correct... my husband pun selalu duk bincang dengan i, apa dia LEGACY yang kitorg boleh turunkan utk anak2... pekerjaan i dengan dia both takleh diwariskan, except bab provide biasiswa bila mereka mencecah 18 tahun, itu je lah....
LEGACY yang kitorg duk fikir ni mcm business yang tidak memerlukan skills.... bisnes yang tidak perlu skill specific, hanya management contoh seperti stesen minyak, resort, lot2 kedai....
business /asset /LEGACY boleh melingkup kalo tidak manage well and perlu skill is interior decoration, baking/cooking (secret recipe kena simpan kemas and kena ada method utk preserve the knowledge within ahli keluarga terdekat)....
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hidayah itu milik tuhan, manusia perlu lebih mendekatkan diri kpd tuhan daripada mendekatkan diri dgn FB, IG, tiktok, etc...antara punca2 bunuh diri adalah socmed...bukan tekanan sangat |
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TravellingBear replied at 6-8-2020 09:16 AM
aku sbg consumer lagi rajin bukak fb marketplace berbanding terpikat dgn ads berbayar. Aku tkde fb ...
Aku tak hide apa2 utk memudahkan customer. Harga, hp, kualiti dan harga postage pon aku letak. |
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i have shared the links on detail procedures dalam thread "persiapan utk retirement" last page... tp u pun bleh study the steps kat link ni
https://www.majalahlabur.com/saham-amanah/perhatian-pelabur-unit-trust-guna-duit-kwsp/
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tukul replied at 5-8-2020 07:13 PM
Huhuhu...itu yg kdg2 buat i terpikir nyesal pulak berhenti kije gomen dulu2
Ni kadang2 buat aku rasa bersyukur time2 tengah down, bsnes down, bil tertunggak. Atleast husband keje gov dan gaji full walaupun dh berbulan xmasuk keje sbb covid+eksiden doktor bg MC 2 bulan lagi. Minggu depan baru masuk keje balik.. Kena memandang orang yg takda keje/buang keje/gaji half baru insofff. Klu tidak asikla merungut,mengeluh haihhhh astagfirullahalazimm |
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green~tea replied at 6-8-2020 09:18 AM
your observation is very correct... my husband pun selalu duk bincang dengan i, apa dia LEGACY yan ...
wow very nice of u both terfikir utk legacy anak2. May Allah bless u both ... Well for us, we always feel that our offsprings should work hard to achieve what they want just like what we used to do back then. We “accidentally” produced passive income (didn’t planned for it, but this is what we call “rezeki Allah bagi”) which i thought i want to hibah (all of ‘em) for the charity after i die
But after reading your reply make me re-think about it. |
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anony-mous replied at 5-8-2020 06:19 PM
Kesian sgt. Yg b40 aman2 jah. Ingatkan yg b40 cannot cope, rupanya t20 lg teruk. B40 mmg sentiasa dl ...
Sebb takda hutang besar2. T20 sekali drop habissss |
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Eliadaisy83 replied at 5-8-2020 06:35 PM
Terima kasih kpd semua yg mendoakan sy, memberi pandangan, cadangan n nasihat...Semoga kita semua di ...
Semoga sale kita naik menderu2 sis.. Nak suap anak2 makan byr bil sekolah. Huuu |
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Kesian dgr..saya pun kje selang sehari je skrg ni..so gaji pun separuh je sejak bulan 4..hari x kje saya jual air tepi jalan..jual selang sehari sekarang ni..kawan saya kena buang terus dah..saya x tahu sampai bila bole btahan kje sini..
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Membuatkan kita sedar bahawasanya pekerjaan yang glamour & gaji besar belum tentu dapat menjamin masa depan.
Bersyukur dengan kehidupan sekarang. Gaji sederhana dan hidup biasa-biasa.
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kan sy tulis tak sangup kerja dengan gaji rendah.. kalau hutang tinggi, jual shjlah aset2 yang ada, cth jual rumah kereta2 mahal tu semua jual.. dia tak sangup sbb hilang status dan keseronakan hidup orang yg ada banyak duit sebelum ini..
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anony-mous replied at 5-8-2020 06:30 PM
Lepas tu gov servant la paling ramai buat side income. Rules penjawat awam xboleh meniaga tu mcm x ...
