Kenapa Orang Melayu Kurang Prihatin ttg Takaful dan Medical Card

ibm632

Majoriti orang kita dah sedar keperluan medikal kad

rollin_79

ibm/jenglut,
Boleh tlg bg quotation tak? Nk wat kat untuk anak bongsu saya..
Saya amik kan anak sulung Hong Leong Ass sejak thn 2006 smpi la skrg.. Premium RM270 quarterly..Tapi sayangnya xdpt pun saving mcm tu punya byk.. Hu huhu hu
Rasa mcm nk switch tp agen tu ckp rugi..Mmmm entah la.

ibm632

ibm/jenglut,
Boleh tlg bg quotation tak? Nk wat kat untuk anak bongsu saya..
Saya amik kan anak su ...
rollin_79 Post at 28-5-2010 15:40

Quotation yer.... mmm masaalah nyer PruBSN punya produk very flexible .. so ejen kena tahu ape keperluan client dulu baru boleh ejen buat quotation tu.

card_reader

Reply 482# rollin_79

awak amek yg tokio marine ke?

card_reader

Majoriti orang kita dah sedar keperluan medikal kad
ibm632 Post at 24-4-2010 09:12

yup betui tu ibm, mmber aku aritu bagitau mak die masuk kpj kene RM2,000. kalo ade medikal card cume kene bayar takat RM300 ke RM400 je tuk masuk wad. pastu ada client aku baru pas wat operation tuk resdung duk 3 hari kene RM6,700, naseb la die pakai medikal card company, kalo x merongos die nak bayar. skang nie die wat medikal card sorg satu utk keluarga die....

jenglut

Reply 485# card_reader


    mahal jugak buat rawatan resdung tu yekk..

ibm632

Agency fast gaining ground in takaful sales
By DALJIT DHESI
[email protected]


Players investing substantially to beef up the channel

PETALING JAYA: Promoting takaful via agency is fast gaining prominence with more players now investing significantly to beef up their agency channel and grab a larger slice of the competitive takaful market.

This mode of distribution, according to an industry player, had become more significant in view of the “Takaful For All” approach adopted by newer takaful entrants whereby takaful could be sold or promoted by anyone regardless of faith and religious beliefs.

“The success of the newer takaful operators, especially those who started operations in 2006-2007, using agency as their primary channel has prompted other earlier operators to review their distribution strategies and many of them have adopted the agency channel as their main channel and ‘Takaful For All’ approach as their new direction.

The earlier operators were mainly using direct marketing to promote their products and services,” he told Starbiz.


Azim Mithani says agency-based distribution has been fast gaining ground
He said agency allowed players to reach a bigger customer base at lower management expenses. The commissions (wakalah fee) paid to agents at the same time were also factored in the pricing of the takaful products, the observer opined.

Prudential BSN Takaful Bhd (PruBSN) CEO Azim Mithani said historically, bancatakaful was the main distribution channel for takaful business, however, in recent years, agency-based distribution had been fast gaining ground.

This, he said, was evident from the latest trend with many operators starting to develop their own agency distribution channel.

According to Bank Negara statistics, there were some 55,000 takaful agents last year selling family takaful products compared with about 11,000 agents in 2006 and this figure was expected to continue to grow in the coming years.

Azim added that the agency distribution would further enhanced the penetration rate of takaful in the local market as it allowed takaful operators to access a wider segment of the population and enjoy economies of scale.

He said significant investment was required to establish an agency channel, which involved recruitment and training of agents as well as maintaining the infrastructure.

He said it was vital to ensure that agents were properly equipped and trained to provide the necessary advice. In this regard, Azim said it was paramount that appropriate compliance and risk management standards be put in place.

For this purpose, he said PruBSN had established a dedicated training academy to provide comprehensive training to agents as well as rigorous compliance monitoring processes.

PruBSN currently has about 1,400 tied agents and expects to grow this channel significantly this year.

He added that the company also leveraged on its sister company Prudential Assurance Malaysia Bhd’s agency force, which has 8,000 agents licensed to distribute PruBSN’s products.

card_reader

Reply  card_reader


    mahal jugak buat rawatan resdung tu yekk..
jenglut Post at 30-5-2010 23:58

    mmg mahal, die wat operation tu kat kpj....

ibm632

Bergantugn pada keadaan rawatan dan jangkitan gak... kalau teruk maka tinggi lah kos nyer

ibm632

Mari...mari...mari... meh rujuk di sini utk info berkaitan Medikal insuran

jenglut

CLAIM BIL H1N1

ibm632

Latest list hospital panel boleh donlod kat sini

http://www.prubsn.my/pdf/Hospital%20List.pdf

jenglut

harap kita dpt bantu org kerajaan mcm ni

ibm632

Nampak sekarang ramai dah tahu keperluan insuran ... tapi masih ramai lagi belum tahu takaful/insuran yg macam mana sesuai utk mereka

ibm632

Hari ini saya akan berada di Ipoh utk berjumpa dengan beberapa orang bakal usahawan Takaful di sana.. kalau ada sesiapa yg berminta boleh sms saya.

teriang

Salam ibm632..

Sebelum ne saya sekeluarga ada takaful ikhlas insurance tp kami
ada masalah kewangan so terpaksa surrender...

Menyedari pentingnya insuran saya ingin bertanyakan adakah
BSN pru menyediakan kemudahan untuk medical card sahaja?

sorry, tak sempat saya nak khatam thread ne..

jax7771

Reply 496# teriang


    pru provide semua..life,critical illness,investment and of course med card..

ibm632

Prudential mmg cover semua ...

ibm632

Takaful UMMAH dah kuar

jenglut

Jarang rasanya org kondem ejen kad kredit tp ramai yg kondem ejen insuran..huhuhu..

majority kaum mana? so mcm mana ni??..

apa your contribution to the society?