|
|
Reply 98# AnisSuraya
tq anissuraya....atleast dah mula phm jugk... hmm.. kena kejar loyer la ekk?? nk rajin tanya current progress .. nnt, loyer akn bwk kita jmpa DO eh? step ni berlaku dlm tempoh 3+1 tu ke? klu lbh dr tempoh tu cmne? sbb sang suami skrg kt ober de si.. bole tak, isteri jer uruskan sume? |
|
|
|
|
|
|
|
|
|
|
|
Reply AnisSuraya
tq anissuraya....atleast dah mula phm jugk... hmm.. kena kejar loyer la ...
mamanett Post at 30-6-2010 10:43 PM 
Yuppp, kena selalu contact loyer/pemaju tanya progress sampai kat mana...kena call selalu...biasanya tempoh 3+1 tu tak cukup sebab kdg2 kelewatan berlaku kat pejabat tanah.Kena push ur loyer.Mcm my kes, pun lambat..pemaju kenakan penalti tapi sebab kita ada point penting utk waivekan penalti tu..maka selamatlah sebab loyer, pemaju pun lambat buat keje diaorang...
Bila dah complete dokumen berkaitan, samada kita nak pergi sendiri jumpa DO atau nak tunggu loyer yg bawak (kalau nak cepat, pergi jer sendiri) pun boleh..semua tu berlaku dlm tempoh 3+1 tu lah..kdg2 mungkin lebih...tgk ur loyer buat kerja lah camner...sebab tu u kena push selalu..
Oleh sebab rumah tu atas nama berdua (ur hubby + ur name), dua2 kena ada...sebab kat geran tu nanti ada dua nama, dua2 kena sign depan DO...kalau atas nama ur hubby jer, ur hubby lah yg kena hadir utk sign...kalau nama u sahaja...u jer lah yang kena sign...tapi nak uruskan semua tu, boleh jer..tapi tang nak sign dokumen..kena lah dua2 sign kan...takkan u nak signkan bagi pihak ur hubby |
|
|
|
|
|
|
|
|
|
|
|
baru gak dapat bil utk s&p dan loan dr loyer....total bil dlm 5 angka gak ler kena
waaaaaa.....raba ...
tukul Post at 30-6-2010 07:59 PM
Tukul..tu arrr..mahal kan kos loyer tu...mmg cecah 5 angka (snp+loan agreement)..mcm anis, loyer fee Snp, pemaju yg settelkan, loyer fee loan agreement, bank yang settelkan...anis cuma bayor stamping duty (MOT)+ kos berkaitan... |
|
|
|
|
|
|
|
|
|
|
|
Tukul..tu arrr..mahal kan kos loyer tu...mmg cecah 5 angka (snp+loan agreement)..mcm anis, loyer ...
AnisSuraya Post at 1-7-2010 09:28 
sambungan dari ayat anis diatas... "...itupun sbb anis beli rumah yg berharga RM1.285juta..." |
|
|
|
|
|
|
|
|
|
|
|
sambungan dari ayat anis diatas... "...itupun sbb anis beli rumah yg berharga RM1.285juta..."
ryo_takahashi1 Post at 1-7-2010 09:31
ooooo....gitu citenya...patut la anis dpt fee foc...rege umah dah juta2... |
|
|
|
|
|
|
|
|
|
|
|
|
ohh...cik anis kita dpt waiver sbb tuuuuu.. special case.. hhiihi.. igtkn bole try mntk jugk gk dgn bank.. hihi.. |
|
|
|
|
|
|
|
|
|
|
|
Yuppp, kena selalu contact loyer/pemaju tanya progress sampai kat mana...kena call selalu...bias ...
AnisSuraya Post at 1-7-2010 09:25 
hmmm... itu mcm kalu... nmpk gaya, kena penalti jugk la nnt... duit lg... ... fenin fenin.... |
|
|
|
|
|
|
|
|
|
|
|
tlg ai jap..td loyer call soh baya legal fees dkt RM5k. ai naif sgt hal2 ni. ai buat govt loan. da approved 100%. masa booking rumah dlu agen kate x payah bayar ape2 fees lagi sbb ai ambik govt loan. then arini loyer kate fees yg pemaju bayar cume untuk snp je.
