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Reply #2300 as188's post
itu le pasal.... |
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Reply #2302 jawagondrong's post
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Rina x buat....mmg failed ler nk buat kira2 ni |
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Reply #2302 jawagondrong's post
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nak mengiranya x susah bang, klu ada hp agreement dkt sebelah... |
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Reply #2304 feirina's post
aku pung....
nak tau jawapan org je, cam mana cara pengiraannya |
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lagi pun aku kira guna formula nak cari elaun modal aje..x tau lah bank guna formula ape... |
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Reply #2306 seratus_sukan's post
mmg ler masalahnya hp pun tak da cam mana nak kira....
ni lagi satu HP ni aku musykil ler...mcm mana kita nak tau kitanya original HP ada kat bank mana? |
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just nak tahu camner nak kira % ( interest ) dan harga asal kete.... |
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Reply #2301 medangmru's post
camane nk kira % dgn tepat kalo harge kete tu sendiri tak tepat.... |
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Reply #2313 as188's post
betul 2.... |
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Reply #2313 as188's post
monthly installment dah tahu.....jumlah bulan dah tahu ....rega kete dlm +-RM27K....so...agak2 nya boleh tak dapatkan interest tu... |
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dan bila dapat interest tu...nak kira plak braper jumlahnya kalau nak buat early settlement... |
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Reply #2316 medangmru's post
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medang dlm statment yg ko dapat tak da ke inform baper ko nya interest |
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aku kira camni (w/pun tak tepat rasanye) :-
total ko byr kt bank - harga asal kete = total interest
total interest / loan tenure = interest sebulan
interest sebulan / monthly repayment = dptlah brp % interest tu
ni estimate je sbb ekceli utk HP, interest tu tinggi at the beginning of the loan dan akan menyusut dgn masa...
kalau ko nk buat full settlement, mmg takde cara lain melainkan tepon bank tu tanya sendiri sbb kenkadang bank ada bagi rebate utk early settlement. tp sekadar nk estimate buleh la try kira.... |
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Kalau anis ambik rege kete tu ialah 27k, d/p ialah 3k...(anggap jer lah ada d/p tuuu di mana rege road-tax dan insurans dah termasuk dalam 27k tu), jadi buat loan kat bank ialah 24K...untuk bayaran sebanyak 410.20 selama 84 bulan..anis dapat dier nyer interest dia ialah dalam 6.2+% |
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ms aku kira2 td, interest kereta ko lbh kurang dlm 124.48/bln...x tau le figure ni btl ke tak...
[ Last edited by seratus_sukan at 5-3-2008 11:31 AM ] |
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Category: Belia & Informasi
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Author
Post time 5-3-2008 11:13 AM
