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Author: arishan24

ALL ABOUT Personal Loan...

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Post time 5-11-2009 04:32 PM | Show all posts
sya nak wat loan for 3k only.. nak settle within 2 years.. bank mana yg plg rendah % ekk?

CIMB klu bleh nk tolak tepi.. interest tinggi sgt222

i'm working in private sector
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Post time 3-12-2009 12:31 PM | Show all posts
Post Last Edit by hitamputih at 8-12-2009 15:29

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Post time 3-12-2009 05:41 PM | Show all posts
742# hitamputih

uisshh.... mcm mustahil plak sampai 24%.. tak sampai tu bang... paling tinggi pun 1.5%/mth aje.. bermaksud tak lebih dari 18%/yr.. tapi ni pun dah tahap mahal... rajin2 buka website bank.. insya-allah ada yg suit to your needs....
hang punya lokasi kat mana ni..?? overseas bank tak silap sekitar 7~8% ajer...
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Post time 3-12-2009 05:46 PM | Show all posts
Post Last Edit by hitamputih at 8-12-2009 15:30

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Post time 3-12-2009 05:56 PM | Show all posts
743# ryo_takahashi1  

dah makcik tu ckp 2% permonth...harus laa 24 % kan...tatau laa kalau dia malas nak layan terus dia kata camtu...

stkt ni tu lah, ocbc, hsbc, atau alrajhi. ni yg post , nak ...
hitamputih Post at 3-12-2009 05:46 PM


cuba tanya RHB, public beng,beng islam, agro beng...rate interest deme pun rendah dan menarik...
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Post time 3-12-2009 06:46 PM | Show all posts
Post Last Edit by hitamputih at 8-12-2009 15:30

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Post time 3-12-2009 10:14 PM | Show all posts
nk tanya skit lah...my hubby dh wat pl kat bnk rakyat..
sblm tu,tanya officer dia dulu bole buat ke x leh buat..
dia dh tgk payslip sume..dia kata bole buat..
so dh submit..cuma skrg tgh tggu approval la..
tp dah seminggu buat still x tau status lagi..
brp lama eik diorg proses selalunya?
coz ada kawan buat tu 3 ari dh lulus..esoknya duit dh masuk..
hubby lak x mo tel officer tu tanya..dia nk tggu gak org tu call..
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Post time 4-12-2009 09:46 AM | Show all posts
timasih

RHB = ok , ala ala sama ngan hong leong n eon.
Bank islam = pagi pagi dia dah ckp..."kami tak buka utk swasta cam en lagi"
agro = mmg takde personal loan utk swasta, kecuali nak buka  ...
hitamputih Post at 3-12-2009 18:46

tanya la plak
HSBC, Standard Chartered, Alliance, UOB, OCBC... takde masalah nak survey dulu kan...
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Post time 4-12-2009 02:42 PM | Show all posts
hehehehe...bella....kan ke ko dah bukak satu topik baru pasal kemusykilan ko ni...
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Post time 27-12-2009 11:57 PM | Show all posts
Personal loan Public Bank 2-3 tahun 3.4% ..4 tahun keatas 4.99%
proses pun cepat..dulu aku apply ari Khamis, ari Rabu depannye dah masuk duit.. kalau cawangan Sg. Chua jumpa officer di Tingkat 1 nama Farah..
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Post time 28-12-2009 02:51 PM | Show all posts
hi idx

ko leh pm aku tak nama officer tu? ingat nak bagi kat anak sedara aku coz dia tgh mencari nih..dia tu keje pos msia..rasa boleh kot kannn....dia tggl kt subang jaya...tqvm
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Post time 28-12-2009 04:08 PM | Show all posts
sgt suke topik ni...tp ade soalan la...psl loan bank rakyat ni...saya nk tnye pasal overlap...but before that, saya apply loan dgn bank rakyat dh setahun dah...then x silap, if nk buat overlap, at least a year..so rsnye mcm dh entitle...tp yg jadi persoalan tu, mase buat loan tu, saya kerja with dis co yg mmg buat potongan gaji...so mmg sng la...then after a few months, dapat offer keje kt co lain..better offer, so accept la...tp x buat potongan gaji...meaning, monthly payment tu buat sndiri....but xpenah skip...payment tiap2 bulan bayar...
so, if nk buat overlap, do they accept ke x? sbb now dh keje kt tmpt lain, n x buat potongan gaji...or diorg accept jugak even dh keje tmpat lain but dh ade account dgn bank rakyat...so diorg blh buat overlap tu..hope sum1 blh tlg....nk kol bank rakyat, x sempat2 lagi..office plak x clear nk buat personal call ni...
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Post time 29-12-2009 09:43 AM | Show all posts
kene refer ngan Bank Rakyat....but so far apa yg aku tahu....Bank Rakyat mahukan Majikan yg boleh buat Potongan Gaji....sebaliknya....kene deal ngan Bank Rakyat cawangan yg bagi loan tu....
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Post time 4-1-2010 07:46 PM | Show all posts
Mintak tulung sahabat2 semua.. aku nak wat personal loan.. utk nak kawin.. umur dah makin tua.. tak kawin2/nikah2 lagi.. boleh tolong bgtau bank mana yg leh apply?? Aku cadang nak wat dalam RM30K-RM50K..

Company = Private sector, MNC
Gaji tetap = RM2.5K, tak tolak KWSP,Socso,bla bla, campur OT kadang2 leh cecah RM3K
Tempoh bekerja = setahun lebih
Hutang dgn bank lain = tiada

Sapa2 yg leh tolong sila PM atau bgtau jer kat sini.. mintak tolong yer..
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Post time 14-3-2010 09:31 PM | Show all posts
aku nak wat PL tp nak pilih tempoh lama dlm 10 thn so byr dlm rm 100+++ setiap bulan.. kalau ade rezeki lebih nak bayar lebih... rm 300+++ kew...
so korang pk better amik lebih tahun ke atau bayar lebih?
ade pro n cons x?
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Post time 14-3-2010 09:36 PM | Show all posts
erm.. boleh tak bagi rate interest terbaru PL semua bank di malaysia... hehe
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Post time 17-3-2010 10:38 AM | Show all posts
erm.. boleh tak bagi rate interest terbaru PL semua bank di malaysia... hehe
izza_dude Post at 14-3-2010 21:36


manje nyer kak izza nie..
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Post time 18-3-2010 09:46 AM | Show all posts
manje nyer kak izza nie..
lostnfaun Post at 17-3-2010 10:38


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Post time 19-3-2010 10:06 PM | Show all posts
hehe.. ape2 jelah labu..
erm aku dicide nak amik kat bsn jer.. coz rate dia murah ckit..
rate terbaru

8-15thn = 4.85% (bsn)
4-10thn = 4.99 (b.islam)
8-15thn = 4.85% (b.rakyat tp utk ahli)
9-15thn = 4.90% (b.rakyat tp utk bkn ahli)
3-10thn = 4.99% (maybank)

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Post time 20-3-2010 11:42 PM | Show all posts
agak-agak ader tak BANK nak kasi wat PL klu blacklist,(nak wat loan sbb nak seteln yang LOAN YG NPL ...+ balance tu nak pakai skit......)
kijer ngan GLC & gaji 3.5 k....

klu ader tolong la share-share info....
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