3,4 taun lepas, husband ai buat govt loan gak. ape satu fees pon die x payah bayar. so ai ingat mcm tu la. umah ai RM278k.
so mcm mn ek? nk korek rm5k lam due tiga ari ni, sesak napas.. |
|
|
|
|
|
|
|
|
|
|
|
|
nk tanya pendapat @ sesiapa yg mengalaminya...ari tu sy dpt surat dr pemaju srh amik kunci tp kena bayar rm1,800.00 dan amik kunci...pemaju kt itu ada lh charge late interest payment...mmg kita sebagai pembeli kena byr sebyk tu ke?..bila tanya sepupu yg beli umah yg sama pemaju dan lawyer dia kt dia pun kena so, dia byr jer...tp bila sy tnya k ipar yg dia kt kita boleh buat srt rayuan pd pemaju n lawyer mntk kurangkan...kawan kakak ipar pun kena dan buat mcm tu dan cuam byr separuh jer dr interest tu...so, mcm ne skrg ni? |
|
|
|
|
|
|
|
|
|
|
|
Salam to all,
Abg_Naz beli rumah di Sungai Petani , teres 2 tingkat RM185,800. Discount RM2K. Loan Maybank RM110K. Dah settel down payment RM73,800. La ni tunggu nak buat monthly payment dengan bank je la sebanyak RM750 sebulan selama 21 tahun.
Baru dapat surat charge loyer sebanyak RM2170.00.
Bayau je laaaaa.... |
|
|
|
|
|
|
|
|
|
|
|
Reply 79# alladeen
betulker. you guna lawyer mana ni?..i tengah survey lawyer jugak, sbb nak beli rumah atas individu |
|
|
|
|
|
|
|
|
|
|
|
|
Camana nak claim balik ngan KWSP ye...adakah dia ambik kira gak kos fee lowyer dan dalam 10% tu.... |
|
|
|
|
|
|
|
|
|
|
|
Reply 111# ida_77
kena byr 1800..harga rmh awk brp ek?.....nak kena wat bajet gak n...harga rumah sy 240'..... |
|
|
|
|
|
|
|
|
|
|
|
nak bayor legal fees ni bleh guna kwsp ke?..
saya nak beli rumah rege rm65 k.. developer ckp SNP lawyer depa tanggung. so lawyer bank widraw kwsp sekali ngan dp bleh ke?
confuse sbb baca kuar kwsp utk downpayment je.. lawyer fees pun buleh ke?.. |
|
|
|
|
|
|
|
|
|
|
|
nak bayor legal fees ni bleh guna kwsp ke?..
saya nak beli rumah rege rm65 k.. developer ckp SNP ...
beep Post at 19-8-2011 10:45 
Bleh aje. Kan diorang masukkan duit KWSP dalam akaun, so ske atila nak wat bayo downpayment ke, nak bayo urusan peguam ke, nak beli kasut raye ke. Kalo nak kuarkan duit KWSP, pinjaman perumahan kena lulus dulu. Kalo nak mohon pinjaman bank, downpayment kena bayo dulu (biasenye 10%). Tentang bayaran peguam tu, biasenye ko akan sempat tunggu 3 kali gaji sebelum seme urusan guaman selesai.
p/s: ini ikot pengalaman akula  |
|
|
|
|
|
|
|
|
|
|
|
Salam sumer...
nak tanya skit pada yg pakar kt sini...dah baca2 pun masih konpius2 jer camne nak bajet utk byr lawyer umah nanti...
saya beli rumah harga RM221K....bayar booking RM500 jer masa sign S& P januari lalu...
loan apply 100% loan gomen...
lawyer utk S& P dan loan guna panel pemaju...
so sekarang ni nak bajet utk byr duit lawyer...boleh tak sesapa tolong...nak tau dalam anggaran jer...sbb loan baru jer lulus...
pemaju ckp utk S & P xkena caj...cuma disb. RM250...dah dpt bil yg ni...
