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Travel Insurance Pilihan Forumer Cari

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Post time 12-12-2017 06:31 PM From the mobile phone | Show all posts |Read mode
Edited by drivethru at 14-12-2017 12:53 AM

Minggu depan nak bercuti ke turki dalam 10 hari. Tadi pergi ofis AXA insurans kat jln raja chulan. Plan nak beli travel insurance. Bila orang tu dah terangkan, mmg puas hati dengan benda2 yg axa cover. Mase nak beli tu, tertanya pada orang tu. Kalau sakit/accident kat luar negara, bil hospital macam mane. Dia ckp kita kena bayar dulu. Kat malaysia baru claim balik. Kalau macam tu, no point jugak. Sbb aku mmg ade insurance sendiri. Sama jugak konsep nye. Bayar dulu claim kemudian.

Ade sape2 tahu insurans yg x perlu kita bayar dulu. Aku setakat flight delay, baggage delay x kisah sgt. X perlu insurand pun xpe. Cuma kos perubatan sahaja yg takut.

Boleh suggest travel insurance yg cover kos perubatan kat luar negara.
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Post time 12-12-2017 08:22 PM | Show all posts
rasanya semua insurans mmg bayar dulu claim kemudian , kecuali insurans jenazah which is dh mati baru dapat.

siapa ada idea insurans macam tt nak mohon sharing. menarik juga topik ni.
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Post time 13-12-2017 11:14 PM From the mobile phone | Show all posts
Good topic. Nak tau jugak
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Post time 14-12-2017 07:49 AM | Show all posts
Edited by Aurora175 at 14-12-2017 07:51 AM

fyi,

theres no insurance yg cover oversea free, smue kene bayar dulu then blk malaysia claim...

my experience travel ngan toddler and having quotes from smue insurance company, none of them cover free medical outside malaysia.
sebab tu if travel oversea make sure ade credit card with certain amount utk contingency, and some cash extra.
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Post time 14-12-2017 11:30 AM | Show all posts
Apply je online..
Aku kalau nk g oversea amik dgn kurnia insurance.. apply online
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Post time 14-12-2017 12:10 PM | Show all posts
betul tu kena ade credit card back up
bukan utk shopping tp hal2 kecemasan mcm ni
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 Author| Post time 14-12-2017 05:12 PM From the mobile phone | Show all posts
hanglipolopo replied at 14-12-2017 11:30 AM
Apply je online..
Aku kalau nk g oversea amik dgn kurnia insurance.. apply online

AXA pun murah ambil online. Diskaun 25%. First time nak ambil insurance. Tapi masih berkira-kira lagi.
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 Author| Post time 14-12-2017 05:12 PM From the mobile phone | Show all posts
syue86 replied at 14-12-2017 12:10 PM
betul tu kena ade credit card back up
bukan utk shopping tp hal2 kecemasan mcm ni

Selalu mmg tinggalkan cc kat rumah. Kali ni mmg kena bawak utk kecemasan.
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 Author| Post time 14-12-2017 05:14 PM From the mobile phone | Show all posts
Aurora175 replied at 14-12-2017 07:49 AM
fyi,

theres no insurance yg cover oversea free, smue kene bayar dulu then blk malaysia claim... ...

Tu la baru tahu. Sebelum ni g travel tak pernah nak ambil.
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Post time 14-12-2017 05:18 PM | Show all posts
drivethru replied at 14-12-2017 05:12 PM
Selalu mmg tinggalkan cc kat rumah. Kali ni mmg kena bawak utk kecemasan.

bawak je n jgn lupe aktifkan dgn bank

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Post time 15-12-2017 06:03 AM | Show all posts
drivethru replied at 14-12-2017 05:12 PM
Selalu mmg tinggalkan cc kat rumah. Kali ni mmg kena bawak utk kecemasan.

Travel keluar negara, CC wajib bawak, kol bank untuk memudahkan penggunaan nanti maklumkan nk keluar negara and if cc limit kecil mintak dorg naikkan amount nanti balik msia boleh adjust blk.

cash pun perlu ade sebab bergantung pd keadaan, some hospital terima deposit melalui cc or cash, selalu USD dorg suke terima..tu depends.

yang lain tu tawakkal je time holiday,

take care and happy holidays!!

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Post time 15-12-2017 06:03 AM | Show all posts
drivethru replied at 14-12-2017 05:12 PM
Selalu mmg tinggalkan cc kat rumah. Kali ni mmg kena bawak utk kecemasan.

Travel keluar negara, CC wajib bawak, kol bank untuk memudahkan penggunaan nanti maklumkan nk keluar negara and if cc limit kecil mintak dorg naikkan amount nanti balik msia boleh adjust blk.

cash pun perlu ade sebab bergantung pd keadaan, some hospital terima deposit melalui cc or cash, selalu USD dorg suke terima..tu depends.

yang lain tu tawakkal je time holiday,

take care and happy holidays!!

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 Author| Post time 15-12-2017 10:16 AM From the mobile phone | Show all posts
Aurora175 replied at 15-12-2017 06:03 AM
Travel keluar negara, CC wajib bawak, kol bank untuk memudahkan penggunaan nanti maklumkan nk kel ...

Sebelum ni x bawak cc sbb takut berbelanja tak ingat dunia. Sekarang baru tahu penting bawak cc untuk kes kecemasan.

Terima kasih bagi peringatan.
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Post time 15-12-2017 10:24 AM From the mobile phone | Show all posts
kalau da beli Travel Ins hati  senang banyak  la. lagi pun tak la mahal mana kalau da mampu berjalan bayar flight tak kan xtra Rm tak blh... anyway CC kena bawa kalau  just backup .. apa2 hal balik Msia blh la claim ins
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Post time 15-12-2017 11:06 AM | Show all posts
setakat yg aku tau bayar dulu baru claim
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Post time 15-12-2017 11:07 AM | Show all posts
setakat yg aku tau bayar dulu baru claim
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 Author| Post time 15-12-2017 11:54 AM From the mobile phone | Show all posts
nasha82 replied at 15-12-2017 11:06 AM
setakat yg aku tau bayar dulu baru claim

Semua sama la kan. Ingatkan ade option lain yg memudahkan.
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Post time 15-12-2017 11:57 PM | Show all posts
biasa beli travel insurans etiqa takaful , tapi alhamdulillah x pernah jadik apa2 yg buruk masa travel . so x tau cemane prosedur nk guna insurans ni kalo ade emergency ..beli as precaution je  
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Post time 16-12-2017 10:40 PM | Show all posts
tahun lepas, iols amik AXA. tahun ni, iols guna AIG sebab dia liaise dengan hospital kalau kita warded. lagi satu sbb AIG global. tapi, kalau uols pi rawatan tak kena warded konsepnya masih pay and claim
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