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[Accesories & Hobbies]
CIMB Unit Trust @ CIMB Dana Amanah
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CIMB Islamic Global Emerging Market-The fund that NOT depands on US and UK markets.
What are they?
Emerging markets are countries that are restructuring their economies with market-oriented view of point. These markets offered opportunity in trade, technology transfer and foreign direct investment.
According to the World Bank, classification of emerging market is based on gross national income (GNI) and the size of equity market in relation to gross domestic product (GDP). In general, emerging markets are those countries with low GNI and small or less liquid and investable in its equity market.
Factor that leads to creation of emerging markets is the policy implemented by developing countries to fuel their development growth. Therefore, instead of using traditionally government borrowing from World Bank or IMF, developing countries began to rely on equity investment to finance the economic growth. These countries will attract equity investment and foreign direct investment to form a partnership in development.
Some examples of emerging markets are China, India, Brazil, Russia, Indonesia, South Africa, Mexico and South Korea. |
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Originally posted by syafali at 6-1-2009 09:45 PM 
Terima kasih kerana ajukan soalan ini.Ok,untuk pengetahun linsyah dan semua,perbezaan nya adalah dari segi sales charges di mana sales charges yang dikenakan oleh cimbclicks 2.5% manakala mel ...
kalau gune agen..mmg agen tu yg fully monitor ke??atau client pon kena take part ek?? |
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CIMB-Principal Declares Income Distributions for 12 Funds.
Kuala Lumpur: CIMB-Principal Asset Management Berhad recently declared income distributions for 12 unit trust funds: 4 money market funds, 4 fixed income funds, 3 balanced funds, and 1 equity fund for the period ended December 2008. The money market funds are CIMB-Principal Xcess Income Fund, CIMB-Principal Xcess Cash Fund, CIMB Islamic Money Market Fund, and CIMB-Principal Money Market Fund. The fixed income funds are CIMB Islamic Short Term Sukuk Fund, CIMB-Principal Strategic Bond Fund, CIMB-Principal Institutional Bond Fund 2, and CIMB-Principal Bond Fund. The balanced funds are CIMB-Principal Income Plus Balanced Fund, CIMB Islamic Balanced Growth Fund and CIMB-Principal Balanced Fund. The equity fund is CIMB-Principal Equity Aggressive Fund 1.
John Campbell Tupling, Chief Executive of CIMB-Principal, said: 揟he ability of these funds to pay out distributions are a testament to our fund management abilities given the tough market over the last half of 2008. Our fund managers will continuously strive for performance and achieve regular income payouts for our investors. At the same time, investors need to focus on their long term financial goals and to take the opportunity to accumulate steadily over the coming year as prices of all assets have corrected. |
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Three Lessons From Warren Buffett That We Can Apply October 30, 2008
The world's richest man has been finding value lately in falling markets. We can too, if we apply three lessons from Warren Buffett.
1) Market fluctuations present opportunities
揃e fearful when others are greedy and greedy when others are fearful, |
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2) Long-term and short-term goals
Buffett advocates long-term investing. He admits he has no clue on whether the market will rise or fall in the next one month or next one year.
So in the short term, markets may continue to fall, but that has not stopped Buffett to invest in US equities.
He may not be buying them at their bottom, but then again, who can? Timing the markets is out of Buffett抯 league, so what makes us think we can do it confidently?
If you believe in the prospects of a company or economy to do well in the next few years, you will not be as worried over its outlook for the next few quarters.
It is also crucial to distinguish between how we use our short-term and long-term monies.
The short-term pot will take care of our daily expenses, potential emergencies and the big ticket items we intend to splash on within the next two to three years. These could include the exotic holiday to Machu Picchu or the donwpayment for the home you have been eyeing. To meet our short-term financial needs, leaving the money in safe, low-risk vehicles such as a savings account or a fixed deposit makes sense.