Ehh laku lg ke Harrogate ni? Mesti client tema gang2 staff gomen juga sbb tu sanggup beli sabun tu walaupun harga melampau mahal..bagus sgt ke sabun tu? Pernah jumpa dia ni..meols speku dia jual je padahal dia sendiri pakai produk lain.. |
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green~tea replied at 6-8-2020 09:32 AM
i have shared the links on detail procedures dalam thread "persiapan utk retirement" last page... ...
thank u very much. Benda yg sgt baru 4 me... Sebelum ni tak pernah berminat sbb aku one of those who hates taking risks. Kira macam buah cempedak diluar pagar lah ni...
btw skrg aku dlm retirement phase , mmg downgrade habis life ...semua perkara... yes, i mean all... kecuali kereta. Org kalau nampak aku anggap aku byk duit dah taknak kongsi kesenangan macam dulu2.... . tapi hakikatnya aku hidup sederhana sgt sgt cuma passion kat kereta tu susah nak buang. Pernah terfikir nak give up passion terhadap teknology automotive . tapi now that ada juga peluang yg u bagi maybe i should try larrr heheeeee
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u pakai unit trust apa? kalo public mutual online, u kena gi kiosk register dekat public bank jalan raja Chulan.. bawak ic, cucuk je kat kiosk tu and u will get your username and password and register mobile as well....
kalo u nak manage sendiri, boleh baca dalam link di bawah. i tak reti nak tepek link, so u copy paste la kat web browser u ek... baca steps situ how to view top performing funds.. from there u bleh tengok performing fund tu cemane, bleh filter mana islamic etc... u kena faham
https://www.majalahlabur.com/saham-amanah/perhatian-pelabur-unit-trust-guna-duit-kwsp/
types of unit trust
1. Equity - An equity unit investment trust (EUIT) is a closed-end, publicly offered pooled trust fund managed by an investment company. In particular, an EUIT will only invest in the stocks of publicly traded corporations. this is medium - high risk, but u can get high dividends from this
2. Bond atau Sukuk - dikeluarkan oleh syarikat or government. Fixed income funds invest mainly in Malaysian Government Securities, corporate bonds, and money market instruments. Objective dia utk provide regular income. low risk, lower return, tp steady income
3. Balanced - Mixure of fund to reduce the risk of investing in a single asset class. Balance fund ni has portfolio mix of equities, fixed income securities and cash
4. Money market - Antara kelebihan money market fund ialah risiko yang sangat rendah, potential to get higher dividends compared to FD kat bank, pembayaran keuntungan secara bulanan dan tax free. bawah ni contoh money market
- Commodity murabahah (tawarruq)
- Mudarabah Investment Account
- Wakalah Investment
- al-Mudarabah Interbank Investment
- Government Investment Issue
- Cagamas Mudarabah Bonds
- Islamic Accepted Bills
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ninja9 replied at 6-8-2020 09:42 AM
kan sy tulis tak sangup kerja dengan gaji rendah.. kalau hutang tinggi, jual shjlah aset2 yang ada ...
Haritu ada baca kat thread Adibah Noor, ada porumer suggest ajar tuition English sbb english dia power yadayada... i was like... dia presenter kot. Ambik job sekali dibayar 10k-30k sejam. Ajar tuition English ko rasa 1 jam brp??? rm30? rm100? so brp jam diperlukan nak dpt 10k tu (tu minimum tu...) Drp segi matematik nya mmg kalau org pendek akal pk hem terjun je laa dari tingkat 12, esp org yg percaya sgt dgn reincarnation. Aku rasa laa.. kepercayaan reincarnation la yg buatkan dorang rilexxxxxx je bunuh diri. Dgn harapan bila lahir semula jadi ruh yg baik2 |
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start small lah, sbb market pun tengah bullish skang ni.. and u must aware by end of this year maybe ada pilihanraya.. MAYBE.. so masa tu ada market uncertainties and usually bila ada uncertainties ni pelabur lari lorrr..... so market boleh crash or affected a bit.. these red flags, u kena aware, when u invest dalam med-high risk funds. start small, utk belajar
eh u nak retire? husband iols pun minat kereta (sports car, mid engine), that's one of his hobby yang i takkan larang,.. biar lah dia passionate, yang penting jangan over membazir duit.. dia mmg pergi kursus, membaca segala manual utk maintain the car, tak perlu berharap orang lain
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Post time 6-8-2020 09:08 AM
