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Author: sweetmm

RIANZ PARADISE VOL. 71 - VOTE LAGU2 BARU RIZ & NADIA

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Post time 7-5-2009 11:44 AM | Show all posts
Originally posted by kn64 at 6-5-2009 20:41
Eh lupa pulak..arwah ni pun menunggang motosikal seorang diri..

baru balik dari melawat mak nya..


dah la kebetulan mggu nih hari Ibu sedonia...

pastuh berita tuh ada sebut psl mat motor tembak mati org kat KL.. negara kita mcm dah x selamat kan
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Post time 7-5-2009 11:49 AM | Show all posts
Originally posted by yunt at 6-5-2009 22:07
die x tnjok pratos ponn tadihh..tnjok kdudukaann jekk..

aishahh lagii layakk..


ai x suka afmasuk, dan ai x sokong dorg singkirkan aishah d konsert lepas, sdgkan peratusan dia ngan claudia jauh berbeza 2%

dan ai juga x suka produksi AF suruh budak2 berempat tuh comment kat camera sapa yg dorg rasa nak d AFMASUK kan

what a games.....
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Post time 7-5-2009 11:50 AM | Show all posts
oleh krn x de olang kat sinih, i g jalan2 membaca kat bod sinun..

byk sungguh astro try to provoke fans hafiz
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Post time 7-5-2009 11:53 AM | Show all posts
Originally posted by hanyadiriku at 7-5-2009 11:27


waalaikumsalam kak V  

wowwwwwwww... pantas seh.. dpt seksyen brp kak.. or kat area Bukit2 tuh eh.. meh bisik kat saya meh

bila d jangka siap, or completed property kak?



dah berapa kali hanto reply....asik reject...
Bukit Bandaraya SA....dah ready to move in....cuma fulus utk move out jer ntah mana2
jen dah janji ngan her aunt nak beli umah dekat2...

nak tanya...kalo nak withdraw EPF tuh...syaratnya masih 45% but not exceed RM60k atau keseluruhan akaun 2...
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Post time 7-5-2009 11:55 AM | Show all posts
Originally posted by violette at 7-5-2009 11:24
Assalamualaikum & Waalaikum Semua.....

manyak kejer arinih.....
HD, esok akak dah apply coti....we've decided which one to purchase just a moment ago...


w'salam auntie
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Post time 7-5-2009 12:00 PM | Show all posts
Originally posted by hanyadiriku at 7-5-2009 11:50
oleh krn x de olang kat sinih, i g jalan2 membaca kat bod sinun..

byk sungguh astro try to provoke fans hafiz


jen akak suka nor ngan dak hafiz nih....siap senyum lagi kalo hafiz kuar...x ubah cam kaer dulu....
dia suruh anak yg form 5 tu wat rambut cam hafiz...biar comey...
so akak x terperanjat kalo dia srh bebudak ngundi apis yu nanti
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Post time 7-5-2009 12:00 PM | Show all posts
family rianz ku sekalian...

nk mntak pendapat skit pasal UM.. sume org nasihat soh pegi sane.. ape yg bagusnye kalo pegi sane?
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Post time 7-5-2009 12:01 PM | Show all posts
Originally posted by sapphire178 at 7-5-2009 11:55


w'salam auntie


Piah dah bebas ker....jadi ke pi matric kat tangkak tuh....
aunty pernah lalu kat situ masa hanto anak ke uitm beberapa tahun nan lalu
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Post time 7-5-2009 12:04 PM | Show all posts
Originally posted by violette at 7-5-2009 12:01


Piah dah bebas ker....jadi ke pi matric kat tangkak tuh....
aunty pernah lalu kat situ masa hanto anak ke uitm beberapa tahun nan lalu


dah bebas dah auntie :pompom::pompom:

xtau lagi la.. kadang2 nk g matric kadang2 nk g UM..
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Post time 7-5-2009 12:13 PM | Show all posts

Reply #1633 hanyadiriku's post

ni tengah bersabor lah nih....