The next pot of money is really meant for our long-term goals. We can afford to give more time for our long-term investments to perform as we do not intend to touch that money for the next three years or more.
So, the point is, each one of us will have a different definition of short term and long term. Make sure we know our goals and divide the money into the different pots accordingly.
For our long-term pot, don抰 panic and sell out when our investments fall. Don抰 stay on the sidelines either, waiting for the markets to bottom. By the time the market really bottoms and starts rising, you may still be holding cash because you assume the bottom is not over yet. |
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3) Beware of inflation
Markets are plummeting and we are worried about our portfolios, our year-end bonuses or salary increments; for some of us, our jobs could very well be on the chopping board. But there is one big risk that has taken a backseat lately: inflation.
Buffett has also mentioned inflation as a key risk. "The arithmetic makes it plain that inflation is a far more devastating tax than anything that has been enacted by our (United States) legislature," he wrote in a Fortune article titled "How Inflation Swindles the Investor".
Inflation may be seen as a lesser concern, with commodity prices dropping sharply in the last few weeks. But it remains at a high level: Singapore抯 Consumer Price Index rose by 6.7% year-on-year in September. While this is lower than the CPI increase of 7.5% for a period of three months from April to June, the CPI numbers show that the interest rate from our savings account and fixed deposits is way too measly to be able to generate a positive real return.
We need our investments in the long-term pot to deliver a return higher that the inflation rate. Inflation has been hovering at relatively higher levels in the last few months. This makes our long-term investment decisions even more crucial |
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Dari apa yang artikel di atas menyebut,jadi kena lah kita mengikut cara Mr Warren buat pelaburan di mana membuat pelaburan secara besar-besaran apabila market sedang rendah dan jual pada harga yang tinggi.So apa lagi,hubungi konsultant CIMB Wealth Advisors anda dan berbincang mengenai strategi untuk memaksimumkan keuntungan dan meminimumkan risiko kerugian.  |
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masukkan saya sekali..saya budak baru belajar, klu salah tlg tunjukkan.. cheyy.. wahh!!
nama: emmy
Personal Financial Advisor
CIMB Ipoh
017-500 2215 |
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ok jugak, masalah nya aku takdak duit cam na hah? |
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Originally posted by johann at 29-1-2009 06:38 AM 
ok jugak, masalah nya aku takdak duit cam na hah?
Tak apa,boleh kumpul bulan2 dulu.Dah cukup terus contact consulatant pilihan Johann |
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Originally posted by printech at 26-1-2009 11:36 PM
masukkan saya sekali..saya budak baru belajar, klu salah tlg tunjukkan.. cheyy.. wahh!!
nama: emmy
Personal Financial Advisor
CIMB Ipoh
017-500 2215
Ok..dah up nama u.Kalau ada apa2 artikel atau nak share knowledge,sila la kongsi kat sini ye. |
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Congratulations!!!:handshake: 
We won the Regional Award for" Most Innovative Award for Investor Education" by Asia
Asset Management* Best of the Best Awards 2008.
CIMB Islamic Group Asset Management also won an award for Islamic Fund House of
the Year category, of which CIMB-Principal Islamic unit trusts and institutional
mandates contributed the bulk of assets under management.
Keep up the good work!
J. Campbell Tupling
Chief Executive
CIMB-Principal Asset Management Berhad
* Asia Asset Management is Asia's oldest monthly journal covering the institutional investment
management and pension markets. Each month, Asia Asset Management delivers news, analysis
and reports on the activities of institutional investors.
*************************************** |
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CIMB-Principal Bags Most Innovative Award for Investor Education in the Region
Kuala Lumpur: CIMB-Principal Asset Management Berhad (“CIMB-Principal”) recently won the Most Innovative Award for Investor Education by Asia Asset Management. The “Best of The Best Regional Award” recognises the Company’s exceptional education initiatives in 2008 to create awareness amongst investors on unit trust investments. J. Campbell Tupling, CEO of CIMB-Principal said, “It is a great honour to be recognised by Asia Asset Management in this category. We have always made it our duty to continuously educate our investors regardless of the economic condition, helping them to better understand investment concepts thus making the best decisions for their portfolios.”
