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aku baru je lepas azab sengsara membayar PL selama 3 tahun... |
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Reply haninuha
bole jer if xder cc
normal prosedur: isi form, copy of IC, bank state ...
Eill Post at 7-3-2011 04:06 PM 
bank2 yg "low Profile" ni biasanya kurang songehnya....Bank2 yg "high Profile" ni..mcm biasalah... |
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yesterday al-rajhi kol.. ingatkan nak cakap duit dah masuk...
rupenyer ader bende lain lagi yg die nak..
lecehnyer  |
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yesterday al-rajhi kol.. ingatkan nak cakap duit dah masuk...
rupenyer ader bende lain lagi yg die ...
Eill Post at 15-3-2011 12:08 PM
kita ni dah terloncat2 ingatkan duit dah masuk kennn... |
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yesterday al-rajhi kol.. ingatkan nak cakap duit dah masuk...
rupenyer ader bende lain lagi yg die ...
Eill Post at 15-3-2011 12:08 
apa yg dia nak? berapa rate eh? |
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apa yg dia nak? berapa rate eh?
ecomoda012 Post at 15-3-2011 19:56 
last time standchart ader offer eill Pl tuk settle CC..
so kire outstanding tu convert to PL..
die nak letter from standchart tentang PL offered tu..
Smalam al-rajhi kol lagi... diorang still tengah process..
hopefully everything's ok this time...
fingers crossed! :re: :re:
bawah ni details die:
Benefits of Al Rajhi Personal Financing-i
· Financing amount up to 5 times salary*
· Fixed profit rate of 7.99% p.a.
· Repayment period up to 5 years
· No guarantor required
· Fully shariah compliance. No RIBA
· No penalty for late payment / early settlement |
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gaji saya lebih dr 3k..xde cc, housing loan nama kedua..
ada pinjaman keta and asb loan..
try mintak kat easy RHB..loan x lulus..
sedihnyaaaaaaaaaaa |
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Reply 947# chaintea
try la bank lain |
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klu keje swasta nk apply PL bank islam ssh nk dpt eh?huhu |
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Reply 946# Eill
Benefits of Al Rajhi Personal Financing-i
· Financing amount up to 5 times salary*
· Fixed profit rate of 7.99% p.a.
· Repayment period up to 5 years
· No guarantor required
· Fully shariah compliance. No RIBA
· No penalty for late payment / early settlement
Betul ke x de denda ni? abis tu kalau u x bayo 2@ 3 bln, x kan bank wat x tau jer?;) |
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Reply 952# Eill
apa maksud u? requirement apa lg yg diorg mintak? Kalau x silap i owner alrajhi ni pak arab tokey jual keta, duit dia byk giler tu yg boleh bukak bank tu..... |
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Reply 953# Steelheart
mule2 die kate if statement from maybank2u die x payah endorsement..
1 week later die kate kene ader... pastu Eill g la amik..
pastu die reject coz die kate x clear... so g la amik lagi..
few days later die tanye y cc Eill ader 2 acc... I said la i wat personal loan...
pastu die nk letter from bank tu kate Eill dapat PL tu..
so Eill bagi the letter & the next day die kol balik... kate nak kene ader no umah xleh no hp..
Then Eill pn bagi la my bro punyer house phone num..
1 week later dapatla sms kate x dapat loan tu....
anyway, maybe x nak try bank ni lagi dah... dah fed up  |
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salam semua, xtau laa betul ke x tmpt nk tnya ni. hehe! tp ni ada kaitan ngn personal loan gak.
mggu lps jela ade mohon PL thru agen bank rakyat. katanya boleh TOLONG utk org kontrak (semi gomen) mcm jela ni.. kwn jela pon dah buat, dah lulus pon tp kena ikut program yg agen ni anjurkan laa..
okeh, skang ni, jela rasa mcm nk batalkan permohonan tuh sbb rasa mcm x berbaloi dari segi masa utk bayar balik yg lama sgt (max 20thn) + malas nk join program dorang. RUGI. sbnarnye dah kata kt agen tuh nk guna sikit + masa bayar kurang 10thn. tp awal2 dia kata x boleh.. nak xnak terpaksa laa setuju utk 20thn.
hari ni, agen tu kata PL pon dah lulus. jumaat g submit sendiri, arini sudah lulus! apply 55k tapi bersih dpt kt tgn hanya 44k, blnn RM468 selama 20thn. sbb tu jela kata x berbaloi. lagi satu sbb potong thru biro angkasa, payslip akan 'kotor'. walaupon nnt boleh buat early settlement, tp rasanya mcm x boleh nak teruskan jugak. huuuu..
agen tuh kata bila jela tolak PL ni, automatik nama jela akan di'mark' oleh bank. pastu dia suh buat surat rasmi utk menyatakan sbb kenapa tolak PL bank ni. adoii.. saje jek kan nk nyusahkan.. hahah!
soalan jela :
1) nama jela kene 'mark' dgn bank rakyat saje kah atau semua bank?
2) agreement belum sign, ade kewajaran ke buat surat batal tu? (dah print out surat dah ni, tggl nk kasi jek)
3) betul ke ape yg jela buat ni? hahah!
sekian, mekaseh..
p/s : sorry ek momod kalo salah thread.. |
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aku ni keje privet.. kompeni bayar aku pakai cek..
aku g public bank kene rejek.... bank rakyat pon kene rejek..
sedeyy laaa
kt mane leh wat loan lagi... |
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salam semua, xtau laa betul ke x tmpt nk tnya ni. hehe! tp ni ada kaitan ngn personal loan gak.
m ...
cikjeela Post at 18-4-2011 12:30 PM 
anis tak pernah dengar buat PL then kena paksa mesti buat selama 20 tahun.Kalau tak mau, tak boleh..pengalaman anis bersuamikan org yg pernah keje semi gomen, secara kontrak..my hubby pernah buat PL dengan bank rakyat, status jawatan kontrak..dan dia boleh pilih berapa tahun dia nak...so my hubby pilih 2 tahun jer, pinjam 20k..better terus pergi ke bank rakyat tu, tak yah melalui agen diaorang..dan my hubby pun tak pernah kena join program yg diaorang buat...ok jer pun... |
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Reply 957# AnisSuraya
mekaseh atas info tuh anis.. ;)
jela dh tolak pon PL tuh.. surat pon dah faks ke BR cwgn tersebut. Program yg bakal jela join tuh ala2 MLM kekdahnye.. huhu!
yg pasal 'mark' nama tuh, jela dh tnya sendiri dkt staff BR, cuma 'mark' dlm 6 bulan saje.. lepas tu bole apply lagi kalau nak.. lgpon x jadi amek PL.. bukannye dah amek + guna,tp xnak bayar.. tu dh jadi cerita lain.. heheh!
xpe laa x jadi pon.. janji hati senang..  |
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i budak baru belajar nk tanya nie....
1.gaji minimum rm2k tu maksudnya gaji basic atau gaji basic+OT+elaun+claim???
2.kalau buat PL + cc apa beza dn buat PL jer??rate berbeza ker??
sorry la tanya soalan remeh temeh...mmg x tau nie... |
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CIMB bank...
• Individual applicant only
• Aged between 21 and 60 years upon application
• Minimum income RM 800 (basic + fixed income only)
• Open to Micro-entrepreneurs, factory workers, clericals, etc
basic mmg plg rendah berbanding bank lain tp xtau interest dia brape...
boleh rujuk sini..
http://www.cimbbank.com.my/index ... mp;tpt=cimb_islamic |
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Category: Belia & Informasi
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Post time 9-3-2011 09:56 AM