panas teramat kan sekarang nih... kat India sampai ada yg mati... ye la diorang mana yg susah tu memang dok tepi jalan je... so kalau panas melampau kat luar tu memang mati mcm ikan kering je la....
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Post time 7-5-2009 12:19 PM | Show all posts
Originally posted by violette at 7-5-2009 11:53



dah berapa kali hanto reply....asik reject...
Bukit Bandaraya SA....dah ready to move in....cuma fulus utk move out jer ntah mana2
jen dah janji ngan her aunt nak beli umah deka ...


kak, bleh wdraw semua dpd Account 2, whether join with spouse or individual

below i taken from www.kwsp.gov.my kalau akak ada iakaun bleh login KWSP, akak leh check entitled amount secara online. ada juga documents yg perlu ada semasa submission utk EPF wdraw tuh. saya pernah buat sekali utk rumah pertama. ingat nak buat lagih, tp, syg plak duit ehehe.. lagipun, ada term lain utk wdraw again for 2nd property. ada caranya.

masa saya g exhibition jual2 property last year kat Mid Valley, pegawai EPF tuh ckp, leh wdraw dpd EPF secara bulanan masuk dlm salary account kita utk meringankan beban bayaran rumah. dia siap ckp, wdraw jer mthly utk rumah 1, then bayar utk rumah 2, sbb EPF masukkan dlm salary account. so kalau kita jujur, kita akan gunakan wang tuh seeloknya lah..

Amount That Can Be Withdrawn
The amount that you can withdraw is as the following:

WITHDRAWAL FOR INDIVIDUAL OR TO ASSIST SPOUSE
JOINT WITHDRAWAL BY HUSBAND / WIFE, FAMILY MEMBER(S) OR OTHER INDIVIDUAL(S)
Housing loan balance
OR
All your savings in Account 2
(Whichever is lower but not less than RM500.00)








Housing loan balance
OR
All savings in your Account 2 subject to the housing loan balance
Whichever is lower but not less than RM500.00)







(

  • You may choose to decide on the amount to withdraw from your Account 2, subject to the maximum amount eligible by filling in the desired amount in the housing withdrawal Form 9C (AHL).
  • The minimum withdrawal amount is RM500.00

saya kena simpan EPF nih... sbb both me & asben x de pencen scheme. nnt dah tua2, sakit tenat mana nak cekau duit? mmg lah ada life insurance, tp lama mana sgt lah tahannya... at least kena spare duit gak utk masa tua nnt. pastuh xleh nak harap kat EPF jer.. kena gak org2 kerja private mcm kami nih wat savings & investment skit2.. property tuh part of our investment sbnrnya.. sbb harga dia x turunkan.. long term byk benefitnya..
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Post time 7-5-2009 12:22 PM | Show all posts
Originally posted by ameeras at 7-5-2009 12:13
ni tengah bersabor lah nih....

panas teramat kan sekarang nih... kat India sampai ada yg mati... ye la diorang mana yg susah tu memang dok tepi jalan je... so kalau panas melampau kat luar tu ...


ada saya baca article dlm newspaper last week, kat Malaysia nih kepanasan nih d rasai d pantai barat semenanjung.. which is kepanasan leh cecah 38 darjah celcius pd siang hari.. lagi padat tempat tuh.. lagi panas cuacanya
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Post time 7-5-2009 12:28 PM | Show all posts

Reply #1649 sapphire178's post

sorry Farah nak tanya soklan bodoh jap.. kat UM tuh terus masuk program persediaan utk degree ke or matriks gak?? I'm not sure which is which tapi my aunt penah ckp masuk matrik mcm ada sket kerugian.. bcoz kalau kantoi (hope never happen to any of our adiks here) u have to go thru all over again mcm budak lepas SPM.. Kalau program for degree u just have to repeat that particular semester/subject je.. My aunt tu penah jadi Pengarah Bhg Penganjuran kt MARA so dia selalu kasik counseling kat lepasan SPM ... maybe i'm confused with some other program... so sorry....
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Post time 7-5-2009 12:39 PM | Show all posts
Originally posted by ameeras at 7-5-2009 12:28
sorry Farah nak tanya soklan bodoh jap.. kat UM tuh terus masuk program persediaan utk degree ke or matriks gak?? I'm not sure which is which tapi my aunt penah ckp masuk matrik mcm ada sket keru ...