Among the initiatives that enabled CIMB-Principal to win this award was the commissioning of an in-depth market audit of the Malaysian unit trust industry and the public perception of the industry. The survey had two key variables – the sales approach by the investment agent and the investor’s lack of understanding of the perspective and benefits of long-term investing. The survey resulted in a greater understanding of the investing behaviour of Malaysians nationwide, which benefited industry players in meeting the needs of their investors.
With the results of the audit, CIMB-Principal was able to re-focus all training of its unit trust agencies and bank affiliates’ sales force to emphasise on an asset allocation approach combined with a regular investment savings habit. This approach was adopted by many investors and success was attained and measured when there was an increase in investors utilising their EPF Members Investment Scheme for unit trust investments. In 2008, 50% of total sales by the CIMB Wealth Advisors unit trust consultant sales force were generated via the EPF Members Investment Scheme. This was a significant increase of 18% year-on-year, from the previous year’s 32% mark. On the bank affiliate side, training campaigns have been carried out to train investment salespeople on an asset allocation approach. An internal video was also prepared to train the bank sales force on all aspects of the external sales positioning and internal sales processing of investing via EPF.
In its educational efforts, CIMB-Principal also used other channels. A five-series investment educational article were published in the media fortnightly in two of the country’s leading newspapers and investment magazines in order to reach out to a wider group of investors. These articles were published concurrently when CIMB-Principal’s Flagship Fund campaign was launched in October 2008. The campaign featured a solid mix of eight “Flagship Funds” that focused on regular long-term investment through Ringgit-cost averaging and value averaging. CIMB Wealth Advisors also proactively reached out to the public by having free quarterly retail investment workshops to further help Malaysians understand the benefits of long-term investing. There was tremendous response to these workshops.
“Going forward, we will continue to educate the public and at the same time offer them a comprehensive series of products that range from domestic and international funds, Islamic and conventional funds, money market funds and bond funds. These factors have enabled us to stand out in the market and we have been duly recognised”, Tupling concluded.
On the other hand, CIMB Islamic Group Asset Management also received an award for Islamic Fund House of the Year for Malaysia in the Best of the Best Country Awards category.
Asia Asset Management is a well-respected monthly publication focusing on the institutional fund markets in the Asia Pacific region. Its annual awards recognise top performers in the region’s asset management industry. Its Investor Education award recognises the Company’s initiatives for retail and institutional investors in the Asia-Pacific region. |
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CIMB Wealth Advisors Berhad & American International Assurance Bhd. Form Exclusive Strategic Alliance
Kuala Lumpur: CIMB Wealth Advisors Berhad and AIA Bhd. today formalised a strategic alliance to offer a wide range of differentiated and innovative insurance protection solutions to consumers.
Through this formalisation, over 5,500 agents and financial planners of CIMB Wealth Advisors will now be able to market a wide range of insurance products underwritten by AIA Bhd. and its subsidiary, AIA Takaful International Bhd. (ATIB) to their steadily growing clientele.
CIMB Wealth Advisors is well known for its success in the area of wealth management and unit trust investments while AIA Bhd. has over six decades of experience as a leading life insurer in Malaysia.
Signing the strategic alliance agreement were Tan Beng Wah, Chief Executive Officer, CIMB Wealth Advisors and Khor Hock Seng, Chief Executive Officer, AIA Bhd. Witnessing the signing were Dato’ Sri Nazir Razak, Group Chief Executive, CIMB Group and Mark Wilson, President and Chief Executive Officer of AIA Co. Ltd.
The 10-year exclusive strategic alliance will enable both parties to leverage their proven strengths and expertise in the areas of wealth planning and insurance protection solutions respectively to offer Malaysians a holistic approach to financial planning.
