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Author: zacks

Nak tamatkan insurance EtiQa Takaful

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Post time 23-3-2010 01:40 PM | Show all posts
betullah apa korg ckp..
mcm aku baya rm100 tiap bulan dgn wife aku skali. anak aku 150.
apa y aku pikir sgt2.. kalo aku skeluarga ditimpa kesusahan berkaitan kesihatan - kos2 perubatan rawatan tu terjamin.. (mintak2 dijauhkan)

wpun kdg2 trasa mcm "rugi" jek aku bayar rm4200 setahun..
aku cepat2 fikir aku sekeluarga ada protection kalo apa2 brlaku.. so prasaan "rugi" tu akan ilang.

mcm skrg aku tgh berusaha utk tambahkan & konsisten kan saving aku.. kira acc lainlah cam tabung haji ke... harap2lah aku tercapai pkara tuh..
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Post time 23-3-2010 10:21 PM | Show all posts
Aku bayar tiap2 bulan lagi banyak kot...
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Post time 24-3-2010 09:40 AM | Show all posts
i punya pendpt ambik insuran tanam pokok durian...hasil dia utk bbrp tahun kedepan...kdg2 org yg tanam tu tak dan rasa pun...tp anak cucu dapat makan durian tu...
physics2 Post at 23-3-2010 10:15


saya suka makan durian tuu..
mungkin ramai yg kata membazir sbb bila terminate, hasil nye berkurang drp hasil yg telah di bayar..
saya cadangkan simpan saja di bwh bantal atau tilam..
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Post time 24-3-2010 12:19 PM | Show all posts
betul tu...dan kalau mampu utk setiap ahli keluarga ambik satu medical card...nampak macam mahal lah.tp kita boleh decide nak letak coverage berapa...utk anak rasa dlm rm100 pun dah dapat...
utk  ...
physics2 Post at 23-3-2010 10:15


bagus2 en. physics2, sy suka pendapat encik ni...
ada juga org yg sy jumpa yg telah ada insurans, dia kata dia beli insurans ni macam beli tanah, bila dia takdak nanti, anak2 akan dpt bahagian masing2.
masing2 ada pendapat sendiri, yg pasti, ramai yg sy dh jumpa, akan bgtau betapa byk manfaat telah diperolehi sekiranya memiliki insurans.
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Post time 30-3-2010 03:36 PM | Show all posts
ada sesetengah org 2 insurans kan mak ayah die, tunggu meninggal pastu dpt duit bahagi sama rata.....kire wat pelaburan kt parents
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Post time 30-3-2010 04:41 PM | Show all posts
salam...

tgh survey2 insurance apa nk ambik...prubsn ke, etiqa ke,takaful dll.

Bnyak info dr forum nih, thx semua..
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Post time 30-3-2010 05:34 PM | Show all posts
salam...

tgh survey2 insurance apa nk ambik...prubsn ke, etiqa ke,takaful dll.

Bnyak info dr forum nih, thx semua..
suriaalam Post at 30-3-2010 16:41


salam suriaalam...
survey pelan2...
baca review pemegang polisi sedia ada..dan pilih polisi yg betul2 sesuai dgn suria...

check ur pm suria...
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Post time 31-3-2010 12:36 PM | Show all posts
kemalangan yg tidak di jangka..

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Post time 31-3-2010 03:00 PM | Show all posts
jenglut,nie kes yg masuk paper aritu ke
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Post time 31-3-2010 03:44 PM | Show all posts
Aku nk amik medical card utk 1 whole family or individu?Mna yg lebih baik & medical card dr mna yg bagus?Can any1 give opinon plz....
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Post time 31-3-2010 03:47 PM | Show all posts
Aku nk amik medical card utk 1 whole family or individu?Mna yg lebih baik & medical card dr mna yg bagus?Can any1 give opinon plz....
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Post time 31-3-2010 03:53 PM | Show all posts
jenglut,nie kes yg masuk paper aritu ke
card_reader Post at 31-3-2010 15:00


ye betul..amat mengerikan...
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Post time 31-3-2010 03:54 PM | Show all posts
Aku nk amik medical card utk 1 whole family or individu?Mna yg lebih baik & medical card dr mna yg bagus?Can any1 give opinon plz....
jzzz Post at 31-3-2010 15:47


dua-duanya bagus, ikut kemampuan..kalau bole PM saya umur ahli keluarga utk quotation
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Post time 31-3-2010 03:57 PM | Show all posts
Kalau nak yg lebih secure ambik individu ... kalau nak yg murah tapi coverage sekerat jalan ambik grup
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Post time 31-3-2010 05:18 PM | Show all posts
Ko pnya medical card apa?Etiqa?
Apa maksud coverage sekerat jln?
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Post time 31-3-2010 08:24 PM | Show all posts
Kalau ambik individu tu kontrak nyer sampai 80 thn maka  syarikat Takaful tak boleh stop coverage kita sehingga 80 thn.

manakala yg grup insuran tu coverage nyer akan di review yearly .. so  kalau kita ni sentiasa claim dan ada potensi utk claim banyak lagi maka syarikat insuran tu ada hak utk tak nak sambung coverage kita lagi next year.
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Post time 1-4-2010 08:59 PM | Show all posts
betui kate ibm 2, better amek individu je, sbb coverage individu utk setahun lagi banyak daripada coverage group nie.....
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Post time 2-4-2010 09:11 AM | Show all posts
Saya kesiankan saudara kita yg di bwh ni..

Dia yg kata "ohhh bil hospital saya company majikan semuanya cover"..


sayang semuanya sudah terlambat..tp akhirnya gaji engineer nya di tolak juga...
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Post time 6-4-2010 01:01 PM | Show all posts
11# ibm632

sokong..sokong
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Post time 6-4-2010 01:02 PM | Show all posts
kalu dalam 7 tahun amek etiqa..agak2 kalu quit..dpt byk tak agaknya yek?
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