ALL ABOUT Personal Loan...

ruhadatulaisyh · Post time 18-1-2009 12:12 PM

Kalo keja Government, tapi lum confirm, kat mana leh wat Loan? yg terendah la...

nizam_syah82 · Post time 19-1-2009 08:11 AM

Originally posted by ruhadatulaisyh at 18-1-2009 12:12 PM
Kalo keja Government, tapi lum confirm, kat mana leh wat Loan? yg terendah la...

dah brape lama keje?bsn ok..

dealova04 · Post time 19-1-2009 10:22 AM

Originally posted by ruhadatulaisyh at 18-1-2009 12:12 PM
Kalo keja Government, tapi lum confirm, kat mana leh wat Loan? yg terendah la...

utk gomen..yg terendah skrg..

Bank Islam : 1-5 thn = 5.75% 6-10 thn = 5.9%

BSN & Bnk RAkyat pn..rate hampir2 serupa...still bwh 6%..dlm 5.7 gak...tp rs2 nyer yg latest..bank rakyat yg termurah..at least beza gak la antara rm0.50 - RM1 diantara bank Islam & BSN

tp yg bg duit cpt = Bank RAkyat...dlm 2 hari dh jd org kaya...heheheh

kimora · Post time 20-1-2009 07:09 PM

bank mana yg boleh bagi personal loan up to 100,000 tanpa mengira rekod ccris?coz ada member nk buat per loan utk setle credir card. masalahnya ada tunggakan 3 bulan...tapi mcamana nak setle sdgkan dia tunggu personal loan approved baru bleh setle....

kancilbiru · Post time 20-1-2009 09:42 PM

Originally posted by kimora at 20-1-2009 19:09
bank mana yg boleh bagi personal loan up to 100,000 tanpa mengira rekod ccris?coz ada member nk buat per loan utk setle credir card. masalahnya ada tunggakan 3 bulan...tapi mcamana nak setle sdgk ...

mana ada...sumer bank akan refer ngan ccris dulu...tak cun yg tu, abis la...mmg susah la nak approved..

yg tak tengok langsung ccris, bank, etc, cuma satu tempat jer, ALONG ler..hehehehehe...

dealova04 · Post time 21-1-2009 08:51 AM

Originally posted by kimora at 20-1-2009 07:09 PM
bank mana yg boleh bagi personal loan up to 100,000 tanpa mengira rekod ccris?coz ada member nk buat per loan utk setle credir card. masalahnya ada tunggakan 3 bulan...tapi mcamana nak setle sdgk ...

bank rakyat leh bg sampai 150k lagi..w/mcm mn pong tgk tangga gaji la..
x silap aku..amount loan selain bergantung brp yg kita nak tp kena ikut basic gaji X 15 bulan (ikut bank gak..ada bank x sampai 15 bulan)...

katakan gaji 2k sebulan x 15 bulan = 30k loan yg kita leh dpt...(ni pon bergantung pd kita..kalau xde utang lain/komitment kompom dpt ler 30k tu)

mn2 bank mmg tgk pd komitment kita tuk mn2 loan...

hh_hs · Post time 21-1-2009 11:39 AM

Originally posted by dealova04 at 21-1-2009 08:51 AM

bank rakyat leh bg sampai 150k lagi..w/mcm mn pong tgk tangga gaji la..
x silap aku..amount loan selain bergantung brp yg kita nak tp kena ikut basic gaji X 15 bulan (ikut bank gak..ada bank ...

tapi bank rakyat ni lebih pada gomen dan klu pekerja swasta pun hanya yg terpilih jer kan? cam aku dulu, sebelum ni ada buat loan bank rakyat. dekat2 nk abis ingat nk overlaps ler loan tu. tapi masa tu aku dah keje tempat lain. try tanya balik kat branch yg aku buat dulu tu, boleh ker klu aku nk apply lain tapi kire overlaps ler kan aku punya loan. tapi derang kata xleh. sebab aku keje swasta peh tu cam company aku ni xde lam senarai ler, kire cam x recognise ler (lebih kurang gitu ler, aku pun ingat2 lupe apa orang tu cakap)... adus, tensen

syabee · Post time 21-1-2009 05:46 PM

klu swasta dia amik dr listed company jer...