nak tau utk caj lawyer utk loan...skali termasuk MOT ke stamp duty ke atau yg sewaktu dgnnya.....
boleh tolong? terima kasih... |
|
|
|
|
|
|
|
|
|
|
|
Reply 118# intanna
kalo ikutkan saya ari tu, law firm tu akan bagi bil masa kita nak ambik S & P tuh. masa tu la kita tahu total yang kita kena bayar |
|
|
|
|
|
|
|
|
|
|
|
Post Last Edit by midar at 23-8-2011 09:01
ni reference utk kekwn yg br beli umah
LAWYER FEES AND STAMP DUTY AS A REFERENCE October 28th, 2010
| Home Loan Legal Fees Reference | | Sale & Purchase Agreement | % | Loan Agreement | % | | First 150K | 1 | First 150K | 1 | | Subsequent up to 1M | 0.7 | Subsequent up to 1M | 0.7 | | Subsequent up to 3M | 0.6 | Subsequent up to 3M | 0.6 | | Subsequent up to 5M | 0.5 | Subsequent up to 5M | 0.5 | | Subsequent up to 7.5M | 0.4 | Subsequent up to 7.5M | 0.4 | | | | | | | Stamp Duty | % | Stamp Duty | % | | First 100k | 1 | Loan Amount | 0.5 | | Subsequent up to 500K | 2 |
|
| | Subsequently onwards | 3 |
|
|
|
|
|
|
Note : - Lawyer Professional fees to be included 6% of government tax.
- Disbursement Fees to be in the range of RM1000- RM1500.00 ( based on estimation)
sumber : http://malaysiahousingloan.net/2 ... uty-as-a-reference/
yg ni plak cost utk MOT
1. How stamp duty is calculated
| On the first RM100,000 | RM1.00 for every RM100 or fractional part of RM100 | | On any amount in excess of RM100,000 but not exceeding RM500,000 | RM2.00 for every RM100 or fractional part of RM100 | | On any amount in excess of RM500,000 | RM3.00 for every RM100 or fractional part of RM100 |
This means if your property value is RM60,000 the stamp duty would be RM600 and for a property valued at RM350,000 the stamp duty would be RM6,000. There usually is a time lapsed from the purchase till the issuance of the strata titles. At the time of transfer, direct purchasers from developers usually pay the consideration value (the purchase price) of the property, whereas subsequent purchasers would have paid the stamp duty based on market value adjudicated by the Valuation Department.
For purchasers who have paid the full duties on the Deed of Assignment in sub-sale agreements, the stamp duty is a nominal sum of RM10.00. This has to be verified by the Stamp Office from the Deed of Assignment bearing the original stamped impression which also carries a serial number.
2. How legal fees for transfer of ownership of strata title is calculated
| 1 | 2 |
|
| | Consideration or Adjudicated Value | Scale of Fees | Purchases under the Housing Development (Control & Licensing) Act | Transfer legal fees (if using same SPA lawyer) | Transfer legal fees (if using a lawyer who is not the SPA lawyer) | | For the first RM 150,000 | 1.0 % (minimum fee RM300) |
| 25% of applicable scale fee from either Column 1 or 2 (subject to a minimum of RM200) | 50% of applicable scale fee from either Column 1 or 2 (subject to a minimum of RM200) | | Next RM850,000 | 0.7% | | Next RM2,000,000 | 0.6% | | Next RM2,000,000 | 0.5% | | Next RM2,000,000 | 0.4% | | More than RM7,500,00 | Negotiable (but shall not exceed 0.4%) | | RM45,000 or below | RM250 | | RM45,001 to RM100,000 | 75% of scale fee | | RM100,001 to RM500,000 | 70% of scale fee | | RM500,001 and above | 65% of scale fee |
Note: The table above is compiled from the Solicitors Remuneration Order 2006 under the Legal Profession Act 1976. The fees might change so it is best that you check with your lawyer or the Malaysian Bar Council at www.malaysianbar.org.my on the latest updated Order.
sumber : http://www.iproperty.com.my/ |
|
|
|
|
|
|
|
|
|
| |
Category: Belia & Informasi
|
Post time 30-6-2010 10:43 PM
