Edited by green~tea at 6-8-2020 07:00 PM
dalam unit trust tu u bleh search mana high risk, medium risk, low risk... ASB is one of low risk sbb ia backed by government
Types of unit trust yang i dah summarize.. ada byk lagi.. tp kuasa sangat nak amek tau details
1. Equity - An equity unit investment trust (EUIT) is a closed-end, publicly offered pooled trust fund managed by an investment company. In particular, an EUIT will only invest in the stocks of publicly traded corporations. this is medium - high risk, but u can get high dividends from this
2. Bond atau Sukuk - dikeluarkan oleh syarikat or government. Fixed income funds invest mainly in Malaysian Government Securities, corporate bonds, and money market instruments. Objective dia utk provide regular income. low risk, lower return, tp steady income
3. Balanced - Mixure of fund to reduce the risk of investing in a single asset class. Balance fund ni has portfolio mix of equities, fixed income securities and cash
4. Money market - Antara kelebihan money market fund ialah risiko yang sangat rendah, potential to get higher dividends compared to FD kat bank, pembayaran keuntungan secara bulanan dan tax free. bawah ni contoh money market
- Commodity murabahah (tawarruq)
- Mudarabah Investment Account
- Wakalah Investment
- al-Mudarabah Interbank Investment
- Government Investment Issue
- Cagamas Mudarabah Bonds
- Islamic Accepted Bills
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