ecomoda012 · Post time 21-1-2009 10:32 PM

disebabkan aku keje private....aku amik dgn eon bank.....simple & tak banyak songeh....approve 2 hari....dokumen + borang pun simple

interest utk 3 thn = 8.5%

ruhadatulaisyh · Post time 22-1-2009 07:46 AM

Ada tak prosedur loan uth Gomen staf yang tak libatkan ANGKASA? Means kita bank in je tetiap bulan? malas nak libatkan majikan...yelah, keja baru 9 bulan dah nak wat loan. Aisyh nak wat loan coz nak tolong adik je. dia keje private dah xle apply loan.so, xnak usik gaji Aisyh..

kaogi · Post time 22-1-2009 12:52 PM

xder... kalau pinjam kat bank cam rhb, al-rajhi, etc bulihlah x payah ptg guna biro angkasa..

tp kalu bank rakyat, bsn, agro, islam semuanya kena lalu biro...

kogi dah tanya arituh sbb x mau biro angkasa ni mencacatkan payslip..

ecomoda012 · Post time 23-1-2009 12:38 AM

Originally posted by ruhadatulaisyh at 22-1-2009 07:46 AM
Ada tak prosedur loan uth Gomen staf yang tak libatkan ANGKASA? Means kita bank in je tetiap bulan? malas nak libatkan majikan...yelah, keja baru 9 bulan dah nak wat loan. Aisyh nak wat loan coz ...

amik dgn hong leong....interest 12% setahun

kaogi · Post time 23-1-2009 10:49 AM

baik amik ngan al-rajhi bank.. 8.5% kot interest dia... tp derlah sampai 12%..

yg paling hampess... CIMB... ntahapahapantah....

tulip.purple · Post time 23-1-2009 10:59 AM

dgn market skrg ni al rajhi masih offer 8.5% ke?
bagus la kalau camtu..

ecomoda012 · Post time 23-1-2009 10:44 PM

Originally posted by kaogi at 23-1-2009 10:49 AM
baik amik ngan al-rajhi bank.. 8.5% kot interest dia... tp derlah sampai 12%..

yg paling hampess... CIMB... ntahapahapantah....

kannn....sekadar memberi pilihan....kot

ean · Post time 23-1-2009 11:04 PM

macam tak boleh kot. std chartered nak kita ada rekod ngan bank, even bank lain, at least one year

ecomoda012 · Post time 23-1-2009 11:18 PM

mendappppppp

nurulda · Post time 24-1-2009 12:02 PM

Originally posted by ruhadatulaisyh at 18-1-2009 12:12 PM
Kalo keja Government, tapi lum confirm, kat mana leh wat Loan? yg terendah la...

..

kalu nak cpt...bank rakyat laa...
walaupun lum confirm tunjuk jer salinan surat tawaran tu...
cpt jer approved dier...xampai seminggu..
nak interest rendah skit..jd ahli bank rakyat...

wirazam · Post time 29-1-2009 12:48 AM

boleh lagi ke nak jadi ahli bank rakyat nih..aku dah masuk waiting list dah 2 tahun dah..takde apa2 pun yg diaorg update aku..

wirazam · Post time 29-1-2009 12:50 AM

Originally posted by nalesa at 11-1-2009 12:47 AM
Aku baru buat personal loan kat standard chartered - interest dia bergantung pada credit rating ko... Kalau credit rating takde masalah... the lowest interest dia bagi 8.52% per annum (0.71%/mont ...

ko keje dgn standard chartered ke? kalau buat brp maksimum dia dan nanti nak byr boleh guna online banking tak??