Tan Beng Wah, in welcoming AIA Bhd. as a partner, said: “The collaboration provides a huge opportunity that will benefit both parties. This joint venture is one of immense potential. Our wide distribution reach of 35 regional offices, branches and agency offices nationwide and over 5,500 consultants, combined with AIA Bhd.’s expertise in designing industry-leading insurance products, is a natural fit. Our agents will now be able to offer customised financial solutions to our customers by bundling some of these insurance products with our other offerings that include unit trust funds, credit cards, structured investments, wills and trusts services provided by CIMB Group.”
Khor Hock Seng of AIA Bhd. said: “This alliance marks the coming together of two established brands which will be a clear win – win strategy for both. Through this, we at AIA Bhd. are able to utilise the agency distribution strength of CIMB Wealth Advisors while they in return will be able to benefit from our full range of diversified insurance products, customer focused approach and superior operational efficiency.”
Among the range of products underwritten and developed by AIA Bhd. to be marketed by CIMB Wealth Advisors include traditional life, investment-linked medical, education, endowment and other plans.
This alliance also opens the door for CIMB Wealth Advisors to cross sell products of ATIB, a wholly owned subsidiary of AIA Bhd., proudly Malaysia’s first International Takaful Operator licensed by Bank Negara Malaysia.
CIMB Wealth Advisors Berhad is a subsidiary of CIMB-Principal Asset Management Berhad, which is jointly owned by CIMB Group and the Principal Financial Group, U.S.A.
About CIMB Group
CIMB Group is Malaysia’s second largest financial services provider and one of Southeast Asia’s leading universal banking groups. It offers consumer banking, investment banking, Islamic banking, asset management and insurance products and services. Headquartered in Kuala Lumpur, its key regional offices are located in Singapore, Indonesia and Thailand.
CIMB Group operates its business through three main brand entities, CIMB Bank, CIMB Investment Bank and CIMB Islamic. CIMB Group is also the majority shareholder of Bank CIMB Niaga in Indonesia.
CIMB Group is owned by Bumiputra-Commerce Holdings Bhd, which is listed on Bursa Malaysia with a market capitalisation of over USD7 billion. The Group has over 36,000 employees located in 9 countries.
About AIA Bhd.
AIA Bhd. began operations in Kuala Lumpur, Malaysia in 1948 as a branch of AIA Co. Ltd (AIA). With 60 years of local market presence, AIA Bhd. has now become one of the country’s largest life insurers, with a network of 23 branches nationwide and over 1,000 employees and 10,000 agents. The company’s focus is on designing new, innovative products to meet the changing needs of the market.
About the AIA Group
The AIA group is a leading life insurance organization in Asia with a unique heritage of serving the world’s most dynamic region for 90 years. It provides consumers and businesses with products and services for life insurance, retirement planning, accident and health insurance as well as wealth management solutions. Through an extensive network of 250,000 agents and 20,000 employees across 13 geographical markets, the AIA group serves over 20 million customers in the region.
The AIA group has branch offices, subsidiaries and affiliates located in jurisdictions including Australia, Brunei, China, Hong Kong, India, Indonesia, Macau, Malaysia, New Zealand, Singapore, South Korea, Thailand and Vietnam.
[ Last edited by syafali at 2-4-2009 14:40 ] |
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Assalamualaikum dan Salam sejahtera...
Saya akan membuat taklimat preview kerjaya bersama CIMB Wealth Advisors,pada hari dan waktu yg berikut:-
Hari: Selasa,jam 4ptg
Tarikh:7 April 2009
Rebutlah peluang untuk menjadi financial planner yg menawarkan pelbagai produk buat pelanggan.It's a vey high demand job in the market.Dengan CIMB Wealth Advisors,anda mampu membantu para pelanggan dan juga mengubah hidup anda.
Taklimat akan memakan masa dalam 1 jam sahaja.