kta dapat asasi.. asasi tuh katenye same je mcm matric cos lepas tuh smbung wat degree..
tp aritu ade call sepupu kta.. die lecturer kat UM.. die kate matric dgn asasi same je tp kalau masuk uni nmpak lebih hebat n dapat merasa dok kat uni
tp pastuh degree still kena apply lagi mcm dak2 matric jgak cuma maybe dpt keutamaan smbung kat situ jgak kot..
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Post time 7-5-2009 01:00 PM | Show all posts
Originally posted by ameeras at 7-5-2009 12:28
sorry Farah nak tanya soklan bodoh jap.. kat UM tuh terus masuk program persediaan utk degree ke or matriks gak?? I'm not sure which is which tapi my aunt penah ckp masuk matrik mcm ada sket keru ...


masa my nadia dulu...akak mmg galakkan di amik asasi di um/uia...sebab wat degree for sure kat situ gak....
sebab suruh kat situ ialah situ2 tu area KL...senang nak balik umah
kalo matriks...U nyer blum tentu di mana...
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Post time 7-5-2009 01:05 PM | Show all posts
Originally posted by violette at 7-5-2009 13:00


masa my nadia dulu...akak mmg galakkan di amik asasi di um/uia...sebab wat degree for sure kat situ gak....
sebab suruh kat situ ialah situ2 tu area KL...senang nak balik umah
kal ...


takut terkontang-kanting je kat sane..
pes tym nak menapak kua dr johor... boleh ke nii
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Post time 7-5-2009 01:13 PM | Show all posts
Originally posted by sapphire178 at 7-5-2009 13:05


takut terkontang-kanting je kat sane..
pes tym nak menapak kua dr johor... boleh ke nii


kalo takut kontang-kanting....mulai ari nih makan kentang manyak2
lah....camner nih...kata nak pi uk...ni baru kl...
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Post time 7-5-2009 01:16 PM | Show all posts
Originally posted by violette at 7-5-2009 13:13


kalo takut kontang-kanting....mulai ari nih makan kentang manyak2
lah....camner nih...kata nak pi uk...ni baru kl...




xtau la auntie... nk kena wat solat istikharah dlu

abg2 kta sume study  kat UTHM je.. x kua pon dr batu pahat inikan pulak johor

kalo kta g UM tuh mmg mncatat sejarah kluarga nmpknye
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Post time 7-5-2009 01:28 PM | Show all posts
Originally posted by sapphire178 at 7-5-2009 12:39


kta dapat asasi.. asasi tuh katenye same je mcm matric cos lepas tuh smbung wat degree..
tp aritu ade call sepupu kta.. die lecturer kat UM.. die kate matric dgn asasi same je tp kalau masu ...


ooooo... ok... pasal apply for degree tu sama la yea.. i'm sure u'll not face any problem.. try la UM tuh.. bila lagi nak start independent.. hehehhe....

my concern tadi sbb ada cousin yg tak lepas matriks kena repeat all over again.. tp for certain program juz have to extend another semester or repeat subject je.. that's why my aunt selalu tak galakkan amik .. membazir masa katanya.. mcm amik form 6 gituh... so better amik diploma program ke hape...
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Post time 7-5-2009 01:32 PM | Show all posts

Balas #1651 hanyadiriku\ catat

HD thanx manyak2...
baru tadi akak digelakkan oleh admin....
rupanya akak mmg dah lama boleh kuarkan semua EPF akak tu
sebab dah masuk skim pencen....
mmg manyak info yg akak x tau semasa akak dipinjamkan di satu GLC dlm satu jangkamasa yg
lama pada suatu masa dulu....
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