Sila sms saya ke 0193641101 atau pm saya di sini.
Terima kasih. |
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Assalamualaikum dan Salam sejahtera...
Saya akan membuat taklimat preview kerjaya bersama CIMB Wealth Advisors,pada hari dan waktu yg berikut:-
Hari: Selasa,jam 4ptg
Tarikh:7 April 2009
Rebutlah peluang untuk menjadi financial planner yg menawarkan pelbagai produk buat pelanggan.It's a vey high demand job in the market.Dengan CIMB Wealth Advisors,anda mampu membantu para pelanggan dan juga mengubah hidup anda.
Taklimat akan memakan masa dalam 1 jam sahaja.
Sila sms saya ke 0193641101 atau pm saya di sini.
Terima kasih. |
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Datuk Noripah Kamso Wins Asset Management CEO of the Year
Wednesday, 27 February 2008
Kuala Lumpur: Datuk Noripah Kamso, Chief Executive of CIMB-Principal Asset Management Berhad, recently won CEO of the Year for Malaysia in Asia Asset Management’s Best of The Best Country Awards.
Asia Asset Management is a well-respected monthly magazine focusing on institutional fund markets in the Asia Pacific region. Its annual awards recognise top performers in the region’s asset management industry. Its CEO of the Year award recognizes the executive’s overall achievements—in particular by demonstrating leadership in the market that the firm operates in—over a three-year period.
Datuk Noripah said: “We are very pleased with this award from Asia Asset Management, which recognises CIMB-Principal’s achievements over the last two years. We thank our valued investors for their continuous support, which we have rewarded with improved fund performance. This is really a collective victory to be fully shared with all CIMB-Principal employees, its shareholders—CIMB Group and The Principal Financial Group—and our distribution partners.”
Under Datuk Noripah’s leadership, CIMB-Principal has steadily grown its assets under management to reach RM19.2 billion in 2007, making it one of the country’s largest fund managers. The company has also successfully ventured overseas, establishing an international presence in Indonesia, Singapore and Brunei and distinguishing itself as a provider of innovative Islamic asset management products. In addition, funds performance has improved, with some 82% of CIMB-Principal’s peer comparable funds being ranked in the top Quartiles for the one-year period.
Datuk Noripah has also been instrumental in bringing foreign investors and portfolio managers to invest in homegrown funds. Last year, she led a successful institutional and retail investors roadshow in Asia and Western Europe to market and establish distribution channels for the CIMB FTSE ASEAN 40 Exchange Traded Fund, which is listed on the Singapore Exchange(SGX).
Datuk Noripah has previously won Asia Asset Management’s Best of the Best Regional Marketing Personality of the Year, in both 2005 and 2006. |
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tolong powed pertanyaan Wak Kasi on underperformance nehh to fund managers:
Wak Kasi tgk2 baru2 neh... rasa2 mcm timing bagus jerk wat kuar EPF taruk UT.
So masuk DALI 3 3 march tawun neh. (pes taim wooo)
Tp kan, compare to FBM Hijrah index, from 3 march to yesterday index neh naik 6.7%; tp DALI 3 naik 5.4% jer; -19% underperformance.
Wak Kasi sedikit kecewa ngan performance. Ada huraian? |
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Originally posted by kasibiman at 8-4-2009 15:09 
Wak Kasi tgk2 baru2 neh... rasa2 mcm timing bagus jerk wat kuar EPF taruk UT.
So masuk DALI 3 3 march tawun neh. (pes taim wooo)
Tp kan, compare to FBM Hijrah index, from 3 march to yesterd ...
fuyooo....wak pun dah korek epf pi tabur kat UT.....tp saound mcm kuciwa jerk...soalan tmabhan gak la utk UT agent....DALI 3 ni dia pi invest kat kaunter apa......leh bg top 5 kaunter yg dia invest dak.. |
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Category: Shop Online/Classified
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Author
Post time 16-1-2009 07:32 AM
